<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/nport" xmlns:com="http://www.sec.gov/edgar/common" xmlns:ncom="http://www.sec.gov/edgar/nportcommon" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
  <headerData>
    <submissionType>NPORT-P</submissionType>
    <isConfidential>false</isConfidential>
    <filerInfo>

      <filer>
        <issuerCredentials>
          <cik>0000756913</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>


      <seriesClassInfo>
        <seriesId>S000008278</seriesId>
        <classId>C000022589</classId>
        <classId>C000022590</classId>
        <classId>C000022588</classId>
      </seriesClassInfo>


    </filerInfo>
  </headerData>
  <formData>
    <genInfo>
      <regName>John Hancock Variable Insurance Trust</regName>
      <regFileNumber>811-04146</regFileNumber>
      <regCik>0000756913</regCik>
      <regLei>Z5DUWKEPW78QKD87GA06</regLei>
      <regStreet1>200 Berkeley Street</regStreet1>
      <regCity>Boston</regCity>
      <regStateConditional regCountry="US" regState="US-MA"/>
      <regZipOrPostalCode>02116</regZipOrPostalCode>
      <regPhone>617-663-4497</regPhone>
      <seriesName>Managed Volatility Growth Portfolio</seriesName>
      <seriesId>S000008278</seriesId>
      <seriesLei>549300H0DBKF5XHQ9192</seriesLei>
      <repPdEnd>2020-12-31</repPdEnd>
      <repPdDate>2020-06-30</repPdDate>
      <isFinalFiling>N</isFinalFiling>
    </genInfo>
    <fundInfo>
      <totAssets>6941207229.700000000000</totAssets>
      <totLiabs>28290236.150000000000</totLiabs>
      <netAssets>6912916993.550000000000</netAssets>
      <assetsAttrMiscSec>0.000000000000</assetsAttrMiscSec>
      <assetsInvested>0.000000000000</assetsInvested>
      <amtPayOneYrBanksBorr>0.000000000000</amtPayOneYrBanksBorr>
      <amtPayOneYrCtrldComp>0.000000000000</amtPayOneYrCtrldComp>
      <amtPayOneYrOthAffil>0.000000000000</amtPayOneYrOthAffil>
      <amtPayOneYrOther>0.000000000000</amtPayOneYrOther>
      <amtPayAftOneYrBanksBorr>0.000000000000</amtPayAftOneYrBanksBorr>
      <amtPayAftOneYrCtrldComp>0.000000000000</amtPayAftOneYrCtrldComp>
      <amtPayAftOneYrOthAffil>0.000000000000</amtPayAftOneYrOthAffil>
      <amtPayAftOneYrOther>0.000000000000</amtPayAftOneYrOther>
      <delayDeliv>0.000000000000</delayDeliv>
      <standByCommit>0.000000000000</standByCommit>
      <liquidPref>0.000000000000</liquidPref>
      <cshNotRptdInCorD>300247042.600000000000</cshNotRptdInCorD>
      <isNonCashCollateral>N</isNonCashCollateral>
      <returnInfo>
        <monthlyTotReturns>
          <monthlyTotReturn classId="C000022588" rtn1="2.710000000000" rtn2="1.580000000000" rtn3="1.130000000000"/>
          <monthlyTotReturn classId="C000022589" rtn1="2.710000000000" rtn2="1.590000000000" rtn3="1.130000000000"/>
          <monthlyTotReturn classId="C000022590" rtn1="2.730000000000" rtn2="1.590000000000" rtn3="1.130000000000"/>
        </monthlyTotReturns>
        <monthlyReturnCats>
          <equityContracts>
            <mon1 netRealizedGain="-4887136.930000000000" netUnrealizedAppr="-371701808.22"/>
            <mon2 netRealizedGain="-71769701.610000000000" netUnrealizedAppr="-87037945.34"/>
            <mon3 netRealizedGain="-616074605.270000000000" netUnrealizedAppr="512345952.32"/>
            <futureCategory>
              <instrMon1 netRealizedGain="-4887136.930000000000" netUnrealizedAppr="-371701808.22"/>
              <instrMon2 netRealizedGain="-71769701.610000000000" netUnrealizedAppr="-87037945.34"/>
              <instrMon3 netRealizedGain="-616074605.270000000000" netUnrealizedAppr="512345952.32"/>
            </futureCategory>
          </equityContracts>
          <foreignExchgContracts>
            <mon1 netRealizedGain="1553105.910000000000" netUnrealizedAppr="-682776.33"/>
            <mon2 netRealizedGain="6286774.460000000000" netUnrealizedAppr="-5642641.95"/>
            <mon3 netRealizedGain="-11535996.960000000000" netUnrealizedAppr="8482829.69"/>
            <forwardCategory>
              <instrMon1 netRealizedGain="60845.530000000000" netUnrealizedAppr="N/A"/>
              <instrMon2 netRealizedGain="N/A" netUnrealizedAppr="N/A"/>
              <instrMon3 netRealizedGain="N/A" netUnrealizedAppr="N/A"/>
            </forwardCategory>
            <futureCategory>
              <instrMon1 netRealizedGain="1492260.380000000000" netUnrealizedAppr="-682776.33"/>
              <instrMon2 netRealizedGain="6286774.460000000000" netUnrealizedAppr="-5642641.95"/>
              <instrMon3 netRealizedGain="-11535996.960000000000" netUnrealizedAppr="8482829.69"/>
            </futureCategory>
          </foreignExchgContracts>
        </monthlyReturnCats>
        <othMon1 netRealizedGain="-17155089.85" netUnrealizedAppr="572698600.75"/>
        <othMon2 netRealizedGain="-8944793.67" netUnrealizedAppr="278524775.57"/>
        <othMon3 netRealizedGain="13161688.48" netUnrealizedAppr="163033365.43"/>
      </returnInfo>
      <mon1Flow redemption="71225549.990000000000" reinvestment="0.000000000000" sales="2569244.610000000000"/>
      <mon2Flow redemption="71023748.660000000000" reinvestment="0.000000000000" sales="2082676.150000000000"/>
      <mon3Flow redemption="69136340.420000000000" reinvestment="0.000000000000" sales="5172791.150000000000"/>
    </fundInfo>
    <invstOrSecs>
      <invstOrSec>
        <name>EURO STOXX 50 0920</name>
        <lei>N/A</lei>
        <title>EURO STOXX 50 0920</title>
        <cusip>ADI15NSZ8</cusip>
        <identifiers>
          <isin value="DE000C2Q0WP2"/>
          <ticker value="VGU0"/>
        </identifiers>
        <balance>6660</balance>
        <units>NC</units>
        <currencyConditional curCd="EUR" exchangeRt="0.890076"/>
        <valUSD>-6956074.64980519</valUSD>
        <pctVal>-0.1006243046</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>DE</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>EUREX DEUTSCHLAND</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Euro STOXX 50 Index</indexName>
                <indexIdentifier>SX5E</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-208859964.900000000000</notionalAmt>
            <curCd>EUR</curCd>
            <unrealizedAppr>-6956074.649805190000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>NIKKEI 225  OSE 0920</name>
        <lei>N/A</lei>
        <title>NIKKEI 225  OSE 0920</title>
        <cusip>ADI19X132</cusip>
        <identifiers>
          <isin value="BBG00NK7PWD9"/>
          <ticker value="NKU0"/>
        </identifiers>
        <balance>603</balance>
        <units>NC</units>
        <currencyConditional curCd="JPY" exchangeRt="107.975"/>
        <valUSD>1704216.23523964</valUSD>
        <pctVal>0.0246526356</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>JP</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>OSAKA SECURITIES EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Nikkei 225 Index</indexName>
                <indexIdentifier>NKY</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-10</expDate>
            <notionalAmt>-13618852748.000000000000</notionalAmt>
            <curCd>JPY</curCd>
            <unrealizedAppr>1704216.235239640000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SandP500 EMINI FUT 0920</name>
        <lei>N/A</lei>
        <title>SandP500 EMINI FUT 0920</title>
        <cusip>ADI1CVS09</cusip>
        <identifiers>
          <isin value="BBG00PFD3XR4"/>
          <ticker value="ESU0"/>
        </identifiers>
        <balance>9753</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-27078563.96</valUSD>
        <pctVal>-0.3917096645</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>S and P 500 Index</indexName>
                <indexIdentifier>SPX</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-1476955948.540000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-27078563.960000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>EMIN RUSSELL 2000 0920</name>
        <lei>N/A</lei>
        <title>EMIN RUSSELL 2000 0920</title>
        <cusip>ADI1F5XF4</cusip>
        <identifiers>
          <isin value="BBG00PFD3Z99"/>
          <ticker value="RTYU0"/>
        </identifiers>
        <balance>1286</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-3529114.22</valUSD>
        <pctVal>-0.0510510140</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>Russell 2000 Index</indexName>
                <indexIdentifier>RTY</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-88902135.780000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-3529114.220000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>FTSE 100 IDX FUT 0920</name>
        <lei>N/A</lei>
        <title>FTSE 100 IDX FUT 0920</title>
        <cusip>ADI1G0P63</cusip>
        <identifiers>
          <isin value="GB00HBBG0L85"/>
          <ticker value="Z U0"/>
        </identifiers>
        <balance>1302</balance>
        <units>NC</units>
        <currencyConditional curCd="GBP" exchangeRt="0.807037"/>
        <valUSD>-1133803.45634711</valUSD>
        <pctVal>-0.0164012306</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>GB</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>ICE FUTURES EUROPE - FINANCIAL PRODUCTS DIVISION</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>FTSE 100 Index</indexName>
                <indexIdentifier>UKX</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-79073348.660000000000</notionalAmt>
            <curCd>GBP</curCd>
            <unrealizedAppr>-1133803.456347110000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>MINI MSCI EMG MKT 0920</name>
        <lei>N/A</lei>
        <title>MINI MSCI EMG MKT 0920</title>
        <cusip>ADI1GG644</cusip>
        <identifiers>
          <isin value="BBG00MH498R8"/>
          <ticker value="MESU0"/>
        </identifiers>
        <balance>7059</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-6186680.07</valUSD>
        <pctVal>-0.0894944938</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>ICE FUTURES U.S.</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>MSCI Emerging Markets Index</indexName>
                <indexIdentifier>MXEF</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-341645544.930000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-6186680.070000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SandP MID 400 EMINI 0920</name>
        <lei>N/A</lei>
        <title>SandP MID 400 EMINI 0920</title>
        <cusip>ADI1MSV27</cusip>
        <identifiers>
          <ticker value="FAU0"/>
        </identifiers>
        <balance>1590</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-3357310.18</valUSD>
        <pctVal>-0.0485657528</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <indexBasketInfo>
                <indexName>S and P Midcap 400 Index</indexName>
                <indexIdentifier>MID</indexIdentifier>
              </indexBasketInfo>
            </descRefInstrmnt>
            <expDate>2020-09-18</expDate>
            <notionalAmt>-279233389.820000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-3357310.180000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>EURO FX CURR FUT 0920</name>
        <lei>N/A</lei>
        <title>EURO FX CURR FUT 0920</title>
        <cusip>ADI1FXV73</cusip>
        <identifiers>
          <isin value="BBG009YQCSG3"/>
          <ticker value="ECU0"/>
        </identifiers>
        <balance>1688</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>2255917.39</valUSD>
        <pctVal>0.0326333644</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DFE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>EUR</issuerName>
                <issueTitle>EUR</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="EUR"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2020-09-14</expDate>
            <notionalAmt>-239683667.390000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>2255917.390000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>BP CURRENCY FUT 0920</name>
        <lei>N/A</lei>
        <title>BP CURRENCY FUT 0920</title>
        <cusip>ADI1JY2Q7</cusip>
        <identifiers>
          <isin value="BBG009YQCRH4"/>
          <ticker value="BPU0"/>
        </identifiers>
        <balance>1265</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>2540451.98</valUSD>
        <pctVal>0.0367493488</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DFE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>GBP</issuerName>
                <issueTitle>GBP</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="GBP"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2020-09-14</expDate>
            <notionalAmt>-100538420.730000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>2540451.980000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JPN YEN CURR FUT 0920</name>
        <lei>N/A</lei>
        <title>JPN YEN CURR FUT 0920</title>
        <cusip>ADI1K8RY8</cusip>
        <identifiers>
          <isin value="BBG009YQCQQ6"/>
          <ticker value="JYU0"/>
        </identifiers>
        <balance>1069</balance>
        <units>NC</units>
        <curCd>USD</curCd>
        <valUSD>-505218.92</valUSD>
        <pctVal>-0.0073083319</pctVal>
        <payoffProfile>N/A</payoffProfile>
        <assetCat>DFE</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <derivativeInfo>
          <futrDeriv derivCat="FUT">
            <counterparties>
              <counterpartyName>CHICAGO MERCANTILE EXCHANGE</counterpartyName>
              <counterpartyLei>N/A</counterpartyLei>
            </counterparties>
            <payOffProf>Short</payOffProf>
            <descRefInstrmnt>
              <otherRefInst>
                <issuerName>JPY</issuerName>
                <issueTitle>JPY</issueTitle>
                <identifiers>
                  <other otherDesc="NOTIONAL CURRENCY" value="JPY"/>
                </identifiers>
              </otherRefInst>
            </descRefInstrmnt>
            <expDate>2020-09-14</expDate>
            <notionalAmt>-123371837.330000000000</notionalAmt>
            <curCd>USD</curCd>
            <unrealizedAppr>-505218.920000000000</unrealizedAppr>
          </futrDeriv>
        </derivativeInfo>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>SSC GOVERNMENT MM GVMXX</name>
        <lei>N/A</lei>
        <title>SSC GOVERNMENT MM GVMXX</title>
        <cusip>7839989D1</cusip>
        <identifiers>
          <ticker value="7839989D1010"/>
        </identifiers>
        <balance>62245982.52</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>62245982.52</valUSD>
        <pctVal>0.9004300584</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>STIV</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>FIDELITY INTERNATIONAL INDEX F FIDELITY INTL INDX-INST PRM</name>
        <lei>N/A</lei>
        <title>FIDELITY INTERNATIONAL INDEX F FIDELITY INTL INDX-INST PRM</title>
        <cusip>315911727</cusip>
        <identifiers>
          <isin value="US3159117270"/>
          <ticker value="FSPSX"/>
        </identifiers>
        <balance>1194591.34</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>45740902.41</valUSD>
        <pctVal>0.6616729588</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT CORE BOND TRUST NAV CLASS</name>
        <lei>5493000JHYET8HXSSN85</lei>
        <title>JHVIT CORE BOND TRUST NAV CLASS</title>
        <cusip>41014A519</cusip>
        <identifiers>
          <isin value="US41014A5193"/>
          <ticker value="JVCNX"/>
        </identifiers>
        <balance>11594914</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>164763727.93</valUSD>
        <pctVal>2.3834182890</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT MID VALUE TRUST MID VALUE TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT MID VALUE TRUST MID VALUE TR NAV SHS</title>
        <cusip>41014A733</cusip>
        <identifiers>
          <isin value="US41014A7330"/>
          <ticker value="41014A733"/>
        </identifiers>
        <balance>14314500.45</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>119812368.75</valUSD>
        <pctVal>1.7331666048</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT SMALL CAP VALUE TRUST MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>JHVIT SMALL CAP VALUE TRUST MUTUAL FUND</title>
        <cusip>41014A774</cusip>
        <identifiers>
          <isin value="US41014A7744"/>
          <ticker value="41014A774"/>
        </identifiers>
        <balance>4019470.39</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>51288442.15</valUSD>
        <pctVal>0.7419218573</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT EQUITY INCOME TRUST EWUITY INCOME TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT EQUITY INCOME TRUST EWUITY INCOME TR NAV SHS</title>
        <cusip>41015F467</cusip>
        <identifiers>
          <isin value="US41015F4679"/>
          <ticker value="41015F467"/>
        </identifiers>
        <balance>25315051.95</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>312894042.05</valUSD>
        <pctVal>4.5262230451</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT BLUE CHIP GROWTH TRUST BLUE CHIP GROWTH TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT BLUE CHIP GROWTH TRUST BLUE CHIP GROWTH TR NAV SHS</title>
        <cusip>41015F657</cusip>
        <identifiers>
          <isin value="US41015F6575"/>
          <ticker value="41015F657"/>
        </identifiers>
        <balance>8491804.88</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>324726618.61</valUSD>
        <pctVal>4.6973892340</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT MID CAP STOCK TRUST MID CAP STK TR NAV SHS</name>
        <lei>N/A</lei>
        <title>JHVIT MID CAP STOCK TRUST MID CAP STK TR NAV SHS</title>
        <cusip>41015F848</cusip>
        <identifiers>
          <isin value="US41015F8480"/>
          <ticker value="41015F848"/>
        </identifiers>
        <balance>5653814.3</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>123535842.5</valUSD>
        <pctVal>1.7870291603</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT STRATEGIC EQUITY ALLO MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>JHVIT STRATEGIC EQUITY ALLO MUTUAL FUND</title>
        <cusip>41015G168</cusip>
        <identifiers>
          <isin value="US41015G1682"/>
          <ticker value="41015G168"/>
        </identifiers>
        <balance>107892898.21</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>2039175776.15</valUSD>
        <pctVal>29.4980509393</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHVIT BOND TRUST JHVIT BOND TRUST-NAV</name>
        <lei>549300VA17RPTF33B015</lei>
        <title>JHVIT BOND TRUST JHVIT BOND TRUST-NAV</title>
        <cusip>41015G259</cusip>
        <identifiers>
          <isin value="US41015G2599"/>
          <ticker value="JBNNX"/>
        </identifiers>
        <balance>83768054.76</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>1223851280.03</valUSD>
        <pctVal>17.7038330009</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>HANCOCK JOHN SOVEREIGN BD FD MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>HANCOCK JOHN SOVEREIGN BD FD MUTUAL FUND</title>
        <cusip>410223804</cusip>
        <identifiers>
          <isin value="US4102238049"/>
          <ticker value="410223804"/>
        </identifiers>
        <balance>28779309.38</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>477736535.74</valUSD>
        <pctVal>6.9107807339</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK FUNDAMENTAL LARGE JH FNDMNTL LRG CAP CORE-NAV</name>
        <lei>5493004HR263O5OQBP41</lei>
        <title>JOHN HANCOCK FUNDAMENTAL LARGE JH FNDMNTL LRG CAP CORE-NAV</title>
        <cusip>47803N554</cusip>
        <identifiers>
          <isin value="US47803N5547"/>
          <ticker value="JLCNX"/>
        </identifiers>
        <balance>8112499.31</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>414305339.91</valUSD>
        <pctVal>5.9932057668</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JHF Emerging Markets Equity Fu MUTUAL FUND</name>
        <lei>N/A</lei>
        <title>JHF Emerging Markets Equity Fu MUTUAL FUND</title>
        <cusip>47803P179</cusip>
        <identifiers>
          <isin value="US47803P1791"/>
          <ticker value="47803P179"/>
        </identifiers>
        <balance>28779801.42</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>329240928.21</valUSD>
        <pctVal>4.7626917626</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK FUNDS II - SMALL JOHN HANCOCK II-SM CO GRTH-N</name>
        <lei>549300D21LKU6G71Z355</lei>
        <title>JOHN HANCOCK FUNDS II - SMALL JOHN HANCOCK II-SM CO GRTH-N</title>
        <cusip>47803X545</cusip>
        <identifiers>
          <isin value="US47803X5453"/>
          <ticker value="1245628D"/>
        </identifiers>
        <balance>2961693.84</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>53517807.71</valUSD>
        <pctVal>0.7741711315</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>John Hancock Multi-Factor Large Cap ETF</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTI-FACTOR LARG JOHN HANCOCK MULTI FACT LRG</title>
        <cusip>47804J107</cusip>
        <identifiers>
          <isin value="US47804J1079"/>
          <ticker value="JHML "/>
        </identifiers>
        <balance>5530088</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>212134175.68</valUSD>
        <pctVal>3.0686637186</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTI-FACTOR MID JOHN HANCOCK MULTI FACT MID</title>
        <cusip>47804J206</cusip>
        <identifiers>
          <isin value="US47804J2069"/>
          <ticker value="JHMM "/>
        </identifiers>
        <balance>4207213</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>147757320.56</valUSD>
        <pctVal>2.1374091530</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR EMERG JOHN HANCOCK MULTI EM MRK ET</title>
        <cusip>47804J834</cusip>
        <identifiers>
          <isin value="US47804J8348"/>
          <ticker value="JHEM "/>
        </identifiers>
        <balance>6054774</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>137564465.28</valUSD>
        <pctVal>1.9899626367</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</name>
        <lei>54930045UKVS8UYQH325</lei>
        <title>JOHN HANCOCK MULTIFACTOR SMALL JOHN HANCOCK MULTI SMALL CAP</title>
        <cusip>47804J842</cusip>
        <identifiers>
          <isin value="US47804J8421"/>
          <ticker value="JHSC "/>
        </identifiers>
        <balance>5829485</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>137226076.9</valUSD>
        <pctVal>1.9850676209</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</name>
        <lei>N/A</lei>
        <title>JOHN HANCOCK MULTIFACTOR DEVEL JOHN HANCOCK MF DEV INTL ETF</title>
        <cusip>47804J859</cusip>
        <identifiers>
          <isin value="US47804J8595"/>
          <ticker value="JHMD "/>
        </identifiers>
        <balance>7810667</balance>
        <units>NS</units>
        <curCd>USD</curCd>
        <valUSD>202686808.65</valUSD>
        <pctVal>2.9320011920</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>EC</assetCat>
        <issuerCat>RF</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>1</fairValLevel>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Credit Suisse AG</name>
        <lei>ANGGYXNX0JLX3X63JN86</lei>
        <title>CREDIT SUISSE NY CERTIFICATE OF DEPOSIT IAM</title>
        <cusip>22549LF91</cusip>
        <identifiers>
          <isin value="US22549LF915"/>
          <ticker value="CS"/>
        </identifiers>
        <balance>1470000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>1470102.87</valUSD>
        <pctVal>0.0212660281</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>CORP</issuerCat>
        <invCountry>US</invCountry>

        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-09-01</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Federal Home Loan Banks</name>
        <lei>N/A</lei>
        <title>FEDERAL HOME LOAN BANKS BONDS 11/20 VAR</title>
        <cusip>3130AJNE5</cusip>
        <identifiers>
          <isin value="US3130AJNE52"/>
          <ticker value="FHLB"/>
        </identifiers>
        <balance>5000000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>4999364.65</valUSD>
        <pctVal>0.0723191766</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>USGSE</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-11-30</maturityDt>
          <couponKind>Floating</couponKind>
          <annualizedRt>0.17</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Farmer Mac Discount Notes</name>
        <lei>N/A</lei>
        <title>FEDERAL AGRICULTURAL MORTGAGE DISCOUNT NOT 07/20 0.00000</title>
        <cusip>31315KYV6</cusip>
        <identifiers>
          <isin value="US31315KYV69"/>
          <ticker value="FAMCDN"/>
        </identifiers>
        <balance>17205000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>17205000</valUSD>
        <pctVal>0.2488819122</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>USGSE</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-07-01</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0.000000000000</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
      <invstOrSec>
        <name>Federal Home Loan Bank Discount Notes</name>
        <lei>N/A</lei>
        <title>FEDERAL HOME LOAN BANK DISCOUN DISCOUNT NOT 07/20 0.00000</title>
        <cusip>313384ZD4</cusip>
        <identifiers>
          <isin value="US313384ZD41"/>
          <ticker value="FHLBDN"/>
        </identifiers>
        <balance>48997000</balance>
        <units>PA</units>
        <curCd>USD</curCd>
        <valUSD>48995693.25</valUSD>
        <pctVal>0.7087557003</pctVal>
        <payoffProfile>Long</payoffProfile>
        <assetCat>DBT</assetCat>
        <issuerCat>USGSE</issuerCat>
        <invCountry>US</invCountry>
        <isRestrictedSec>N</isRestrictedSec>

        <fairValLevel>2</fairValLevel>
        <debtSec>
          <maturityDt>2020-07-09</maturityDt>
          <couponKind>None</couponKind>
          <annualizedRt>0.000000000000</annualizedRt>
          <isDefault>N</isDefault>
          <areIntrstPmntsInArrs>N</areIntrstPmntsInArrs>
          <isPaidKind>N</isPaidKind>
        </debtSec>
        <securityLending>
          <isCashCollateral>N</isCashCollateral>
          <isNonCashCollateral>N</isNonCashCollateral>
          <isLoanByFund>N</isLoanByFund>
        </securityLending>
      </invstOrSec>
    </invstOrSecs>
    <explntrNotes>
      <explntrNote note="Returns are reported without deduction of sales loads and redemption fees, if applicable." noteItem="B.5.a"/>
    </explntrNotes>
    <signature>
      <ncom:dateSigned>2020-07-30</ncom:dateSigned>
      <ncom:nameOfApplicant>John Hancock Variable Insurance Trust</ncom:nameOfApplicant>
      <ncom:signature>/s/Salvatore Schiavone</ncom:signature>
      <ncom:signerName>Salvatore Schiavone</ncom:signerName>
      <ncom:title>Treasurer</ncom:title>
    </signature>
  </formData>
</edgarSubmission>
