2.4.0.8010000 - Document - Risk/Return Summary {Unlabeled}falsefalsefalse1false
falsefalsechttp://www.sec.gov/CIK0000756913duration2013-07-08T00:00:002013-07-08T00:00:001false
2jhvit_SupplementTextBlock_04jhvit_falsenadurationfalsefalsefalsefalsefalsefalsefalsefalse| 1falsefalsefalse00<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>John
Hancock Variable Insurance Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Supplement
dated July 8, 2013</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>to
the Prospectus dated April 29, 2013</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>500 Index
Trust B</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$31</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$149</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$278</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$654</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$51</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$212</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$388</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$896</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$26</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$133</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$250</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$593</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Global
Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$97</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$305</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$530</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,177</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$117</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$367</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$637</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,408</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$92</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$289</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$503</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,119</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>International
Equity Index Trust B</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$40</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$180</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$332</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$775</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$60</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$243</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$441</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,014</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$35</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$164</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$304</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$714</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Lifestyle
Conservative PS Series</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$91</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$295</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$515</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,150</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$111</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$357</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$623</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,382</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$86</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$279</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$488</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,091</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Lifestyle
Moderate PS Series</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$94</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$295</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$514</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,142</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$114</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$358</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$621</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,374</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$89</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$280</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$487</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,083</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<!-- Field: Page; Sequence: 1 -->
<div style="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid">
<table cellpadding="0" cellspacing="0" style="width: 100%; font-size: 10pt">
<tr>
<td style="text-align: center; width: 100%"> </td>
</tr>
</table>
</div>
<div style="page-break-before: always; margin-top: 6pt; margin-bottom: 12pt">
<table cellpadding="0" cellspacing="0" style="width: 100%">
<tr>
<td style="text-align: center; width: 100%"> </td>
</tr>
</table>
</div>
<!-- Field: /Page -->
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Mid Cap
Index Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$47</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$169</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$303</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$692</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$67</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$233</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$413</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$933</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$42</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$153</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$275</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$631</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Money
Market Trust B</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: left">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$29</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$145</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$271</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$641</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Small
Cap Index Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$60</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$200</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$352</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$794</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$81</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$263</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$461</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,033</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$55</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$184</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$324</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$733</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Small
Cap Opportunities Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$109</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$360</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$630</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,401</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$129</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$422</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$736</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,627</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$104</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$344</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$603</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,344</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Smaller
Company Growth Trust</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$106</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$361</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$636</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,419</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$126</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$423</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$742</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,645</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$101</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$345</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$609</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$1,362</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b> </b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Total
Bond Market Trust B</b>
</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif">The table
under "Examples" in "Annual Fund Operating Expenses" is amended and restated as follows:</font>
</p>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
<table cellspacing="0" cellpadding="0" style="width: 100%; font: 8pt Arial, Helvetica, Sans-Serif; border-collapse: collapse">
<tr style="vertical-align: top">
<td style="width: 20%; border: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
1</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
3</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
5</b>
</font>
</td>
<td style="width: 20%; border-top: windowtext 1pt solid; border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">
<b>Year
10</b>
</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
I</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$31</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$153</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$287</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$677</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
II</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$51</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$217</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$397</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$918</font>
</td>
</tr>
<tr style="vertical-align: top">
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; border-left: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt">
<font style="font: 10pt Times New Roman, Times, Serif">Series
NAV</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$26</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$137</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$259</font>
</td>
<td style="border-right: windowtext 1pt solid; border-bottom: windowtext 1pt solid; padding-right: 5.4pt; padding-left: 5.4pt; text-align: center">
<font style="font: 10pt Times New Roman, Times, Serif">$615</font>
</td>
</tr>
</table>
<p style="font: 10pt Arial, Helvetica, Sans-Serif; margin: 0">
<font style="font: 10pt Times New Roman, Times, Serif"> </font>
</p>
falsefalsefalse | us-types:textBlockItemTypestringNo authoritative reference available.No definition available.false0
falseRisk/Return SummaryUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://xbrl.sec.gov/rr/role/RiskReturn11