EXHIBIT INDEX

(a)(2)    Articles of Amendment to the Articles  of  Incorporation, dated
          June 16, 1999.

(b)       By-laws, as amended January 11, 2001.

(h)(6)    Transfer Agency Agreement, dated May 10, 2001, between Registrant and
          American Express Client Service Corporation.

(i)       Opinion  and consent of counsel as to the  legality of the  securities
          being registered.

(j)       Consent of Independent Auditors.

(q)(1)    Directors'  Power of Attorney to sign Amendments to this  Registration
          Statement, dated Jan. 11, 2001.

(q)(2)    Officers'  Power of Attorney to sign  Amendments to this  Registration
          Statement, dated Jan. 11, 2001.

(q)(3)    Trustees'  Power of Attorney to sign  Amendments to this  Registration
          Statement, dated Jan. 11, 2001.

(q)(4)    Officers'  Power of Attorney to sign  amendments to this  Registration
          Statement  dated Jan. 11, 2001.