PREMISES AND EQUIPMENT (Tables)

12 Months Ended

Dec. 31, 2016

PREMISES AND EQUIPMENT [Abstract]

Premises and equipment

At December 31, 2016 and 2015, premises and equipment consisted of the following (in thousands):

	Estimated Useful Lives	2016			2015
Land	Indefinite	$	3,014		$	3,015
Premises	30 - 40 years		33,413			33,341
Furniture, fixtures & equipment	3 - 7 years		18,479			16,189
Leasehold improvements	2 - 25 years		3,991			3,937
			58,897			56,482
Accumulated depreciation and amortization			(34,172	)		(33,242	)
Balance at end of year		$	24,725		$	23,240