CONDENSED CONSOLIDATED STATEMENTS OF CONDITION (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2016	Dec. 31, 2015
Cash and cash equivalents
Cash and non-interest-bearing deposits due from banks	$ 40,086	$ 75,272
Interest-bearing deposits due from banks	141,843	22,814
Total cash and cash equivalents	181,929	98,086
Federal Reserve and Federal Home Loan Bank stock and other investments	4,528	10,756
Investment securities:
Available for sale, at fair value	194,273	247,099
Held to maturity (fair value of $19,633 and $63,272, respectively)	18,896	61,309
Total investment securities	213,169	308,408
Loans	1,710,786	1,666,447
Allowance for loan losses	20,465	20,685
Net loans	1,690,321	1,645,762
Loans held for sale	1,504	1,666
Premises and equipment, net	25,289	23,240
Bank-owned life insurance	53,418	52,383
Deferred tax assets, net	12,445	15,845
Accrued interest and loan fees receivable	5,840	5,859
Goodwill and other intangibles	2,761	2,864
Other real estate owned ("OREO")	650	0
Other assets	4,621	3,723
TOTAL ASSETS	2,196,475	2,168,592
LIABILITIES & STOCKHOLDERS' EQUITY
Demand deposits	867,178	787,944
Savings, N.O.W. and money market deposits	857,790	768,036
Subtotal core deposits	1,724,968	1,555,980
Time deposits	219,232	224,643
Total deposits	1,944,200	1,780,623
Borrowings	15,000	165,000
Unfunded pension liability	6,416	6,428
Capital leases	4,298	4,395
Other liabilities	11,863	14,888
TOTAL LIABILITIES	1,981,777	1,971,334
COMMITMENTS AND CONTINGENT LIABILITIES
STOCKHOLDERS' EQUITY
Common stock (par value $2.50; 15,000,000 shares authorized; issued 14,073,159 and 13,966,292, respectively; outstanding 11,907,421 and 11,800,554, respectively)	35,183	34,916
Surplus	48,520	46,239
Retained earnings	142,632	130,093
Treasury stock at par (2,165,738 shares)	(5,414)	(5,414)
Accumulated other comprehensive loss, net of tax	(6,223)	(8,576)
TOTAL STOCKHOLDERS' EQUITY	214,698	197,258
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 2,196,475	$ 2,168,592