CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
INTEREST INCOME
Loans and Loan Fees	$ 11,082	$ 12,394
U.S. Government Agency Obligations	333	0
Obligations of States & Political Subdivisions	1,500	1,526
Collateralized Mortgage Obligations	835	1,194
Mortgage-Backed Securities	365	7
Corporate Bonds	117	0
Federal Funds Sold & Interest Bearing Deposits Due from Banks	173	77
Dividends	39	46
Total Interest Income	14,444	15,244
INTEREST EXPENSE
Saving, N.O.W. & Money Market Deposits	286	317
Time Certificates of $100,000 or More	300	439
Other Time Deposits	182	280
Total Interest Expense	768	1,036
Net Interest Income	13,676	14,208
Provision for Loan Losses	0	0
Net Interest Income After Provision for Loan Losses	13,676	14,208
NON-INTEREST INCOME
Service Charges on Deposit Accounts	924	950
Other Service Charges, Commissions & Fees	710	750
Fiduciary Fees	273	201
Net Gain on Sale of Securities Available for Sale	359	0
Net Gain on Sale of Portfolio Loans	442	0
Net Gain on Sale of Mortgage Loans Originated for Sale	526	197
Other Operating Income	83	157
Total Non-Interest Income	3,317	2,255
OPERATING EXPENSES
Employee Compensation and Benefits	8,582	8,584
Occupancy Expense	1,544	1,454
Equipment Expense	572	512
Consulting and Professional Services	570	897
FDIC Assessments	517	70
Data Processing	467	369
Accounting and Audit Fees	21	584
Other Operating Expenses	1,528	2,135
Total Operating Expenses	13,801	14,605
Income Before Income Tax Expense	3,192	1,858
Income Tax Expense	483	690
NET INCOME	$ 2,709	$ 1,168
EARNINGS PER COMMON SHARE - BASIC	$ 0.23	$ 0.12
EARNINGS PER COMMON SHARE - DILUTED	$ 0.23	$ 0.12
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - BASIC (in shares)	11,566,347	9,726,814
WEIGHTED AVERAGE NUMBER OF COMMON SHARES - DILUTED (in shares)	11,566,347	9,726,814