<?xml version="1.0" encoding="UTF-8"?>
<edgarSubmission xmlns:com="http://www.sec.gov/edgar/common" xmlns="http://www.sec.gov/edgar/ncen">
  <schemaVersion>X0201</schemaVersion>
  <headerData>
    <submissionType>N-CEN</submissionType>
    <filerInfo>
      <liveTestFlag>LIVE</liveTestFlag>
      <filer>
        <issuerCredentials>
          <cik>0000753892</cik>
          <ccc>XXXXXXXX</ccc>
        </issuerCredentials>
      </filer>
      <flags>
        <returnCopyFlag>false</returnCopyFlag>
        <overrideInternetFlag>false</overrideInternetFlag>
        <confirmingCopyFlag>false</confirmingCopyFlag>
      </flags>
      <investmentCompanyType>N-4</investmentCompanyType>
    </filerInfo>
    <seriesClass>
      <reportClass>
        <rptIncludeAllClassesFlag>true</rptIncludeAllClassesFlag>
      </reportClass>
    </seriesClass>
  </headerData>
  <formData>
    <generalInfo reportEndingPeriod="2018-12-31" isReportPeriodLt12="N"/>
    <registrantInfo>
      <registrantFullName>JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT H</registrantFullName>
      <investmentCompFileNo>811-04113</investmentCompFileNo>
      <registrantCik>0000753892</registrantCik>
      <registrantLei>54930076NOD8O3IXCE34</registrantLei>
      <registrantstreet1>200 Berkeley Street</registrantstreet1>
      <registrantcity>Boston</registrantcity>
      <registrantzipCode>02116-5010</registrantzipCode>
      <registrantstate>US-MA</registrantstate>
      <registrantcountry>US</registrantcountry>
      <registrantphoneNumber>6175726000</registrantphoneNumber>
      <websites>
        <website webpage="www.jhannuities.com"/>
      </websites>
      <locationBooksRecords>
        <locationBooksRecord>
          <officeName>Sarah Orlandella</officeName>
          <officeAddress1>200 Berkeley St.</officeAddress1>
          <officeCity>Boston</officeCity>
          <officeStateCountry officeState="US-MA" officeCountry="US"/>
          <officeRecordsZipCode>02116-5010</officeRecordsZipCode>
          <officePhone>6176632565</officePhone>
          <booksRecordsDesc>Separate Account Financial Statements</booksRecordsDesc>
        </locationBooksRecord>
      </locationBooksRecords>
      <isRegistrantFirstFiling>Y</isRegistrantFirstFiling>
      <isRegistrantLastFiling>N</isRegistrantLastFiling>
      <isRegistrantFamilyInvComp>N</isRegistrantFamilyInvComp>
      <registrantClassificationType>N-4</registrantClassificationType>
      <isSecuritiesActRegistration>Y</isSecuritiesActRegistration>
      <chiefComplianceOfficers>
        <chiefComplianceOfficer>
          <ccoName>Francis V. Knox, Jr.</ccoName>
          <crdNumber>001699647</crdNumber>
          <ccoStreet1>200 Berkeley St.</ccoStreet1>
          <ccoCity>Boston</ccoCity>
          <ccoStateCountry ccoState="US-MA" ccoCountry="US"/>
          <ccoZipCode>02116-5010</ccoZipCode>
          <ccoPhone>XXXXXX</ccoPhone>
          <isCcoChangedSinceLastFiling>N</isCcoChangedSinceLastFiling>
          <ccoEmployers>
            <ccoEmployer ccoEmployerName="N/A" ccoEmployerId="N/A"/>
          </ccoEmployers>
        </chiefComplianceOfficer>
      </chiefComplianceOfficers>
      <isRegistrantSubmittedMatter>N</isRegistrantSubmittedMatter>
      <isPreviousLegalProceeding>N</isPreviousLegalProceeding>
      <isPreviousProceedingTerminated>N</isPreviousProceedingTerminated>
      <isFinancialSupportDuringPeriod>N</isFinancialSupportDuringPeriod>
      <isExemptionFromAct>N</isExemptionFromAct>
      <principalUnderwriters>
        <principalUnderwriter>
          <principalUnderwriterName>John Hancock Distributors LLC</principalUnderwriterName>
          <principalUnderwriterFileNumber>8-15826</principalUnderwriterFileNumber>
          <principalUnderwriterCrdNumber>000005249</principalUnderwriterCrdNumber>
          <principalUnderwriterLei>N/A</principalUnderwriterLei>
          <principalUnderWriterStateCountry principalUnderWriterState="US-DE" principalUnderWriterCountry="US"/>
          <isPrincipalUnderwriterAffiliatedWithRegistrant>Y</isPrincipalUnderwriterAffiliatedWithRegistrant>
        </principalUnderwriter>
      </principalUnderwriters>
      <isUnderwriterHiredOrTerminated>N</isUnderwriterHiredOrTerminated>
      <publicAccountants>
        <publicAccountant>
          <publicAccountantName>Ernst &amp; Young LLP</publicAccountantName>
          <pcaobNumber>00042</pcaobNumber>
          <publicAccountantLei>N/A</publicAccountantLei>
          <publicAccountantStateCountry publicAccountantState="US-NY" publicAccountantCountry="US"/>
        </publicAccountant>
      </publicAccountants>
      <isPublicAccountantChanged>N</isPublicAccountantChanged>
      <isOpinionOffered>N</isOpinionOffered>
      <isMaterialChange>N</isMaterialChange>
      <isAccountingPrincipleChange>N</isAccountingPrincipleChange>
    </registrantInfo>
    <unitInvestmentTrust>
      <depositors>
        <depositor>
          <depositorName>John Hancock Life Insurance Company (U.S.A.)</depositorName>
          <depositorCrdNo>N/A</depositorCrdNo>
          <depositorLei>QQ0OZ8J9C4B5QT1XDG31</depositorLei>
          <depositorStateCountry depositorState="US-MI" depositorCountry="US"/>
          <depositorUltimateParentname>Manulife Financial Corporation</depositorUltimateParentname>
        </depositor>
      </depositors>
      <uitAdmins>
        <uitAdmin>
          <uitAdminName>BlackRock Funds</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-RI" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>PIMCO</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-MA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>Deutsche Asset &amp; Wealth Management</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-MO" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
        <uitAdmin>
          <uitAdminName>State Street</uitAdminName>
          <uitAdminLei>N/A</uitAdminLei>
          <uitAdminStateCountry uitAdminState="US-MA" uitAdminCountry="US"/>
          <isUitAdminAffiliated>N</isUitAdminAffiliated>
          <isUitAdminSubAdmin>N</isUitAdminSubAdmin>
        </uitAdmin>
      </uitAdmins>
      <isUitAdminHiredTerminated>N</isUitAdminHiredTerminated>
      <registrantSeparateInsuranceAccount isRegistrantSeparateInsuranceAccount="Y" separateAccountSeriesId="S000002858"/>
      <numOfContracts>270773</numOfContracts>
      <contractSecurities>
        <contractSecurity separateAccountSecurityName="Venture Opportunity A-Series Variable Annuity" separateAccountContractId="C000106097" separateAccountTotalAsset="45291593.000000000000" numContractsSold="0" grossPremiumReceived="604652.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="4442760.000000000000" contractValueRedeemedSection1035="328211.000000000000" numContractsAffectedRedeemed="4"/>
        <contractSecurity separateAccountSecurityName="Ven 3" separateAccountContractId="C000007844" separateAccountTotalAsset="51278846.000000000000" numContractsSold="0" grossPremiumReceived="375395.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="3811838.000000000000" contractValueRedeemedSection1035="724235.000000000000" numContractsAffectedRedeemed="11"/>
        <contractSecurity separateAccountSecurityName="Ven 1" separateAccountContractId="C000007845" separateAccountTotalAsset="429327.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="992.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Venture 4" separateAccountContractId="C000081726" separateAccountTotalAsset="277411005.000000000000" numContractsSold="0" grossPremiumReceived="3379488.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="30879463.000000000000" contractValueRedeemedSection1035="5847220.000000000000" numContractsAffectedRedeemed="35"/>
        <contractSecurity separateAccountSecurityName="Venture III and Wealthmark ML3" separateAccountContractId="C000007846" separateAccountTotalAsset="10957035565.000000000000" numContractsSold="0" grossPremiumReceived="109665234.000000000000" grossPremiumReceivedSection1035="1090732.000000000000" numContractsAffected="5" contractValueRedeemed="1141977930.000000000000" contractValueRedeemedSection1035="181866405.000000000000" numContractsAffectedRedeemed="1040"/>
        <contractSecurity separateAccountSecurityName="Vantage" separateAccountContractId="C000007839" separateAccountTotalAsset="3119193141.000000000000" numContractsSold="0" grossPremiumReceived="56090264.000000000000" grossPremiumReceivedSection1035="2182491.000000000000" numContractsAffected="5" contractValueRedeemed="458634830.000000000000" contractValueRedeemedSection1035="106446962.000000000000" numContractsAffectedRedeemed="529"/>
        <contractSecurity separateAccountSecurityName="Vision 2007" separateAccountContractId="C000043115" separateAccountTotalAsset="397542321.000000000000" numContractsSold="0" grossPremiumReceived="3689016.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="36482473.000000000000" contractValueRedeemedSection1035="6315219.000000000000" numContractsAffectedRedeemed="27"/>
        <contractSecurity separateAccountSecurityName="Vis 25" separateAccountContractId="C000007837" separateAccountTotalAsset="17906793.000000000000" numContractsSold="0" grossPremiumReceived="2363248.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="3309218.000000000000" contractValueRedeemedSection1035="1607920.000000000000" numContractsAffectedRedeemed="9"/>
        <contractSecurity separateAccountSecurityName="VV" separateAccountContractId="C000007838" separateAccountTotalAsset="289034529.000000000000" numContractsSold="0" grossPremiumReceived="5593355.000000000000" grossPremiumReceivedSection1035="162602.000000000000" numContractsAffected="2" contractValueRedeemed="29000965.000000000000" contractValueRedeemedSection1035="9543407.000000000000" numContractsAffectedRedeemed="56"/>
        <contractSecurity separateAccountSecurityName="Ven 22-23 and Wealthmark" separateAccountContractId="C000007840" separateAccountTotalAsset="640590808.000000000000" numContractsSold="0" grossPremiumReceived="7825488.000000000000" grossPremiumReceivedSection1035="157915.000000000000" numContractsAffected="1" contractValueRedeemed="78613860.000000000000" contractValueRedeemedSection1035="25110369.000000000000" numContractsAffectedRedeemed="111"/>
        <contractSecurity separateAccountSecurityName="Ven 8" separateAccountContractId="C000007841" separateAccountTotalAsset="29373738.000000000000" numContractsSold="0" grossPremiumReceived="178087.000000000000" grossPremiumReceivedSection1035="44102.000000000000" numContractsAffected="1" contractValueRedeemed="3351932.000000000000" contractValueRedeemedSection1035="375587.000000000000" numContractsAffectedRedeemed="3"/>
        <contractSecurity separateAccountSecurityName="Venture Opportunity O-Series Variable Annuity" separateAccountContractId="C000106100" separateAccountTotalAsset="96919908.000000000000" numContractsSold="0" grossPremiumReceived="784034.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="4708589.000000000000" contractValueRedeemedSection1035="550132.000000000000" numContractsAffectedRedeemed="5"/>
        <contractSecurity separateAccountSecurityName="Venture Opportunity B Share" separateAccountContractId="C000057092" separateAccountTotalAsset="126126539.000000000000" numContractsSold="0" grossPremiumReceived="837073.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="14401860.000000000000" contractValueRedeemedSection1035="2093674.000000000000" numContractsAffectedRedeemed="30"/>
        <contractSecurity separateAccountSecurityName="Venture Frontier" separateAccountContractId="C000095072" separateAccountTotalAsset="8472722.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="1265424.000000000000" contractValueRedeemedSection1035="724964.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Portfolios C Share" separateAccountContractId="C000088467" separateAccountTotalAsset="237094.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="6328.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="1"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Series 1 A Share" separateAccountContractId="C000051221" separateAccountTotalAsset="12589459.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="1303227.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Portfolios A Share" separateAccountContractId="C000091149" separateAccountTotalAsset="833819.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="254808.000000000000" contractValueRedeemedSection1035="248134.000000000000" numContractsAffectedRedeemed="1"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Series 1 NAV" separateAccountContractId="C000051222" separateAccountTotalAsset="2716120.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="224637.000000000000" contractValueRedeemedSection1035="68976.000000000000" numContractsAffectedRedeemed="1"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Portfolios ADV" separateAccountContractId="C000091148" separateAccountTotalAsset="613548.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="151355.000000000000" contractValueRedeemedSection1035="121797.000000000000" numContractsAffectedRedeemed="1"/>
        <contractSecurity separateAccountSecurityName="AnnuityNote Series 2" separateAccountContractId="C000078686" separateAccountTotalAsset="1569661.000000000000" numContractsSold="0" grossPremiumReceived="0.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="179255.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Strategy" separateAccountContractId="C000007836" separateAccountTotalAsset="1253858.000000000000" numContractsSold="0" grossPremiumReceived="119715.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="69527.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Venture 4 Series Variable Annuity" separateAccountContractId="C000100451" separateAccountTotalAsset="70136468.000000000000" numContractsSold="0" grossPremiumReceived="495844.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="8484046.000000000000" contractValueRedeemedSection1035="1922342.000000000000" numContractsAffectedRedeemed="9"/>
        <contractSecurity separateAccountSecurityName="Venture 7 Series Variable Annuity" separateAccountContractId="C000100454" separateAccountTotalAsset="211900238.000000000000" numContractsSold="0" grossPremiumReceived="1685976.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="32094274.000000000000" contractValueRedeemedSection1035="5418762.000000000000" numContractsAffectedRedeemed="35"/>
        <contractSecurity separateAccountSecurityName="GIFL Rollover" separateAccountContractId="C000063737" separateAccountTotalAsset="142030217.000000000000" numContractsSold="126" grossPremiumReceived="43731376.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="13989319.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="GIFL Select IRA Rollover" separateAccountContractId="C000090859" separateAccountTotalAsset="31446352.000000000000" numContractsSold="32" grossPremiumReceived="12239291.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="2995540.000000000000" contractValueRedeemedSection1035="0.000000000000" numContractsAffectedRedeemed="0"/>
        <contractSecurity separateAccountSecurityName="Venture Opportunity A Share" separateAccountContractId="C000056589" separateAccountTotalAsset="1839939430.000000000000" numContractsSold="0" grossPremiumReceived="14022984.000000000000" grossPremiumReceivedSection1035="0.000000000000" numContractsAffected="0" contractValueRedeemed="184271730.000000000000" contractValueRedeemedSection1035="36656839.000000000000" numContractsAffectedRedeemed="200"/>
        <contractSecurity separateAccountSecurityName="Venture Variable Annuity" separateAccountContractId="C000007842" separateAccountTotalAsset="10878003887.000000000000" numContractsSold="0" grossPremiumReceived="107727187.000000000000" grossPremiumReceivedSection1035="1661665.000000000000" numContractsAffected="11" contractValueRedeemed="1400926621.000000000000" contractValueRedeemedSection1035="308982201.000000000000" numContractsAffectedRedeemed="1614"/>
        <contractSecurity separateAccountSecurityName="Ven 7" separateAccountContractId="C000007843" separateAccountTotalAsset="427932681.000000000000" numContractsSold="0" grossPremiumReceived="5442030.000000000000" grossPremiumReceivedSection1035="299049.000000000000" numContractsAffected="4" contractValueRedeemed="37284430.000000000000" contractValueRedeemedSection1035="10567790.000000000000" numContractsAffectedRedeemed="86"/>
      </contractSecurities>
      <isRule6C7Reliance>Y</isRule6C7Reliance>
      <isRule11A2Reliance>N</isRule11A2Reliance>
    </unitInvestmentTrust>
    <signature registrantSignedName="JOHN HANCOCK LIFE INSURANCE CO (USA) SEPARATE ACCOUNT H" signedDate="2019-03-13" signature="/s/ Sarah Orlandella, CPA" title="AVP Finance"/>
  </formData>
</edgarSubmission>
