XML 45 R50.htm IDEA: XBRL DOCUMENT v3.20.1
Retirement Plans (Life Insurance) (Details) - USD ($)
12 Months Ended
Jan. 31, 2020
Jan. 31, 2019
Retirement Benefits [Abstract]    
Life Insurance, Corporate or Bank Owned, Amount $ 2,250,000  
Liability beginning of year 2,037,000 $ 2,088,000
Accretion expense 49,000 49,000
Present value of death benefits paid (100,000) (100,000)
Liability end of year 1,986,000 2,037,000
Cash surrender value 1,906,000 2,098,000
Life Insurance, Death Benefits Payable $ 3,902,000 $ 4,256,000