CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and due from banks	$ 53,875	$ 38,902
Interest-bearing deposits in other banks (including restricted cash)	85,508	181,723
Total cash, cash equivalents and restricted cash	139,383	220,625
Investments:
Trading securities	4,124	4,428
Available-for-sale securities, at fair value (amortized cost of $1,516,057 and $1,508,981, respectively)	1,421,809	1,507,486
Held-to-maturity securities, at amortized cost (fair value of $1,300 and $1,380, respectively)	1,290	1,291
Other investments	10,187	10,280
Total investments	1,437,410	1,523,485
Loans held for sale, at fair value (book value of $6,818 and $5,786, respectively)	6,705	5,815
Loans	3,534,218	3,431,474
Less: allowance for credit losses on loans	(31,770)	(33,256)
Net loans	3,502,448	3,398,218
Goodwill	94,697	94,697
Core deposit intangible assets	2,032	2,188
Bank-owned life insurance	97,816	97,241
Premises and equipment, net	37,226	37,775
Deferred tax assets	36,131	19,210
Other assets	66,567	101,102
Total assets	5,420,415	5,500,356
Deposits:
Non-interest checking	1,200,807	1,279,565
Interest checking	1,440,390	1,351,736
Savings and money market	1,474,300	1,459,472
Certificates of deposit	299,865	309,648
Brokered deposits	161,302	208,468
Total deposits	4,576,664	4,608,889
Short-term borrowings	237,668	211,608
Subordinated debentures	44,331	44,331
Accrued interest and other liabilities	79,306	94,234
Total liabilities	4,937,969	4,959,062
Commitments and Contingencies
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 14,746,410 and 14,739,956 shares on March 31, 2022 and December 31, 2021, respectively	123,012	123,111
Retained earnings	435,347	424,412
Accumulated other comprehensive loss:
Net unrealized loss on available-for-sale debt securities, net of tax	(73,984)	(1,173)
Net unrealized gain (loss) on cash flow hedging derivative instruments, net of tax	1,166	(1,779)
Net unrecognized loss on postretirement plans, net of tax	(3,095)	(3,277)
Total accumulated other comprehensive loss	(75,913)	(6,229)
Total shareholders’ equity	482,446	541,294
Total liabilities and shareholders’ equity	$ 5,420,415	$ 5,500,356