CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 55,665	$ 49,524
Interest-bearing deposits in other banks (including restricted cash)	323,991	96,250
Total cash, cash equivalents and restricted cash	379,656	145,774
Investments:
Trading securities	4,335	4,161
Available-for-sale securities, at fair value (book value of $1,443,800 and $1,078,474, respectively)	1,455,210	1,115,813
Held-to-maturity securities, at amortized cost (fair value of $1,390 and $1,411, respectively)	1,293	1,297
Other investments	10,280	11,541
Total investments	1,471,118	1,132,812
Loans held for sale, at fair value (book value of $10,789 and $40,499, respectively)	10,826	41,557
Loans	3,315,303	3,219,822
Less: allowance for credit losses on loans	(32,272)	(37,865)
Net loans	3,283,031	3,181,957
Goodwill	94,697	94,697
Core deposit intangible assets	2,352	2,843
Bank-owned life insurance	96,651	94,877
Premises and equipment, net	38,417	39,884
Deferred tax assets	14,897	11,956
Other assets	111,257	152,388
Total assets	5,502,902	4,898,745
Deposits:
Non-interest checking	1,289,018	792,550
Interest checking	1,266,242	1,288,575
Savings and money market	1,437,550	1,282,886
Certificates of deposit	323,395	357,666
Brokered deposits	288,975	283,567
Total deposits	4,605,180	4,005,244
Short-term borrowings	211,552	162,439
Long-term borrowings	0	25,000
Subordinated debentures	44,331	59,331
Accrued interest and other liabilities	95,855	117,417
Total liabilities	4,956,918	4,369,431
Commitments and Contingencies
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 14,849,327 and 14,909,097 shares on September 30, 2021 and December 31, 2020, respectively	127,925	131,072
Retained earnings	413,892	377,502
Accumulated other comprehensive income:
Net unrealized gain on available-for-sale debt securities, net of tax	8,958	29,310
Net unrealized loss on cash flow hedging derivative instruments, net of tax	(1,359)	(4,626)
Net unrecognized loss on postretirement plans, net of tax	(3,432)	(3,944)
Total accumulated other comprehensive income	4,167	20,740
Total shareholders’ equity	545,984	529,314
Total liabilities and shareholders’ equity	$ 5,502,902	$ 4,898,745