CONSOLIDATED STATEMENTS OF CONDITION (CURRENT PERIOD UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2020	Dec. 31, 2019
ASSETS
Cash and due from banks	$ 42,119	$ 39,586
Interest-bearing deposits in other banks (including restricted cash)	304,270	36,050
Total cash, cash equivalents and restricted cash	346,389	75,636
Investments:
Available-for-sale Securities	1,107,069	918,118
Held-to-maturity securities, at amortized cost (fair value of $1,403 and $1,359, respectively)	1,298	1,302
Other investments	13,345	13,649
Total investments	1,121,712	933,069
Loans held for sale, at fair value (book value of $37,301 and $11,915, respectively)	37,935	11,854
Loans	3,274,842	3,095,023
Less: allowance for loan losses	(36,414)	(25,171)
Net loans	3,238,428	3,069,852
Goodwill	94,697	94,697
Core deposit intangible assets	3,014	3,525
Bank-owned life insurance	94,262	92,344
Premises and equipment, net	40,517	41,836
Deferred tax assets	11,195	16,823
Other assets	165,644	89,885
Total assets	5,153,793	4,429,521
Deposits:
Non-interest checking	800,582	552,590
Interest checking	1,419,544	1,153,203
Savings and money market	1,306,868	1,119,193
Certificates of deposit	405,434	521,752
Brokered deposits	291,616	191,005
Total deposits	4,224,044	3,537,743
Short-term borrowings	210,055	268,809
Long-term borrowings	25,000	10,000
Subordinated debentures	59,306	59,080
Accrued interest and other liabilities	117,866	80,474
Total liabilities	4,636,271	3,956,106
Commitments and Contingencies
Shareholders’ Equity
Common stock, no par value: authorized 40,000,000 shares, issued and outstanding 14,917,344 and 15,144,719 on September 30, 2020 and December 31, 2019, respectively	130,988	139,103
Retained earnings	366,959	340,580
Accumulated other comprehensive income (loss):
Net unrealized gain on available-for-sale debt securities, net of tax	28,724	3,250
Net unrealized loss on cash flow hedging derivative instruments, net of tax	(6,078)	(6,048)
Net unrecognized loss on postretirement plans, net of tax	(3,071)	(3,470)
Total accumulated other comprehensive income (loss)	19,575	(6,268)
Total shareholders’ equity	517,522	473,415
Total liabilities and shareholders’ equity	$ 5,153,793	$ 4,429,521