Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2021

Components of Accumulated Other Comprehensive Income (Loss)

(in thousands)	Available for Sale Securities			HTM Securities Transferred from AFS			Employee Benefit Plans			Cash Flow Hedges			Equity Method Investment			Total
Balance, December 31, 2018	$	(50,125	)	$	(12,044	)	$	(110,247	)	$	(8,293	)	$	—		$	(180,709	)
Net change in unrealized gain (loss)		115,413			—			—			28,943			(434	)		143,922
Reclassification of net gain (loss) realized and included in earnings		—			—			9,174			4,255			—			13,429
Valuation adjustments for employee benefit plans		—			—			2,398			—			—			2,398
Unrealized loss on securities transferred to available for sale		(13,236	)		13,236			—			—			—			—
Amortization of unrealized net loss on securities transferred to held to maturity		—			3,153			—			—			—			3,153
Income tax expense		23,102			3,706			2,603			7,506			—			36,917
Balance, December 31, 2019	$	28,950		$	639		$	(101,278	)	$	17,399		$	(434	)	$	(54,724	)
Net change in unrealized gain (loss)		183,441			—			—			45,831			(4,935	)		224,337
Reclassification of net gain (loss) realized and included in earnings		—			—			6,368			(17,351	)		—			(10,983	)
Valuation adjustments for employee benefit plans		—			—			(37,451	)		—			—			(37,451	)
Amortization of unrealized net gain on securities transferred to held to maturity		—			(470	)		—			—			—			(470	)
Income tax expense (benefit)		41,167			(107	)		(6,788	)		6,368			—			40,640
Balance, December 31, 2020	$	171,224		$	276		$	(125,573	)	$	39,511		$	(5,369	)	$	80,069
Net change in unrealized gain (loss)		(208,760	)		—			—			(3,258	)		438			(211,580	)
Reclassification of net gain (loss) realized and included in earnings		2,166			—			4,555			(26,674	)		4,468			(15,485	)
Valuation adjustments to pension plan attributable to VERIP and curtailment		—			—			59,606			—			—			59,606
Other valuation adjustments for employee benefit plans					—			(6,735	)		—			—			(6,735	)
Amortization of unrealized net gain on securities transferred to held to maturity		—			(158	)		—			—			—			(158	)
Income tax expense (benefit)		(46,407	)		(35	)		12,799			(6,705	)		—			(40,348	)
Balance, December 31, 2021	$	11,037		$	153		$	(80,946	)	$	16,284		$	(463	)	$	(53,935	)

Line Items in Consolidated Income Statements Affected by Amounts Reclassified from Accumulated Other Comprehensive Income

Amount reclassified from AOCI (a)	Year Ended December 31,						Increase (decrease) in affected line
(in thousands)	2021			2020			item in the income statement
Amortization of unrealized net gain (loss) on securities transferred to HTM	$	158		$	470		Interest income
Tax effect		(35	)		(105	)	Income taxes
Net of tax		123			365		Net income
Loss on sale of AFS securities		(2,166	)		488		Securities transactions, net
Tax effect		487			(109	)	Income taxes
Net of tax		(1,679	)		379		Net income
Amortization of defined benefit pension and post-retirement items		(4,555	)		(6,368	)	Other noninterest expense
Tax effect		1,015			1,390		Income taxes
Net of tax		(3,540	)		(4,978	)	Net income
Reclassification of unrealized gain or loss on cash flow hedges		22,561			18,704		Interest income
Tax effect		(5,054	)		(4,182	)	Income taxes
Net of tax		17,507			14,522		Net income
Amortization of gain (loss) on terminated cash flow hedges		4,113			(1,353	)	Interest income
Tax effect		(921	)		303		Income taxes
Net of tax		3,192			(1,050	)	Net income
Reclassification of unrealized loss on equity method investment		(4,468	)		—		Noninterest income
Tax effect		—			—		Income taxes
Net of tax		(4,468	)		—		Net income
Total reclassifications, net of tax	$	11,135		$	9,238		Net income

(a)	Amounts in parentheses indicate reduction in net income.

Compliance with Regulatory Capital Requirements

	Actual				Required for Minimum Capital Adequacy				Required To Be Well Capitalized
($ in thousands)	Amount		Ratio %		Amount		Ratio %		Amount		Ratio %
At December 31, 2021
Tier 1 leverage capital
Hancock Whitney Corporation	$	2,890,770		8.25	$	1,402,223		4.00	$	1,752,779		5.00
Hancock Whitney Bank		2,926,874		8.36		1,401,157		4.00		1,751,447		5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	2,890,770		11.09	$	1,172,563		4.50	$	1,693,702		6.50
Hancock Whitney Bank		2,926,874		11.24		1,171,341		4.50		1,691,937		6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,890,770		11.09	$	1,563,417		6.00	$	2,084,557		8.00
Hancock Whitney Bank		2,926,874		11.24		1,561,788		6.00		2,082,384		8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	3,345,387		12.84	$	2,084,557		8.00	$	2,605,696		10.00
Hancock Whitney Bank		3,208,991		12.33		2,082,384		8.00		2,602,980		10.00
At December 31, 2020
Tier 1 leverage capital
Hancock Whitney Corporation	$	2,534,049		7.88	$	1,287,103		4.00	$	1,608,878		5.00
Hancock Whitney Bank		2,607,215		8.11		1,286,059		4.00		1,607,573		5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	2,534,049		10.61	$	1,074,272		4.50	$	1,551,726		6.50
Hancock Whitney Bank		2,607,215		10.94		1,072,924		4.50		1,549,778		6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,534,049		10.61	$	1,432,362		6.00	$	1,909,817		8.00
Hancock Whitney Bank		2,607,215		10.94		1,430,565		6.00		1,907,420		8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	3,155,692		13.22	$	1,909,817		8.00	$	2,387,271		10.00
Hancock Whitney Bank		2,905,988		12.19		1,907,420		8.00		2,384,275		10.00