XML 15 R29.htm IDEA: XBRL DOCUMENT v3.19.3
Loans and Allowance for Loan Losses (Tables)
 9 Months Ended
Sep. 30, 2019
Accounts Notes And Loans Receivable [Line Items]  
Loans, Net of Unearned Income Loans, net of unearned income, by portfolio are presented in the table below.

 

 

September 30,

 

 

December 31,

 

(in thousands)

 

2019

 

 

2018

 

Commercial non-real estate

 

$

8,893,004

 

 

$

8,620,601

 

Commercial real estate - owner occupied

 

 

2,734,379

 

 

 

2,457,748

 

Total commercial and industrial

 

 

11,627,383

 

 

 

11,078,349

 

Commercial real estate - income producing

 

 

3,060,568

 

 

 

2,341,779

 

Construction and land development

 

 

1,190,718

 

 

 

1,548,335

 

Residential mortgages

 

 

3,004,958

 

 

 

2,910,081

 

Consumer

 

 

2,152,325

 

 

 

2,147,867

 

Total loans

 

$

21,035,952

 

 

$

20,026,411

 

 
Allowance for Loan Losses by Portfolio Class The following tables show activity in the allowance for loan losses by portfolio class for the nine months ended September 30, 2019 and 2018, as well as the corresponding recorded investment in loans at the end of each period

 

 

 

 

 

 

 

Commercial

 

 

Total

 

 

Commercial

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

real estate-

 

 

commercial

 

 

real estate-

 

 

Construction

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

non-real

 

 

owner

 

 

and

 

 

income

 

 

and land

 

 

Residential

 

 

 

 

 

 

 

 

 

(in thousands)

 

estate

 

 

occupied

 

 

industrial

 

 

producing

 

 

development

 

 

mortgages

 

 

Consumer

 

 

Total

 

 

 

Nine Months Ended September 30, 2019

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

97,752

 

 

$

13,757

 

 

$

111,509

 

 

$

17,638

 

 

$

15,647

 

 

$

23,782

 

 

$

25,938

 

 

$

194,514

 

Charge-offs

 

 

(33,382

)

 

 

(137

)

 

 

(33,519

)

 

 

(10

)

 

 

(7

)

 

 

(660

)

 

 

(13,169

)

 

 

(47,365

)

Recoveries

 

 

5,662

 

 

 

284

 

 

 

5,946

 

 

 

518

 

 

 

108

 

 

 

433

 

 

 

2,866

 

 

 

9,871

 

Net provision for loan losses

 

 

29,267

 

 

 

545

 

 

 

29,812

 

 

 

7,604

 

 

 

(5,982

)

 

 

(2,076

)

 

 

9,194

 

 

 

38,552

 

Ending balance

 

$

99,299

 

 

$

14,449

 

 

$

113,748

 

 

$

25,750

 

 

$

9,766

 

 

$

21,479

 

 

$

24,829

 

 

$

195,572

 

Ending balance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance:

 

 

 

Individually evaluated for impairment

 

$

11,535

 

 

$

57

 

 

$

11,592

 

 

$

49

 

 

$

29

 

 

$

183

 

 

$

365

 

 

$

12,218

 

Amounts related to purchased credit impaired loans

 

 

135

 

 

 

172

 

 

 

307

 

 

 

40

 

 

 

144

 

 

 

8,032

 

 

 

300

 

 

 

8,823

 

Collectively evaluated for impairment

 

 

87,629

 

 

 

14,220

 

 

 

101,849

 

 

 

25,661

 

 

 

9,593

 

 

 

13,264

 

 

 

24,164

 

 

 

174,531

 

Total allowance

 

$

99,299

 

 

$

14,449

 

 

$

113,748

 

 

$

25,750

 

 

$

9,766

 

 

$

21,479

 

 

$

24,829

 

 

$

195,572

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

201,979

 

 

$

11,109

 

 

$

213,088

 

 

$

2,781

 

 

$

3,385

 

 

$

4,301

 

 

$

1,583

 

 

$

225,138

 

Purchased credit impaired loans

 

 

33,040

 

 

 

45,124

 

 

 

78,164

 

 

 

27,281

 

 

 

23,431

 

 

 

93,450

 

 

 

6,294

 

 

 

228,620

 

Collectively evaluated for impairment

 

 

8,657,985

 

 

 

2,678,146

 

 

 

11,336,131

 

 

 

3,030,506

 

 

 

1,163,902

 

 

 

2,907,207

 

 

 

2,144,448

 

 

 

20,582,194

 

Total loans

 

$

8,893,004

 

 

$

2,734,379

 

 

$

11,627,383

 

 

$

3,060,568

 

 

$

1,190,718

 

 

$

3,004,958

 

 

$

2,152,325

 

 

$

21,035,952

 

 

 

 

 

 

 

 

Commercial

 

 

Total

 

 

Commercial

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial

 

 

real estate-

 

 

commercial

 

 

real estate-

 

 

Construction

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

non-real

 

 

owner

 

 

and

 

 

income

 

 

and land

 

 

Residential

 

 

 

 

 

 

 

 

 

(in thousands)

 

estate

 

 

occupied

 

 

industrial

 

 

producing

 

 

development

 

 

mortgages

 

 

Consumer

 

 

Total

 

 

 

Nine Months Ended September 30, 2018

 

Allowance for loan losses:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Beginning balance

 

$

127,918

 

 

$

12,962

 

 

$

140,880

 

 

$

13,709

 

 

$

7,372

 

 

$

24,844

 

 

$

30,503

 

 

$

217,308

 

Charge-offs

 

 

(15,401

)

 

 

(7,330

)

 

 

(22,731

)

 

 

(1,633

)

 

 

(265

)

 

 

(585

)

 

 

(18,599

)

 

 

(43,813

)

Recoveries

 

 

13,234

 

 

 

282

 

 

 

13,516

 

 

 

221

 

 

 

68

 

 

 

1,854

 

 

 

4,028

 

 

 

19,687

 

Net provision for loan losses

 

 

(5,073

)

 

 

7,203

 

 

 

2,130

 

 

 

6,288

 

 

 

6,248

 

 

 

(1,803

)

 

 

15,153

 

 

 

28,016

 

Reduction as a result of sale of subsidiary

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

(6,648

)

 

 

(6,648

)

Ending balance

 

$

120,678

 

 

$

13,117

 

 

$

133,795

 

 

$

18,585

 

 

$

13,423

 

 

$

24,310

 

 

$

24,437

 

 

$

214,550

 

Ending balance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Allowance:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

23,101

 

 

$

225

 

 

$

23,326

 

 

$

285

 

 

$

1

 

 

$

163

 

 

$

131

 

 

$

23,906

 

Amounts related to purchased credit impaired loans

 

 

327

 

 

 

403

 

 

$

730

 

 

 

45

 

 

 

91

 

 

 

10,109

 

 

 

433

 

 

 

11,408

 

Collectively evaluated for impairment

 

 

97,250

 

 

 

12,489

 

 

$

109,739

 

 

 

18,255

 

 

 

13,331

 

 

 

14,038

 

 

 

23,873

 

 

 

179,236

 

Total allowance

 

$

120,678

 

 

$

13,117

 

 

$

133,795

 

 

$

18,585

 

 

$

13,423

 

 

$

24,310

 

 

$

24,437

 

 

$

214,550

 

Loans:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Individually evaluated for impairment

 

$

275,966

 

 

$

22,437

 

 

$

298,403

 

 

$

4,615

 

 

$

112

 

 

$

3,061

 

 

$

890

 

 

$

307,081

 

Purchased credit impaired loans

 

 

7,907

 

 

 

7,113

 

 

$

15,020

 

 

 

3,790

 

 

 

4,232

 

 

 

107,535

 

 

 

4,458

 

 

 

135,035

 

Collectively evaluated for impairment

 

 

8,155,011

 

 

 

2,270,721

 

 

$

10,425,732

 

 

 

2,303,294

 

 

 

1,519,075

 

 

 

2,736,320

 

 

 

2,117,180

 

 

 

19,101,601

 

Total loans

 

$

8,438,884

 

 

$

2,300,271

 

 

$

10,739,155

 

 

$

2,311,699

 

 

$

1,523,419

 

 

$

2,846,916

 

 

$

2,122,528

 

 

$

19,543,717

 

 
Composition of Nonaccrual Loans by Portfolio Class

The following table shows the composition of nonaccrual loans by portfolio class. Purchased credit impaired loans accounted for in pools with an accretable yield are considered to be performing and are excluded from the table. 

 

 

 

September 30,

 

 

December 31,

 

(in thousands)

 

2019

 

 

2018

 

Commercial non-real estate

 

$

150,705

 

 

$

110,653

 

Commercial real estate - owner occupied

 

 

13,087

 

 

 

16,895

 

Total commercial and industrial

 

 

163,792

 

 

 

127,548

 

Commercial real estate - income producing

 

 

2,957

 

 

 

4,991

 

Construction and land development

 

 

1,336

 

 

 

2,146

 

Residential mortgages

 

 

37,901

 

 

 

35,866

 

Consumer

 

 

16,874

 

 

 

16,744

 

Total loans

 

$

222,860

 

 

$

187,295

 

 
Troubled Debt Restructurings Modified by Portfolio Class

The tables below detail by portfolio class TDRs that were modified during the three and nine months ended September 30, 2019 and 2018:

 

 

 

Three Months Ended

 

($ in thousands)

 

September 30, 2019

 

 

September 30, 2018

 

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

 

 

 

 

 

Pre-

Modification

 

 

Post-

Modification

 

 

 

Number

 

 

Outstanding

 

 

Outstanding

 

 

Number

 

 

Outstanding

 

 

Outstanding

 

 

 

of

 

 

Recorded

 

 

Recorded

 

 

of

 

 

Recorded

 

 

Recorded

 

Troubled Debt Restructurings:

 

Contracts

 

 

Investment

 

 

Investment

 

 

Contracts

 

 

Investment

 

 

Investment

 

Commercial non-real estate

 

 

2

 

 

$

13,083

 

 

$

6,271

 

 

 

11

 

 

$

23,347

 

 

$

23,347

 

Commercial real estate - owner occupied

 

 

—

 

 

 

—

 

 

 

—

 

 

 

1

 

 

 

229

 

 

 

229

 

Total commercial and industrial

 

 

2

 

 

 

13,083

 

 

 

6,271

 

 

 

12

 

 

 

23,576

 

 

 

23,576

 

Commercial real estate - income producing

 

 

1

 

 

 

123

 

 

 

123

 

 

 

—

 

 

 

—

 

 

 

—

 

Construction and land development

 

 

3

 

 

 

323

 

 

 

323

 

 

 

—

 

 

 

—

 

 

 

—

 

Residential mortgages

 

 

3

 

 

 

297

 

 

 

297

 

 

 

8

 

 

 

930

 

 

 

930

 

Consumer

 

 

4

 

 

 

70

 

 

 

70

 

 

 

6

 

 

 

89

 

 

 

89

 

Total loans

 

 

13

 

 

$

13,896

 

 

$

7,084

 

 

 

26

 

 

$

24,595

 

 

$

24,595

 

 

 

 

Nine Months Ended

 

($ in thousands)

 

September 30, 2019

 

 

September 30, 2018

 

Troubled Debt Restructurings:

 

Number

of

Contracts

 

 

Pre-

Modification

Outstanding

Recorded

Investment

 

 

Post-

Modification

Outstanding

Recorded

Investment

 

 

Number

of

Contracts

 

 

Pre-

Modification

Outstanding

Recorded

Investment

 

 

Post-

Modification

Outstanding

Recorded

Investment

 

Commercial non-real estate

 

 

10

 

 

$

27,220

 

 

$

20,408

 

 

 

29

 

 

$

85,306

 

 

$

85,306

 

Commercial real estate - owner occupied

 

 

1

 

 

 

167

 

 

 

167

 

 

 

2

 

 

 

6,138

 

 

 

6,138

 

Total commercial and industrial

 

 

11

 

 

 

27,387

 

 

 

20,575

 

 

 

31

 

 

 

91,444

 

 

 

91,444

 

Commercial real estate - income producing

 

 

1

 

 

 

123

 

 

 

123

 

 

 

1

 

 

 

1,564

 

 

 

1,564

 

Construction and land development

 

 

3

 

 

 

323

 

 

 

323

 

 

 

—

 

 

 

—

 

 

 

—

 

Residential mortgages

 

 

10

 

 

 

2,199

 

 

 

2,199

 

 

 

11

 

 

 

1,048

 

 

 

1,048

 

Consumer

 

 

6

 

 

 

116

 

 

 

116

 

 

 

7

 

 

 

311

 

 

 

311

 

Total loans

 

 

31

 

 

$

30,148

 

 

$

23,336

 

 

 

50

 

 

$

94,367

 

 

$

94,367

 

 

 

 
Loans Individually Evaluated for Impairment Disaggregated by Portfolio Class The tables below present loans that are individually evaluated for impairment disaggregated by portfolio class at September 30, 2019 and December 31, 2018

 

 

 

September 30, 2019

 

(in thousands)

 

Recorded

investment

without an

allowance

 

 

Recorded

investment

with an

allowance

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

Commercial non-real estate

 

$

161,275

 

 

$

40,704

 

 

$

239,506

 

 

$

11,535

 

Commercial real estate - owner occupied

 

 

9,183

 

 

 

1,926

 

 

 

15,087

 

 

 

57

 

Total commercial and industrial

 

 

170,458

 

 

 

42,630

 

 

 

254,593

 

 

 

11,592

 

Commercial real estate - income producing

 

 

1,222

 

 

 

1,559

 

 

 

3,793

 

 

 

49

 

Construction and land development

 

 

3,121

 

 

 

264

 

 

 

4,123

 

 

 

29

 

Residential mortgages

 

 

2,665

 

 

 

1,636

 

 

 

4,831

 

 

 

183

 

Consumer

 

 

494

 

 

 

1,089

 

 

 

1,864

 

 

 

365

 

Total loans

 

$

177,960

 

 

$

47,178

 

 

$

269,204

 

 

$

12,218

 

 

 

 

December 31, 2018

 

(in thousands)

 

Recorded

investment

without an

allowance

 

 

Recorded

investment

with an

allowance

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

Commercial non-real estate

 

$

144,625

 

 

$

94,759

 

 

$

273,290

 

 

$

3,636

 

Commercial real estate - owner occupied

 

 

13,027

 

 

 

8,639

 

 

 

25,888

 

 

 

607

 

Total commercial and industrial

 

 

157,652

 

 

 

103,398

 

 

 

299,178

 

 

 

4,243

 

Commercial real estate - income producing

 

 

1,138

 

 

 

1,563

 

 

 

3,428

 

 

 

210

 

Construction and land development

 

 

100

 

 

 

21

 

 

 

121

 

 

 

1

 

Residential mortgages

 

 

2,058

 

 

 

1,818

 

 

 

4,421

 

 

 

444

 

Consumer

 

 

279

 

 

 

728

 

 

 

1,253

 

 

 

216

 

Total loans

 

$

161,227

 

 

$

107,528

 

 

$

308,401

 

 

$

5,114

 

 

The tables below present the average balances and interest income for total impaired loans for the three and nine months ended September 30, 2019 and 2018.  Interest income recognized represents interest on accruing loans modified in a TDR.

 

 

Three Months Ended

 

 

 

September 30, 2019

 

 

September 30, 2018

 

(in thousands)

 

Average

Recorded

Investment

 

 

Interest

Income

Recognized

 

 

Average

Recorded

Investment

 

 

Interest

Income

Recognized

 

Commercial non-real estate

 

$

213,291

 

 

$

1,062

 

 

$

283,519

 

 

$

2,275

 

Commercial real estate - owner occupied

 

 

14,439

 

 

 

45

 

 

 

24,702

 

 

 

90

 

Total commercial and industrial

 

 

227,730

 

 

 

1,107

 

 

 

308,221

 

 

 

2,365

 

Commercial real estate - income producing

 

 

2,331

 

 

 

7

 

 

 

6,718

 

 

 

15

 

Construction and land development

 

 

1,702

 

 

 

2

 

 

 

113

 

 

 

—

 

Residential mortgages

 

 

4,195

 

 

 

2

 

 

 

3,397

 

 

 

4

 

Consumer

 

 

1,552

 

 

 

21

 

 

 

745

 

 

 

10

 

Total loans

 

$

237,510

 

 

$

1,139

 

 

$

319,194

 

 

$

2,394

 

 

 

 

Nine Months Ended

 

 

 

September 30, 2019

 

 

September 30, 2018

 

(in thousands)

 

Average

Recorded

Investment

 

 

Interest

Income

Recognized

 

 

Average

Recorded

Investment

 

 

Interest

Income

Recognized

 

Commercial non-real estate

 

$

225,597

 

 

$

4,202

 

 

$

295,636

 

 

$

5,863

 

Commercial real estate - owner occupied

 

 

17,044

 

 

 

196

 

 

 

26,416

 

 

 

258

 

Total commercial and industrial

 

 

242,641

 

 

 

4,398

 

 

 

322,052

 

 

 

6,121

 

Commercial real estate - income producing

 

 

2,430

 

 

 

21

 

 

 

10,988

 

 

 

64

 

Construction and land development

 

 

597

 

 

 

2

 

 

 

155

 

 

 

—

 

Residential mortgages

 

 

4,525

 

 

 

9

 

 

 

6,307

 

 

 

14

 

Consumer

 

 

1,442

 

 

 

55

 

 

 

769

 

 

 

28

 

Total loans

 

$

251,635

 

 

$

4,485

 

 

$

340,271

 

 

$

6,227

 
Age Analysis of Past Due Loans by Portfolio Class

The tables below present the age analysis of past due loans by portfolio class at September 30, 2019 and December 31, 2018. Purchased credit impaired loans accounted for in pools with an accretable yield are considered to be current.  

 

September 30, 2019

 

30-59

days

past due

 

 

60-89

days

past due

 

 

Greater

than

90 days

past due

 

 

Total

past due

 

 

Current

 

 

Total

Loans

 

 

Recorded

investment

> 90 days

and still

accruing

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial non-real estate

 

$

29,770

 

 

$

19,786

 

 

$

56,767

 

 

$

106,323

 

 

$

8,786,681

 

 

$

8,893,004

 

 

$

2,928

 

Commercial real estate - owner occupied

 

 

5,222

 

 

 

909

 

 

 

14,635

 

 

$

20,766

 

 

 

2,713,613

 

 

 

2,734,379

 

 

 

2,837

 

Total commercial and industrial

 

 

34,992

 

 

 

20,695

 

 

 

71,402

 

 

 

127,089

 

 

 

11,500,294

 

 

 

11,627,383

 

 

 

5,765

 

Commercial real estate - income producing

 

 

817

 

 

 

473

 

 

 

2,751

 

 

 

4,041

 

 

 

3,056,527

 

 

 

3,060,568

 

 

 

—

 

Construction and land development

 

 

550

 

 

 

77

 

 

 

1,076

 

 

 

1,703

 

 

 

1,189,015

 

 

 

1,190,718

 

 

 

644

 

Residential mortgages

 

 

5,650

 

 

 

11,140

 

 

 

21,964

 

 

 

38,754

 

 

 

2,966,204

 

 

 

3,004,958

 

 

 

576

 

Consumer

 

 

14,598

 

 

 

4,730

 

 

 

9,434

 

 

 

28,762

 

 

 

2,123,563

 

 

 

2,152,325

 

 

 

887

 

Total

 

$

56,607

 

 

$

37,115

 

 

$

106,627

 

 

$

200,349

 

 

$

20,835,603

 

 

$

21,035,952

 

 

$

7,872

 

 

December 31, 2018

 

30-59

days

past due

 

 

60-89

days

past due

 

 

Greater

than

90 days

past due

 

 

Total

past due

 

 

Current

 

 

Total

Loans

 

 

Recorded

investment

> 90 days

and still

accruing

 

(in thousands)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial non-real estate

 

$

12,257

 

 

$

3,895

 

 

$

77,551

 

 

$

93,703

 

 

$

8,526,898

 

 

 

8,620,601

 

 

$

10,823

 

Commercial real estate - owner occupied

 

 

2,394

 

 

 

1,570

 

 

 

14,542

 

 

 

18,506

 

 

 

2,439,242

 

 

 

2,457,748

 

 

 

380

 

Total commercial and industrial

 

 

14,651

 

 

 

5,465

 

 

 

92,093

 

 

 

112,209

 

 

 

10,966,140

 

 

 

11,078,349

 

 

 

11,203

 

Commercial real estate - income producing

 

 

2,371

 

 

 

772

 

 

 

5,495

 

 

 

8,638

 

 

 

2,333,141

 

 

 

2,341,779

 

 

 

1,844

 

Construction and land development

 

 

7,397

 

 

 

1,129

 

 

 

2,165

 

 

 

10,691

 

 

 

1,537,644

 

 

 

1,548,335

 

 

 

644

 

Residential mortgages

 

 

32,869

 

 

 

14,706

 

 

 

23,175

 

 

 

70,750

 

 

 

2,839,331

 

 

 

2,910,081

 

 

 

—

 

Consumer

 

 

20,402

 

 

 

4,695

 

 

 

9,665

 

 

 

34,762

 

 

 

2,113,105

 

 

 

2,147,867

 

 

 

618

 

Total

 

$

77,690

 

 

$

26,767

 

 

$

132,593

 

 

$

237,050

 

 

$

19,789,361

 

 

$

20,026,411

 

 

$

14,309

 

 
Changes in Carrying Amount of Purchased Credit Impaired Loans and Related Accretable Yield

Changes in the carrying amount of purchased credit impaired loans and related accretable yield are presented in the following table for the nine months ended September 30, 2019 and the year ended December 31, 2018.

 

 

 

September 30, 2019

 

 

December 31, 2018

 

(in thousands)

 

Carrying

Amount

of Loans

 

 

Accretable

Yield

 

 

Carrying

Amount

of Loans

 

 

Accretable

Yield

 

Balance at beginning of period

 

$

129,596

 

 

$

37,294

 

 

$

153,403

 

 

$

62,517

 

Additions

 

 

118,047

 

 

 

6,238

 

 

 

—

 

 

 

—

 

Payments received, net

 

 

(28,846

)

 

 

(3,517

)

 

 

(39,556

)

 

 

(5,779

)

Accretion

 

 

9,823

 

 

 

(9,823

)

 

 

15,749

 

 

 

(15,749

)

Increase in expected cash flows based on actual cash flows and changes in cash flow assumptions

 

 

—

 

 

 

4,190

 

 

 

—

 

 

 

(3,695

)

Balance at end of period

 

$

228,620

 

 

$

34,382

 

 

$

129,596

 

 

$

37,294

 

 
Total Commercial [Member]  
Accounts Notes And Loans Receivable [Line Items]  
Credit Quality Indicators by Segments and Portfolio Class

The following tables present the credit quality indicators by segments and portfolio class of loans at September 30, 2019 and December 31, 2018. 

 

 

 

September 30, 2019

 

(in thousands)

 

Commercial

non-real

estate

 

 

Commercial

real estate -

owner-

occupied

 

 

Total

commercial

and industrial

 

 

Commercial

real estate -

income

producing

 

 

Construction

and land

development

 

 

Total

commercial

 

Grade:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Pass

 

$

8,193,707

 

 

$

2,498,260

 

 

$

10,691,967

 

 

$

2,941,146

 

 

$

1,149,268

 

 

$

14,782,381

 

Pass-Watch

 

 

209,523

 

 

 

132,611

 

 

 

342,134

 

 

 

64,280

 

 

 

30,455

 

 

$

436,869

 

Special Mention

 

 

84,741

 

 

 

18,697

 

 

 

103,438

 

 

 

15,409

 

 

 

81

 

 

$

118,928

 

Substandard

 

 

405,025

 

 

 

84,811

 

 

 

489,836

 

 

 

39,733

 

 

 

10,914

 

 

$

540,483

 

Doubtful

 

 

8

 

 

 

—

 

 

 

8

 

 

 

—

 

 

 

—

 

 

$

8

 

Total

 

$

8,893,004

 

 

$

2,734,379

 

 

$

11,627,383

 

 

$

3,060,568

 

 

$

1,190,718

 

 

$

15,878,669

 

 

 

 

December 31, 2018

 

(in thousands)

 

Commercial

non-real

estate

 

 

Commercial

real estate -

owner-

occupied

 

 

Total

commercial

and industrial

 

 

Commercial

real estate -

income

producing

 

 

Construction

and land

development

 

 

Total

commercial

 

Grade:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Pass

 

$

7,875,588

 

 

$

2,274,211

 

 

$

10,149,799

 

 

 

2,265,087

 

 

$

1,487,599

 

 

$

13,902,485

 

Pass-Watch

 

 

260,510

 

 

 

84,271

 

 

 

344,781

 

 

 

46,535

 

 

 

49,099

 

 

 

440,415

 

Special Mention

 

 

75,752

 

 

 

23,149

 

 

 

98,901

 

 

 

5,510

 

 

 

816

 

 

 

105,227

 

Substandard

 

 

408,751

 

 

 

76,117

 

 

 

484,868

 

 

 

24,647

 

 

 

10,821

 

 

 

520,336

 

Doubtful

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

$

8,620,601

 

 

$

2,457,748

 

 

$

11,078,349

 

 

$

2,341,779

 

 

$

1,548,335

 

 

$

14,968,463

 

 
Residential Mortgage and Consumer [Member]  
Accounts Notes And Loans Receivable [Line Items]  
Credit Quality Indicators by Segments and Portfolio Class

 

 

September 30, 2019

 

 

December 31, 2018

 

(in thousands)

 

Residential

mortgage

 

 

Consumer

 

 

Total

 

 

Residential

mortgage

 

 

Consumer

 

 

Total

 

Performing

 

$

2,966,578

 

 

$

2,134,360

 

 

$

5,100,938

 

 

$

2,873,669

 

 

$

2,130,395

 

 

$

5,004,064

 

Nonperforming

 

 

38,380

 

 

 

17,965

 

 

$

56,345

 

 

 

36,412

 

 

 

17,472

 

 

 

53,884

 

Total

 

$

3,004,958

 

 

$

2,152,325

 

 

$

5,157,283

 

 

$

2,910,081

 

 

$

2,147,867

 

 

$

5,057,948