Condensed Parent Company Information

12 Months Ended

Dec. 31, 2025

Condensed Financial Information Disclosure [Abstract]

Condensed Parent Company Information

Note 22. Condensed Parent Company Information

The following condensed financial statements reflect the accounts and transactions of Hancock Whitney Corporation only:

Condensed Balance Sheets

	December 31,
($ in thousands)	2025		2024
Assets:
Cash	$	264,514	$	272,693
Investment in bank subsidiaries		4,341,452		3,994,927
Investment in non-bank subsidiaries		25,830		27,460
Due from subsidiaries and other assets		3,182		3,301
Total assets	$	4,634,978	$	4,298,381
Liabilities and Stockholders' Equity:
Long term debt	$	167,272	$	167,120
Other liabilities		7,589		3,625
Stockholders' equity		4,460,117		4,127,636
Total liabilities and stockholders' equity	$	4,634,978	$	4,298,381

Condensed Statements of Income

	Years Ended December 31,
($ in thousands)	2025			2024			2023
Operating income
From subsidiaries:
Cash dividends received from bank subsidiaries	$	380,000		$	205,000		$	185,000
Cash dividend from nonbank subsidiary		6,000			6,000			—
Equity in earnings of subsidiaries greater than dividends received		115,053			265,188			222,731
Total operating income		501,053			476,188			407,731
Other expense, net		19,885			19,828			19,587
Income tax benefit		(4,905	)		(4,455	)		(4,458	)
Net income	$	486,073		$	460,815		$	392,602
Other comprehensive income, net of tax		229,841			15,035			151,055
Comprehensive income	$	715,914		$	475,850		$	543,657

Condensed Statements of Cash Flows

	Years Ended December 31,
($ in thousands)	2025			2024			2023
Cash flows from operating activities - principally    dividends received from subsidiaries	$	396,358		$	227,125		$	198,093
Net cash provided by operating activities		396,358			227,125			198,093
Cash flows from investing activities:
Proceeds from sale of premises and equipment		—			320			—
Net cash provided by investing activities		—			320			—
Cash flows from financing activities:
Dividends paid to stockholders		(153,803	)		(130,840	)		(104,697	)
Repurchase of common stock		(246,874	)		(37,690	)		—
Proceeds from dividend reinvestment and other incentive plans		4,441			4,422			3,815
Payroll tax remitted on net share settlement of equity awards		(8,301	)		(9,358	)		(5,681	)
Net cash used in financing activities		(404,537	)		(173,466	)		(106,563	)
Net increase (decrease) in cash		(8,179	)		53,979			91,530
Cash, beginning of year		272,693			218,714			127,184
Cash, end of year	$	264,514		$	272,693		$	218,714