Loans (Tables)

12 Months Ended

Dec. 31, 2015

Loans, Net of Unearned Income

Loans, net of unearned income, consisted of the following:

(in thousands)	December 31, 2015		December 31, 2014
Originated loans:
Commercial non-real estate	$	6,930,453	$	5,917,728
Construction and land development		1,139,743		1,073,964
Commercial real estate		3,220,509		2,428,195
Residential mortgages		1,887,256		1,704,770
Consumer		2,080,626		1,685,542
Total originated loans	$	15,258,587	$	12,810,199
Acquired loans:
Commercial non-real estate	$	59,843	$	120,137
Construction and land development		5,080		21,123
Commercial real estate		176,460		688,045
Residential mortgages		27		2,378
Consumer		20		985
Total acquired loans	$	241,430	$	832,668
FDIC acquired loans:
Commercial non-real estate	$	5,528	$	6,195
Construction and land development		7,127		11,674
Commercial real estate		15,582		27,808
Residential mortgages		162,241		187,033
Consumer		12,819		19,699
Total FDIC acquired loans	$	203,297	$	252,409
Total loans:
Commercial non-real estate	$	6,995,824	$	6,044,060
Construction and land development		1,151,950		1,106,761
Commercial real estate		3,412,551		3,144,048
Residential mortgages		2,049,524		1,894,181
Consumer		2,093,465		1,706,226
Total loans	$	15,703,314	$	13,895,276

Allowance for Loan Losses by Portfolio Segment and Related Recorded Investment in Loans

The following schedules show activity in the allowance for loan losses for 2015 and 2014 by portfolio segment and the corresponding recorded investment in loans as of December 31, 2015 and December 31, 2014.

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(in thousands)	Year Ended December 31, 2015
Originated loans
Allowance for loan losses:
Beginning balance	$	50,258		$	5,413		$	16,544		$	8,051		$	17,435		$	97,701
Charge-offs		(6,934	)		(2,424	)		(1,482	)		(1,635	)		(16,688	)		(29,163	)
Recoveries		3,342			2,179			2,405			687			4,338			12,951
Net provision for loan losses		62,316			(183	)		(3,408	)		587			17,225			76,537
Ending balance	$	108,982		$	4,985		$	14,059		$	7,690		$	22,310		$	158,026
Ending balance:
Individually evaluated for impairment	$	19,031		$	392		$	1,372		$	127		$	33		$	20,955
Collectively evaluated for impairment		89,951			4,593			12,687			7,563			22,277			137,071
Loans:
Ending balance:	$	6,930,453		$	1,139,743		$	3,220,509		$	1,887,256		$	2,080,626		$	15,258,587
Individually evaluated for impairment		81,622			14,226			14,191			895			152			111,086
Collectively evaluated for impairment		6,848,831			1,125,517			3,206,318			1,886,361			2,080,474			15,147,501
Acquired loans
Allowance for loan losses:
Beginning balance	$	—		$	—		$	477		$	—		$	—		$	477
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net provision for loan losses		—			—			(444	)		—			—			(444	)
Ending balance	$	—		$	—		$	33		$	—		$	—		$	33
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	33		$	—		$	—		$	33
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	59,843		$	5,080		$	176,460		$	27		$	20		$	241,430
Individually evaluated for impairment		—			—			2,340			—			—			2,340
Acquired-impaired loans		6,476			4,976			11,042			27			20			22,541
Collectively evaluated for impairment		53,367			104			163,078			—			—			216,549

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(in thousands)	Year Ended December 31, 2015
FDIC acquired loans
Allowance for loan losses:
Beginning balance	$	911		$	1,008		$	4,061		$	20,609		$	3,995		$	30,584
Charge-offs		(1,427	)		(410	)		(2,743	)		(772	)		(143	)		(5,495	)
Recoveries		1,704			910			992			84			196			3,886
Net provision for loan losses		(1,018	)		(845	)		(1,026	)		1,147			(1,313	)		(3,055	)
Increase (decrease) in FDIC loss share receivable		276			(6	)		523			(3,405	)		(188	)		(2,800	)
Ending balance	$	446		$	657		$	1,807		$	17,663		$	2,547		$	23,120
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		446			657			1,807			17,663			2,547			23,120
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	5,528		$	7,127		$	15,582		$	162,241		$	12,819		$	203,297
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		5,528			7,127			15,582			162,241			12,819			203,297
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans
Allowance for loan losses:
Beginning balance	$	51,169		$	6,421		$	21,082		$	28,660		$	21,430		$	128,762
Charge-offs		(8,361	)		(2,834	)		(4,225	)		(2,407	)		(16,831	)		(34,658	)
Recoveries		5,046			3,089			3,397			771			4,534			16,837
Net provision for loan losses		61,298			(1,028	)		(4,878	)		1,734			15,912			73,038
Increase (decrease) in FDIC loss share receivable		276			(6	)		523			(3,405	)		(188	)		(2,800	)
Ending balance	$	109,428		$	5,642		$	15,899		$	25,353		$	24,857		$	181,179
Ending balance:
Individually evaluated for impairment	$	19,031		$	392		$	1,405		$	127		$	33		$	20,988
Amounts related to acquired-impaired loans		446			657			1,807			17,663			2,547			23,120
Collectively evaluated for impairment		89,951			4,593			12,687			7,563			22,277			137,071
Loans:
Ending balance:	$	6,995,824		$	1,151,950		$	3,412,551		$	2,049,524		$	2,093,465		$	15,703,314
Individually evaluated for impairment		81,622			14,226			16,531			895			152			113,426
Acquired-impaired loans		12,004			12,103			26,624			162,268			12,839			225,838
Collectively evaluated for impairment		6,902,198			1,125,621			3,369,396			1,886,361			2,080,474			15,364,050

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(in thousands)	Year Ended December 31, 2014
Originated loans
Allowance for loan losses:
Beginning balance	$	33,091		$	6,180		$	20,649		$	6,892		$	12,073		$	78,885
Charge-offs		(6,813	)		(4,770	)		(3,579	)		(2,285	)		(14,055	)		(31,502	)
Recoveries		3,047			4,000			1,678			644			5,014			14,383
Net provision for loan losses		20,933			3			(2,204	)		2,800			14,403			35,935
Ending balance	$	50,258		$	5,413		$	16,544		$	8,051		$	17,435		$	97,701
Ending balance:
Individually evaluated for impairment	$	14		$	19		$	11		$	330		$	3		$	377
Collectively evaluated for impairment		50,244			5,394			16,533			7,721			17,432			97,324
Loans:
Ending balance:	$	5,917,728		$	1,073,964		$	2,428,195		$	1,704,770		$	1,685,542		$	12,810,199
Individually evaluated for impairment		3,987			8,250			12,121			2,656			6			27,020
Collectively evaluated for impairment		5,913,741			1,065,714			2,416,074			1,702,114			1,685,536			12,783,179
Acquired loans
Allowance for loan losses:
Beginning balance	$	1,603		$	10		$	34		$	—		$	—		$	1,647
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net provision for loan losses		(1,603	)		(10	)		443			—			—			(1,170	)
Ending balance	$	—		$	—		$	477		$	—		$	—		$	477
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	477		$	—		$	—		$	477
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	120,137		$	21,123		$	688,045		$	2,378		$	985		$	832,668
Individually evaluated for impairment		—			—			2,691			—			—			2,691
Acquired-impaired loans		8,446			19,681			29,777			2,378			985			61,267
Collectively evaluated for impairment		111,691			1,442			655,577			—			—			768,710

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(in thousands)	Year Ended December 31, 2014
FDIC acquired loans
Allowance for loan losses:
Beginning balance	$	2,323		$	2,655		$	10,929		$	27,989		$	9,198		$	53,094
Charge-offs		(221	)		(148	)		(5,350	)		(1,008	)		(1,270	)		(7,997	)
Recoveries		485			3,138			1,441			1			431			5,496
Net provision for loan losses		(83	)		(208	)		(139	)		(299	)		(196	)		(925	)
Decrease in FDIC loss share receivable		(1,593	)		(4,429	)		(2,820	)		(6,074	)		(4,168	)		(19,084	)
Ending balance	$	911		$	1,008		$	4,061		$	20,609		$	3,995		$	30,584
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		911			1,008			4,061			20,609			3,995			30,584
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	6,195		$	11,674		$	27,808		$	187,033		$	19,699		$	252,409
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		6,195			11,674			27,808			187,033			19,699			252,409
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans
Allowance for loan losses:
Beginning balance	$	37,017		$	8,845		$	31,612		$	34,881		$	21,271		$	133,626
Charge-offs		(7,034	)		(4,918	)		(8,929	)		(3,293	)		(15,325	)		(39,499	)
Recoveries		3,532			7,138			3,119			645			5,445			19,879
Net provision for loan losses		19,247			(215	)		(1,900	)		2,501			14,207			33,840
Decrease in FDIC loss share receivable		(1,593	)		(4,429	)		(2,820	)		(6,074	)		(4,168	)		(19,084	)
Ending balance	$	51,169		$	6,421		$	21,082		$	28,660		$	21,430		$	128,762
Ending balance:
Individually evaluated for impairment	$	14		$	19		$	488		$	330		$	3		$	854
Amounts related to acquired-impaired loans		911			1,008			4,061			20,609			3,995			30,584
Collectively evaluated for impairment		50,244			5,394			16,533			7,721			17,432			97,324
Loans:
Ending balance:	$	6,044,060		$	1,106,761		$	3,144,048		$	1,894,181		$	1,706,226		$	13,895,276
Individually evaluated for impairment		3,987			8,250			14,812			2,656			6			29,711
Acquired-impaired loans		14,641			31,355			57,585			189,411			20,684			313,676
Collectively evaluated for impairment		6,025,432			1,067,156			3,071,651			1,702,114			1,685,536			13,551,889

Schedule of Activity in Loss Share Receivable

The following schedule shows activity in the FDIC loss share receivable for 2015 and 2014:

(in thousands)	Years Ended December 31,
	2015			2014
Balance, January 1	$	60,272		$	113,834
Amortization		(5,747	)		(12,102	)
Charge-offs, write-downs and other (recoveries) losses		(8,072	)		(2,245	)
External expenses qualifying under loss share agreement		2,677			4,532
Changes due to changes in cash flow projections		(2,800	)		(19,084	)
FDIC resolution of denied claims		(2,411	)		(10,268	)
Net payments from FDIC		(14,051	)		(14,395	)
Balance, December 31	$	29,868		$	60,272

Summary of Composition of Non-Accrual Loans by Portfolio Segment

The following table shows the composition of nonaccrual loans by portfolio segment and class. Acquired-impaired and certain FDIC acquired loans are considered to be performing due to the application of the accretion method and are excluded from the table. FDIC acquired loans accounted for using the cost recovery method do not have an accretable yield and are included below as nonaccrual loans. Acquired-performing loans that have subsequently been placed on nonaccrual status are also included below.

(in thousands)	December 31, 2015		December 31, 2014
Originated loans:
Commercial non-real estate	$	88,743	$	15,511
Construction and land development		17,294		6,462
Commercial real estate		17,824		22,047
Residential mortgages		23,799		21,702
Consumer		9,061		5,574
Total originated loans	$	156,721	$	71,296
Acquired loans:
Commercial non-real estate	$	—	$	—
Construction and land development		—		—
Commercial real estate		2,992		6,139
Residential mortgages		—		—
Consumer		—		—
Total acquired loans	$	2,992	$	6,139
FDIC acquired loans:
Commercial non-real estate	$	—	$	—
Construction and land development		—		1,103
Commercial real estate		—		433
Residential mortgages		—		392
Consumer		—		174
Total FDIC acquired loans	$	—	$	2,102
Total loans:
Commercial non-real estate	$	88,743	$	15,511
Construction and land development		17,294		7,565
Commercial real estate		20,816		28,619
Residential mortgages		23,799		22,094
Consumer		9,061		5,748
Total loans	$	159,713	$	79,537

Schedule of Troubled Debt Restructurings Occurred During Period by Portfolio Segment

The table below details the TDRs that occurred during 2015 and 2014 by portfolio segment. Substantially all TDRs during 2015 and 2014 were extended amortization or other modification of payment terms. All are individually evaluated for impairment.

Troubled Debt Restructurings:	Years Ended
	2015						2014
	Number of Contracts		Outstanding  Recorded Investment				Number of Contracts		Outstanding  Recorded Investment
($ in thousands)			Pre- Modification		Post- Modification				Pre- Modification		Post- Modification
Originated loans:
Commercial non-real estate		1	$	4,420	$	4,420		1	$	29	$	29
Construction and land development		—		—		—		—		—		—
Commercial real estate		1		485		482		3		4,488		4,446
Residential mortgages		4		195		185		7		1,961		1,090
Consumer		1		20		20		1		8		8
Total originated loans		7	$	5,120	$	5,107		12	$	6,486	$	5,573
Acquired loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		—		—		—
Residential mortgages		—		—		—		—		—		—
Consumer		—		—		—		—		—		—
Total acquired loans		—	$	—	$	—		—	$	—	$	—
FDIC acquired loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		—		—		—
Residential mortgages		—		—		—		—		—		—
Consumer		—		—		—		—		—		—
Total FDIC acquired loans		—	$	—	$	—	$	—	$	—	$	—
Total loans:
Commercial non-real estate		1	$	4,420	$	4,420		1	$	29	$	29
Construction and land development		—		—		—		—		—		—
Commercial real estate		1		485		482		3		4,488		4,446
Residential mortgages		4		195		185		7		1,961		1,090
Consumer		1		20		20		1		8		8
Total loans		7	$	5,120	$	5,107		12	$	6,486	$	5,573

Summary of Impaired Loans Disaggregated by Class

The tables below present loans that are individually evaluated for impairment disaggregated by class at December 31, 2015 and December 31, 2014. Loans individually evaluated for impairment include TDRs and loans that are determined to be impaired and have aggregate relationship balances of $1 million or more.

December 31, 2015 (in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	34,788	$	37,285	$	—	$	18,860	$	—
Construction and land development		12,461		12,461		—		2,459		—
Commercial real estate		7,785		8,499		—		10,933		35
Residential mortgages		—		—		—		259		2
Consumer		—		—		—		74		—
		55,034		58,245		—		32,585		37
With an allowance recorded:
Commercial non-real estate		46,834		47,703		19,031		22,414		11
Construction and land development		1,765		2,323		392		3,049		66
Commercial real estate		6,406		6,413		1,372		12,488		104
Residential mortgages		895		1,405		127		1,359		20
Consumer		152		152		33		45		4
		56,052		57,996		20,955		39,355		205
Total:
Commercial non-real estate		81,622		84,988		19,031		41,274		11
Construction and land development		14,226		14,784		392		5,508		66
Commercial real estate		14,191		14,912		1,372		23,421		139
Residential mortgages		895		1,405		127		1,618		22
Consumer		152		152		33		119		4
Total originated loans	$	111,086	$	116,241	$	20,955	$	71,940	$	242
Acquired loans:
With an allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	—
Construction and land development		—		—		—		—		—
Commercial real estate		2,340		2,382		33		2,244		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		2,340		2,382		33		2,244		—
Total:
Commercial non-real estate		—		—		—		—		—
Construction and land development		—		—		—		—		—
Commercial real estate		2,340		2,382		33		2,244		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
Total acquired loans	$	2,340	$	2,382	$	33	$	2,244	$	—
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	34,788	$	37,285	$	—	$	18,860	$	—
Construction and land development		12,461		12,461		—		2,459		—
Commercial real estate		7,785		8,499		—		10,933		35
Residential mortgages		—		—		—		259		2
Consumer		—		—		—		74		—
		55,034		58,245		—		32,585		37
With an allowance recorded:
Commercial non-real estate		46,834		47,703		19,031		22,414		11
Construction and land development		1,765		2,323		392		3,049		66
Commercial real estate		8,746		8,795		1,405		14,732		104
Residential mortgages		895		1,405		127		1,359		20
Consumer		152		152		33		45		4
		58,392		60,378		20,988		41,599		205
Total:
Commercial non-real estate		81,622		84,988		19,031		41,274		11
Construction and land development		14,226		14,784		392		5,508		66
Commercial real estate		16,531		17,294		1,405		25,665		139
Residential mortgages		895		1,405		127		1,618		22
Consumer		152		152		33		119		4
Total loans	$	113,426	$	118,623	$	20,988	$	74,184	$	242

December 31, 2014 (in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	3,003	$	3,646	$	—	$	1,209	$	51
Construction and land development		3,345		6,486		—		3,330		142
Commercial real estate		8,467		10,575		—		8,461		331
Residential mortgages		—		—		—		88		3
Consumer		—		—		—		—		—
		14,815		20,707		—		13,088		527
With an allowance recorded:
Commercial non-real estate		984		984		14		5,522		99
Construction and land development		4,905		4,906		19		6,660		137
Commercial real estate		3,654		3,654		11		7,500		109
Residential mortgages		2,656		3,311		330		2,204		50
Consumer		6		6		3		1		—
		12,205		12,861		377		21,887		395
Total:
Commercial non-real estate		3,987		4,630		14		6,732		150
Construction and land development		8,250		11,392		19		9,990		279
Commercial real estate		12,121		14,229		11		15,961		439
Residential mortgages		2,656		3,311		330		2,292		53
Consumer		6		6		3		1		—
Total originated loans	$	27,020	$	33,568	$	377	$	34,976	$	921
Acquired loans:
With no related allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	357	$	—
Construction and land development		—		—		—		121		—
Commercial real estate		—		—		—		311		—
Residential mortgages		—		—		—		88		—
Consumer		—		—		—		—		—
		—		—		—		877		—
With an allowance recorded:
Commercial non-real estate		—		—		—		1,059		122
Construction and land development		—		—		—		1,037		56
Commercial real estate		2,691		2,720		477		1,357		75
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		2,691		2,720		477		3,453		253
Total:
Commercial non-real estate		—		—		—		1,416		122
Construction and land development		—		—		—		1,158		56
Commercial real estate		2,691		2,720		477		1,668		75
Residential mortgages		—		—		—		88		—
Consumer		—		—		—		—		—
Total acquired loans	$	2,691	$	2,720	$	477	$	4,330	$	253
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	3,003	$	3,646	$	—	$	1,566	$	51
Construction and land development		3,345		6,486		—		3,451		142
Commercial real estate		8,467		10,575		—		8,772		331
Residential mortgages		—		—		—		176		3
Consumer		—		—		—		—		—
		14,815		20,707		—		13,965		527
With an allowance recorded:
Commercial non-real estate		984		984		14		6,581		221
Construction and land development		4,905		4,906		19		7,697		193
Commercial real estate		6,345		6,374		488		8,857		184
Residential mortgages		2,656		3,311		330		2,204		50
Consumer		6		6		3		1		—
		14,896		15,581		854		25,340		648
Total:
Commercial non-real estate		3,987		4,630		14		8,147		272
Construction and land development		8,250		11,392		19		11,148		335
Commercial real estate		14,812		16,949		488		17,629		515
Residential mortgages		2,656		3,311		330		2,380		53
Consumer		6		6		3		1		—
Total loans	$	29,711	$	36,288	$	854	$	39,305	$	1,175

Summary of Age Analysis of Past Due Loans

The following table presents the age analysis of past due loans at December 31, 2015 and December 31, 2014. FDIC acquired and acquired-impaired loans with an accretable yield are considered to be current in the following delinquency table:

December 31, 2015	30-59 days past due		60-89 days past due		Greater than 90 days past due		Total past due		Current		Total Loans		Recorded investment > 90 days and accruing
(in thousands)
Originated loans:
Commercial non-real estate	$	17,406	$	1,468	$	25,007	$	43,881	$	6,886,572	$	6,930,453	$	3,060
Construction and land development		19,886		436		4,043		24,365		1,115,378		1,139,743		1,230
Commercial real estate		6,754		1,329		12,503		20,586		3,199,923		3,220,509		1,034
Residential mortgages		18,657		4,360		11,840		34,857		1,852,399		1,887,256		163
Consumer		16,309		4,432		8,645		29,386		2,051,240		2,080,626		2,166
Total	$	79,012	$	12,025	$	62,038	$	153,075	$	15,105,512	$	15,258,587	$	7,653
Acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	59,843	$	59,843	$	—
Construction and land development		—		—		—		—		5,080		5,080		—
Commercial real estate		15		76		525		616		175,844		176,460		—
Residential mortgages		—		—		—		—		27		27		—
Consumer		—		—		—		—		20		20		—
Total	$	15	$	76	$	525	$	616	$	240,814	$	241,430	$	—
FDIC acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	5,528	$	5,528	$	—
Construction and land development		—		—		—		—		7,127		7,127		—
Commercial real estate		—		—		—		—		15,582		15,582		—
Residential mortgages		—		—		—		—		162,241		162,241		—
Consumer		—		—		—		—		12,819		12,819		—
Total	$	—	$	—	$	—	$	—	$	203,297	$	203,297	$	—
Total loans:
Commercial non-real estate	$	17,406	$	1,468	$	25,007	$	43,881	$	6,951,943	$	6,995,824	$	3,060
Construction and land development		19,886		436		4,043		24,365		1,127,585		1,151,950		1,230
Commercial real estate		6,769		1,405		13,028		21,202		3,391,349		3,412,551		1,034
Residential mortgages		18,657		4,360		11,840		34,857		2,014,667		2,049,524		163
Consumer		16,309		4,432		8,645		29,386		2,064,079		2,093,465		2,166
Total	$	79,027	$	12,101	$	62,563	$	153,691	$	15,549,623	$	15,703,314	$	7,653

December 31, 2014	30-59 days past due		60-89 days past due		Greater than 90 days past due		Total past due		Current		Total Loans		Recorded investment > 90 days and accruing
(in thousands)
Originated loans:
Commercial non-real estate	$	4,380	$	1,742	$	8,560	$	14,682	$	5,903,046	$	5,917,728	$	630
Construction and land development		6,620		1,532		4,453		12,605		1,061,359		1,073,964		142
Commercial real estate		6,527		2,964		13,234		22,725		2,405,470		2,428,195		696
Residential mortgages		14,730		3,261		11,208		29,199		1,675,571		1,704,770		1,199
Consumer		8,422		2,450		4,365		15,237		1,670,305		1,685,542		1,897
Total	$	40,679	$	11,949	$	41,820	$	94,448	$	12,715,751	$	12,810,199	$	4,564
Acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	120,137	$	120,137	$	—
Construction and land development		111		—		—		111		21,012		21,123		—
Commercial real estate		3,861		282		1,591		5,734		682,311		688,045		261
Residential mortgages		—		—		—		—		2,378		2,378		—
Consumer		—		—		—		—		985		985		—
Total	$	3,972	$	282	$	1,591	$	5,845	$	826,823	$	832,668	$	261
FDIC acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	6,195	$	6,195	$	—
Construction and land development		—		—		1,103		1,103		10,571		11,674		—
Commercial real estate		—		—		433		433		27,375		27,808		—
Residential mortgages		—		272		—		272		186,761		187,033		—
Consumer		1		—		34		35		19,664		19,699		—
Total	$	1	$	272	$	1,570	$	1,843	$	250,566	$	252,409	$	—
Total loans:
Commercial non-real estate	$	4,380	$	1,742	$	8,560	$	14,682	$	6,029,378	$	6,044,060	$	630
Construction and land development		6,731		1,532		5,556		13,819		1,092,942		1,106,761		142
Commercial real estate		10,388		3,246		15,258		28,892		3,115,156		3,144,048		957
Residential mortgages		14,730		3,533		11,208		29,471		1,864,710		1,894,181		1,199
Consumer		8,423		2,450		4,399		15,272		1,690,954		1,706,226		1,897
Total	$	44,652	$	12,503	$	44,981	$	102,136	$	13,793,140	$	13,895,276	$	4,825

Changes in Carrying Amount of Acquired Loans and Accretable Yield for Loans Receivable

Changes in the carrying amount of acquired-impaired loans and accretable yield are presented in the following table for the years ended December 31, 2015 and 2014:

	December 31, 2015												December 31, 2014
	FDIC acquired						Acquired						FDIC acquired						Acquired
(in thousands)	Carrying Amount of Loans			Accretable Yield			Carrying Amount of Loans			Accretable Yield			Carrying Amount of Loans			Accretable Yield			Carrying Amount of Loans			Accretable Yield
Balance at beginning of period	$	252,409		$	112,788		$	61,276		$	74,668		$	358,666		$	122,715		$	68,075		$	131,370
Payments received, net		(62,579	)		(422	)		(53,268	)		(21,556	)		(125,388	)		(1,071	)		(50,178	)		(32,855	)
Accretion		13,467			(13,467	)		14,533			(14,533	)		19,131			(19,131	)		43,379			(43,379	)
Decrease in expected cash flows based on actual cash flow and changes in cash flow assumptions		—			(3,537	)		—			(701	)		—			(1,137	)		—			(203	)
Net transfers from nonaccretable difference to accretable yield		—			(3,798	)		—			46			—			11,412			—			19,735
Balance at end of period	$	203,297		$	91,564		$	22,541		$	37,924		$	252,409		$	112,788		$	61,276		$	74,668

Commercial Non-Real Estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile by Internally Assigned Grade

The following table presents the credit quality indicators of the Company’s various classes of loans at December 31, 2015 and December 31, 2014.

Commercial Non-Real Estate Loans
Credit Risk Profile by Internally Assigned Grade
	December 31, 2015								December 31, 2014
(in thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	6,205,372	$	53,381	$	2,110	$	6,260,863	$	5,577,827	$	111,847	$	2,027	$	5,691,701
Pass-Watch		167,720		—		869		168,589		174,742		715		1,120		176,577
Special Mention		211,230		—		—		211,230		52,962		350		—		53,312
Substandard		346,087		6,462		2,549		355,098		112,153		7,225		3,017		122,395
Doubtful		44		—		—		44		44		—		31		75
Total	$	6,930,453	$	59,843	$	5,528	$	6,995,824	$	5,917,728	$	120,137	$	6,195	$	6,044,060

Construction and Land Development [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity

Construction Loans
Credit Risk Profile by Internally Assigned Grade
	December 31, 2015								December 31, 2014
(in thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	1,092,299	$	910	$	2,087	$	1,095,296	$	1,012,128	$	14,377	$	2,468	$	1,028,973
Pass-Watch		5,709		223		909		6,841		21,516		432		532		22,480
Special Mention		12,017		—		280		12,297		7,097		129		319		7,545
Substandard		29,718		3,947		3,851		37,516		33,223		6,185		8,355		47,763
Total	$	1,139,743	$	5,080	$	7,127	$	1,151,950	$	1,073,964	$	21,123	$	11,674	$	1,106,761

Commercial Real Estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile by Internally Assigned Grade

Commercial Real Estate Loans
Credit Risk Profile by Internally Assigned Grade
	December 31, 2015								December 31, 2014
(in thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	3,058,342	$	159,750	$	3,117	$	3,221,209	$	2,241,391	$	641,966	$	4,139	$	2,887,496
Pass-Watch		41,830		2,355		2,296		46,481		61,589		11,142		4,547		77,278
Special Mention		40,576		5,112		1,364		47,052		21,543		8,113		1,319		30,975
Substandard		79,745		9,243		8,805		97,793		103,651		26,824		17,803		148,278
Doubtful		16		—		—		16		21		—		—		21
Total	$	3,220,509	$	176,460	$	15,582	$	3,412,551	$	2,428,195	$	688,045	$	27,808	$	3,144,048

Residential Mortgages [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity and Accrual Status

Residential Mortgage Loans
Credit Risk Profile Based on Payment Activity and Accrual Status
	December 31, 2015								December 31, 2014
(in thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Performing	$	1,863,295	$	27	$	162,241	$	2,025,563	$	1,681,868	$	2,378	$	186,641	$	1,870,887
Nonperforming		23,961		—		—		23,961		22,902		—		392		23,294
Total	$	1,887,256	$	27	$	162,241	$	2,049,524	$	1,704,770	$	2,378	$	187,033	$	1,894,181

Consumer [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity and Accrual Status

Consumer Loans
Credit Risk Profile Based on Payment Activity and Accrual Status
	December 31, 2015								December 31, 2014
(in thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Performing	$	2,069,399	$	20	$	12,819	$	2,082,238	$	1,678,069	$	985	$	19,525	$	1,698,579
Nonperforming		11,227		—		—		11,227		7,473		—		174		7,647
Total	$	2,080,626	$	20	$	12,819	$	2,093,465	$	1,685,542	$	985	$	19,699	$	1,706,226