Loans (Tables)

12 Months Ended

Dec. 31, 2014

Loans, Net of Unearned Income

Loans, net of unearned income, consisted of the following:

(In thousands)	December 31, 2014		December 31, 2013
Originated loans: (a)
Commercial non-real estate	$	5,917,728	$	4,113,837
Construction and land development		1,073,964		752,381
Commercial real estate		2,428,195		2,022,528
Residential mortgages		1,704,770		1,196,256
Consumer		1,685,542		1,409,130
Total originated loans	$	12,810,199	$	9,494,132
Acquired loans: (a)
Commercial non-real estate	$	120,137	$	926,997
Construction and land development		21,123		142,931
Commercial real estate		688,045		967,148
Residential mortgages		2,378		315,340
Consumer		985		119,603
Total acquired loans	$	832,668	$	2,472,019
FDIC acquired loans:
Commercial non-real estate	$	6,195	$	23,390
Construction and land development		11,674		20,229
Commercial real estate		27,808		53,165
Residential mortgages		187,033		209,018
Consumer		19,699		52,864
Total FDIC acquired loans	$	252,409	$	358,666
Total loans:
Commercial non-real estate	$	6,044,060	$	5,064,224
Construction and land development		1,106,761		915,541
Commercial real estate		3,144,048		3,042,841
Residential mortgages		1,894,181		1,720,614
Consumer		1,706,226		1,581,597
Total loans	$	13,895,276	$	12,324,817

(a) Originated loans at December 31, 2014 includes $1.2 billion of loans that were reported as acquired-performing at December 31, 2013, as the discount (premium) was fully accreted (amortized).

Allowance for Loan Losses by Portfolio Segment and Related Recorded Investment in Loans

The following schedules show activity in the allowance for loan losses for 2014 and 2013 by portfolio segment and the corresponding recorded investment in loans as of December 31, 2014 and December 31, 2013.

				Construction
	Commercial			and land			Commercial			Residential
	non-real estate			development			real estate			mortgages			Consumer			Total
(In thousands)	Twelve Months Ended December 31, 2014
Originated loans (a)
Allowance for loan losses:
Beginning balance	$	33,091		$	6,180		$	20,649		$	6,892		$	12,073		$	78,885
Charge-offs		(6,813	)		(4,770	)		(3,579	)		(2,285	)		(14,055	)		(31,502	)
Recoveries		3,047			4,000			1,678			644			5,014			14,383
Net provision for loan losses		20,933			3			(2,204	)		2,800			14,403			35,935
Ending balance	$	50,258		$	5,413		$	16,544		$	8,051		$	17,435		$	97,701
Ending balance:
Individually evaluated for impairment	$	14		$	19		$	11		$	330		$	3		$	377
Collectively evaluated for impairment		50,244			5,394			16,533			7,721			17,432			97,324
Loans:
Ending balance:	$	5,917,728		$	1,073,964		$	2,428,195		$	1,704,770		$	1,685,542		$	12,810,199
Individually evaluated for impairment		3,987			8,250			12,121			2,656			6			27,020
Collectively evaluated for impairment		5,913,741			1,065,714			2,416,074			1,702,114			1,685,536			12,783,179
Acquired loans (a)
Allowance for loan losses:
Beginning balance	$	1,603		$	10		$	34		$	—		$	—		$	1,647
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net provision for loan losses		(1,603	)		(10	)		443			—			—			(1,170	)
Ending balance	$	—		$	—		$	477		$	—		$	—		$	477
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	477		$	—		$	—		$	477
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	120,137		$	21,123		$	688,045		$	2,378		$	985		$	832,668
Individually evaluated for impairment		—			—			2,691			—			—			2,691
Acquired-impaired loans		8,446			19,681			29,777			2,378			985			61,267
Collectively evaluated for impairment		111,691			1,442			655,577			—			—			768,710

				Construction
	Commercial			and land			Commercial			Residential
	non-real estate			development			real estate			mortgages			Consumer			Total
(In thousands)	Twelve Months Ended December 31, 2014
FDIC acquired loans
Allowance for loan losses:
Beginning balance	$	2,323		$	2,655		$	10,929		$	27,989		$	9,198		$	53,094
Charge-offs		(221	)		(148	)		(5,350	)		(1,008	)		(1,270	)		(7,997	)
Recoveries		485			3,138			1,441			1			431			5,496
Net provision for loan losses		(83	)		(208	)		(139	)		(299	)		(196	)		(925	)
Decrease in FDIC loss share receivable		(1,593	)		(4,429	)		(2,820	)		(6,074	)		(4,168	)		(19,084	)
Ending balance	$	911		$	1,008		$	4,061		$	20,609		$	3,995		$	30,584
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		911			1,008			4,061			20,609			3,995			30,584
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	6,195		$	11,674		$	27,808		$	187,033		$	19,699		$	252,409
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		6,195			11,674			27,808			187,033			19,699			252,409
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans
Allowance for loan losses:
Beginning balance	$	37,017		$	8,845		$	31,612		$	34,881		$	21,271		$	133,626
Charge-offs		(7,034	)		(4,918	)		(8,929	)		(3,293	)		(15,325	)		(39,499	)
Recoveries		3,532			7,138			3,119			645			5,445			19,879
Net provision for loan losses		19,247			(215	)		(1,900	)		2,501			14,207			33,840
Decrease in FDIC loss share receivable		(1,593	)		(4,429	)		(2,820	)		(6,074	)		(4,168	)		(19,084	)
Ending balance	$	51,169		$	6,421		$	21,082		$	28,660		$	21,430		$	128,762
Ending balance:
Individually evaluated for impairment	$	14		$	19		$	488		$	330		$	3		$	854
Amounts related to acquired-impaired loans		911			1,008			4,061			20,609			3,995			30,584
Collectively evaluated for impairment		50,244			5,394			16,533			7,721			17,432			97,324
Loans:
Ending balance:	$	6,044,060		$	1,106,761		$	3,144,048		$	1,894,181		$	1,706,226		$	13,895,276
Individually evaluated for impairment		3,987			8,250			14,812			2,656			6			29,711
Acquired-impaired loans		14,641			31,355			57,585			189,411			20,684			313,676
Collectively evaluated for impairment		6,025,432			1,067,156			3,071,651			1,702,114			1,685,536			13,551,889

(a) Originated loans at December 31, 2014 includes $1.2 billion of loans that were previously reported as acquired-performing as the discount (premium) was fully accreted (amortized).

	Commercial			Construction
	non-real			and land			Commercial			Residential
	estate			development			real estate			mortgages			Consumer			Total
(In thousands)	Year Ended December 31, 2013
Originated loans:
Allowance for loan losses:
Beginning balance	$	20,775		$	11,415		$	26,959		$	6,406		$	13,219		$	78,774
Charge-offs		(6,671	)		(10,312	)		(5,525	)		(2,297	)		(18,094	)		(42,899	)
Recoveries		5,790			1,676			3,359			1,936			5,829			18,590
Net provision for loan losses		13,197			3,401			(4,144	)		847			11,119			24,420
Ending balance	$	33,091		$	6,180		$	20,649		$	6,892		$	12,073		$	78,885
Ending balance:
Individually evaluated for impairment	$	477		$	22		$	268		$	1		$	—		$	768
Collectively evaluated for impairment		32,614			6,158			20,381			6,891			12,073			78,117
Loans:
Ending balance:	$	4,113,837		$	752,381		$	2,022,528		$	1,196,256		$	1,409,130		$	9,494,132
Individually evaluated for impairment		5,294			10,599			14,029			605			—			30,527
Collectively evaluated for impairment		4,108,543			741,782			2,008,499			1,195,651			1,409,130			9,463,605
Acquired loans:
Allowance for loan losses:
Beginning balance	$	788		$	—		$	—		$	—		$	—		$	788
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net Provision for loan losses		815			10			34			—			—			859
Increase in FDIC loss share receivable		—			—			—			—			—			—
Ending balance	$	1,603		$	10		$	34		$	—		$	—		$	1,647
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		1,603			10			34			—			—			1,647
Loans:
Ending balance:	$	926,997		$	142,931		$	967,148		$	315,340		$	119,603		$	2,472,019
Individually evaluated for impairment		2,141			728			2,338			505			—			5,712
Acquired-impaired loans		19,094			17,335			26,058			5,494			94			68,075
Collectively evaluated for impairment		905,762			124,868			938,752			309,341			119,509			2,398,232

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(In thousands)	Twelve Months Ended December 31, 2013
FDIC acquired loans:
Allowance for loan losses:
Beginning balance	$	2,162		$	5,623		$	9,433		$	30,471		$	8,920		$	56,609
Charge-offs		(1,071	)		(1,244	)		(4,414	)		(1,532	)		(1,250	)		(9,511	)
Recoveries		90			735			6,158			13			160			7,156
Net provision for loan losses		1,263			(1,566	)		(785	)		5,343			3,200			7,455
(Decrease) increase in FDIC loss share receivable		(121	)		(893	)		537			(6,306	)		(1,832	)		(8,615	)
Ending balance	$	2,323		$	2,655		$	10,929		$	27,989		$	9,198		$	53,094
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		2,323			2,655			10,929			27,989			9,198			53,094
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	23,390		$	20,229		$	53,165		$	209,018		$	52,864		$	358,666
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		23,390			20,229			53,165			209,018			52,864			358,666
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans:
Allowance for loan losses:
Beginning balance	$	23,725		$	17,038		$	36,392		$	36,877		$	22,139		$	136,171
Charge-offs		(7,742	)		(11,556	)		(9,939	)		(3,829	)		(19,344	)		(52,410	)
Recoveries		5,880			2,411			9,517			1,949			5,989			25,746
Net provision for loan losses		15,275			1,845			(4,895	)		6,190			14,319			32,734
(Decrease) increase in FDIC loss share receivable		(121	)		(893	)		537			(6,306	)		(1,832	)		(8,615	)
Ending balance	$	37,017		$	8,845		$	31,612		$	34,881		$	21,271		$	133,626
Ending balance:
Individually evaluated for impairment	$	477		$	22		$	268		$	1		$	—		$	768
Amounts related to acquired-impaired loans		2,323			2,655			10,929			27,989			9,198			53,094
Collectively evaluated for impairment		34,217			6,168			20,415			6,891			12,073			79,764
Loans:
Ending balance:	$	5,064,224		$	915,541		$	3,042,841		$	1,720,614		$	1,581,597		$	12,324,817
Individually evaluated for impairment		7,435			11,327			16,367			1,110			—			36,239
Acquired-impaired loans		42,484			37,564			79,223			214,512			52,958			426,741
Collectively evaluated for impairment		5,014,305			866,650			2,947,251			1,504,992			1,528,639			11,861,837

Schedule of Activity in Loss Share Receivable

The following schedule shows activity in the loss share receivable for 2014 and 2013:

(In thousands)	Years Ended December 31,
	2014			2013
Balance, January 1	$	113,834		$	177,844
(Amortization) accretion		(12,102	)		(2,239	)
Charge-offs, write-downs and other (recoveries) losses		(2,245	)		(1,619	)
External expenses qualifying under loss share agreement		4,532			9,117
Changes due to changes in cash flow projections		(19,084	)		(7,504	)
Settlement of disallowed claims		(10,268	)		—
Net payments from FDIC		(14,395	)		(61,765	)
Balance, December 31	$	60,272		$	113,834

Summary of Composition of Non-Accrual Loans by Portfolio Segment

The following table shows the composition of non-accrual loans by portfolio segment and class. Acquired-impaired and certain covered loans are considered to be performing due to the application of the accretion method and are excluded from the table. FDIC acquired loans accounted for using the cost recovery method do not have an accretable yield and are included below as non-accrual loans. Acquired-performing loans that have subsequently been placed on non-accrual status are also included below.

Nonaccrual Loans
	December 31,		December 31,
(In thousands)	2014		2013
Originated loans:
Commercial non-real estate	$	15,511	$	10,148
Construction and land development		6,462		13,171
Commercial real estate		22,047		32,772
Residential mortgages		21,702		13,449
Consumer		5,574		4,802
Total originated loans	$	71,296	$	74,342
Acquired loans:
Commercial non-real estate	$	—	$	3,209
Construction and land development		—		1,990
Commercial real estate		6,139		6,525
Residential mortgages		—		8,262
Consumer		—		1,814
Total acquired loans	$	6,139	$	21,800
FDIC acquired loans: (a)
Commercial non-real estate	$	—	$	2
Construction and land development		1,103		1,539
Commercial real estate		433		1,163
Residential mortgages		392		544
Consumer		174		296
Total FDIC acquired loans	$	2,102	$	3,544
Total loans:
Commercial non-real estate	$	15,511	$	13,359
Construction and land development		7,565		16,700
Commercial real estate		28,619		40,460
Residential mortgages		22,094		22,255
Consumer		5,748		6,912
Total loans	$	79,537	$	99,686

Schedule of Troubled Debt Restructurings Occurred During Period by Portfolio Segment

The table below details the TDRs that occurred during 2014 and 2013 by portfolio segment and TDRs that subsequently defaulted within twelve months of modification. All are individually evaluated for impairment.

($ in thousands)	2014						2013
	Number of Contracts		Outstanding Recorded Investment				Number of Contracts		Outstanding Recorded Investment
			Pre- Modification		Post- Modification				Pre- Modification		Post- Modification
Originated loans:
Commercial non-real estate		1	$	29	$	29		1	$	926	$	909
Construction and land development		—		—		—		—		—		—
Commercial real estate		3		4,488		4,446		4		1,332		1,157
Residential mortgages		7		1,961		1,090		1		456		330
Consumer		1		8		8		—		—		—
Total originated loans		12	$	6,486	$	5,573		6	$	2,714	$	2,396
Acquired loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		1		512		472
Residential mortgages		—		—		—		1		514		503
Consumer		—		—		—		—		—		—
Total acquired loans		—	$	—	$	—		2	$	1,026	$	975
FDIC acquired loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		—		—		—
Residential mortgages		—		—		—		—		—		—
Consumer		—		—		—		—		—		—
Total FDIC acquired loans		—	$	—	$	—		—	$	—	$	—
Total loans:
Commercial non-real estate		1	$	29	$	29		1	$	926	$	909
Construction and land development		—		—		—		—		—		—
Commercial real estate		3		4,488		4,446		5		1,844		1,629
Residential mortgages		7		1,961		1,090		2		970		833
Consumer		1		8		8		—		—		—
Total loans		12	$	6,486	$	5,573		8	$	3,740	$	3,371

Summary of Impaired Loans Disaggregated by Class

The tables below present loans that are individually evaluated for impairment disaggregated by class at December 31, 2014 and 2013:

December 31, 2014 (In thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	3,003	$	3,646	$	—	$	1,209	$	51
Construction and land development		3,345		6,486		—		3,330		142
Commercial real estate		8,467		10,575		—		8,461		331
Residential mortgages		—		—		—		88		3
Consumer		—		—		—		—		—
		14,815		20,707		—		13,088		527
With an allowance recorded:
Commercial non-real estate		984		984		14		5,522		99
Construction and land development		4,905		4,906		19		6,660		137
Commercial real estate		3,654		3,654		11		7,500		109
Residential mortgages		2,656		3,311		330		2,204		50
Consumer		6		6		3		1		—
		12,205		12,861		377		21,887		395
Total:
Commercial non-real estate		3,987		4,630		14		6,732		150
Construction and land development		8,250		11,392		19		9,990		279
Commercial real estate		12,121		14,229		11		15,961		439
Residential mortgages		2,656		3,311		330		2,292		53
Consumer		6		6		3		1		—
Total originated loans	$	27,020	$	33,568	$	377	$	34,976	$	921
Acquired loans:
With no related allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	357	$	—
Construction and land development		—		—		—		121		—
Commercial real estate		—		—		—		311		—
Residential mortgages		—		—		—		88		—
Consumer		—		—		—		—		—
		—		—		—		877		—
With an allowance recorded:
Commercial non-real estate		—		—		—		1,059		122
Construction and land development		—		—		—		1,037		56
Commercial real estate		2,691		2,720		477		1,357		75
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		2,691		2,720		477		3,453		253
Total:
Commercial non-real estate		—		—		—		1,416		122
Construction and land development		—		—		—		1,158		56
Commercial real estate		2,691		2,720		477		1,668		75
Residential mortgages		—		—		—		88		—
Consumer		—		—		—		—		—
Total acquired loans	$	2,691	$	2,720	$	477	$	4,330	$	253
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	3,003	$	3,646	$	—	$	1,566	$	51
Construction and land development		3,345		6,486		—		3,451		142
Commercial real estate		8,467		10,575		—		8,772		331
Residential mortgages		—		—		—		176		3
Consumer		—		—		—		—		—
		14,815		20,707		—		13,965		527
With an allowance recorded:
Commercial non-real estate		984		984		14		6,581		221
Construction and land development		4,905		4,906		19		7,697		193
Commercial real estate		6,345		6,374		488		8,857		184
Residential mortgages		2,656		3,311		330		2,204		50
Consumer		6		6		3		1		—
		14,896		15,581		854		25,340		648
Total:
Commercial non-real estate		3,987		4,630		14		8,147		272
Construction and land development		8,250		11,392		19		11,148		335
Commercial real estate		14,812		16,949		488		17,629		515
Residential mortgages		2,656		3,311		330		2,380		53
Consumer		6		6		3		1		—
Total loans	$	29,711	$	36,288	$	854	$	39,305	$	1,175
December 31, 2013 (in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	329	$	442	$	—	$	235	$	18
Construction and land development		4,101		5,131		—		2,780		82
Commercial real estate		5,321		7,458		—		15,886		374
Residential mortgages		—		—		—		262		—
Consumer		—		—		—		1,013		—
		9,751		13,031		—		20,176		474
With an allowance recorded:
Commercial non-real estate		4,965		5,303		477		8,936		180
Construction and land development		6,498		8,343		22		2,549		—
Commercial real estate		8,708		9,090		268		19,683		460
Residential mortgages		605		620		1		228		—
Consumer		—		—		—		1,025		—
		20,776		23,356		768		32,421		640
Total:
Commercial non-real estate		5,294		5,745		477		9,171		198
Construction and land development		10,599		13,474		22		5,329		82
Commercial real estate		14,029		16,548		268		35,569		834
Residential mortgages		605		620		1		490		—
Consumer		—		—		—		2,038		—
Total originated loans	$	30,527	$	36,387	$	768	$	52,597	$	1,114
Acquired loans:
With no related allowance recorded:
Commercial non-real estate	$	2,141	$	3,275	$	—	$	865	$	8
Construction and land development		728		1,142		—		296		3
Commercial real estate		2,338		2,634		—		1,339		49
Residential mortgages		505		507		—		407		—
Consumer		—		—		—		—		—
		5,712		7,558		—		2,907		60
With an allowance recorded:
Commercial non-real estate		—		—		—		2,747		63
Construction and land development		—		—		—		157		—
Commercial real estate		—		—		—		2,663		—
Residential mortgages		—		—		—		845		—
Consumer		—		—		—		—		—
		—		—		—		6,412		63
Total:
Commercial non-real estate		2,141		3,275		—		3,612		71
Construction and land development		728		1,142		—		453		3
Commercial real estate		2,338		2,634		—		4,002		49
Residential mortgages		505		507		—		1,252		—
Consumer		—		—		—		—		—
Total acquired loans	$	5,712	$	7,558	$	—	$	9,319	$	123
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	2,470	$	3,717	$	—	$	1,100	$	26
Construction and land development		4,829		6,273		—		3,076		85
Commercial real estate		7,659		10,092		—		17,225		423
Residential mortgages		505		507		—		669		—
Consumer		—		—		—		1,013		—
		15,463		20,589		—		23,083		534
With an allowance recorded:
Commercial non-real estate		4,965		5,303		477		11,683		243
Construction and land development		6,498		8,343		22		2,706		—
Commercial real estate		8,708		9,090		268		22,346		460
Residential mortgages		605		620		1		1,073		—
Consumer		—		—		—		1,025		—
		20,776		23,356		768		38,833		703
Total:
Commercial non-real estate		7,435		9,020		477		12,783		269
Construction and land development		11,327		14,616		22		5,782		85
Commercial real estate		16,367		19,182		268		39,571		883
Residential mortgages		1,110		1,127		1		1,742		—
Consumer		—		—		—		2,038		—
Total loans	$	36,239	$	43,945	$	768	$	61,916	$	1,237

Summary of Age Analysis of Past Due Loans

The following table presents the age analysis of past due loans at December 31, 2014 and December 31, 2013. FDIC acquired and acquired-impaired loans with an accretable yield are considered to be current in the following delinquency table:

December 31, 2014	30-59 days past due		60-89 days past due		Greater than 90 days past due		Total past due		Current		Total Loans		Recorded investment > 90 days and accruing
(In thousands)
Originated loans:
Commercial non-real estate	$	4,380	$	1,742	$	8,560	$	14,682	$	5,903,046	$	5,917,728	$	630
Construction and land development		6,620		1,532		4,453		12,605		1,061,359		1,073,964		142
Commercial real estate		6,527		2,964		13,234		22,725		2,405,470		2,428,195		696
Residential mortgages		14,730		3,261		11,208		29,199		1,675,571		1,704,770		1,199
Consumer		8,422		2,450		4,365		15,237		1,670,305		1,685,542		1,897
Total	$	40,679	$	11,949	$	41,820	$	94,448	$	12,715,751	$	12,810,199	$	4,564
Acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	120,137	$	120,137	$	—
Construction and land development		111		—		—		111		21,012		21,123		—
Commercial real estate		3,861		282		1,591		5,734		682,311		688,045		261
Residential mortgages		—		—		—		—		2,378		2,378		—
Consumer		—		—		—		—		985		985		—
Total	$	3,972	$	282	$	1,591	$	5,845	$	826,823	$	832,668	$	261
FDIC acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	6,195	$	6,195	$	—
Construction and land development		—		—		1,103		1,103		10,571		11,674		—
Commercial real estate		—		—		433		433		27,375		27,808		—
Residential mortgages		—		272		—		272		186,761		187,033		—
Consumer		1		—		34		35		19,664		19,699		—
Total	$	1	$	272	$	1,570	$	1,843	$	250,566	$	252,409	$	—
Total loans:
Commercial non-real estate	$	4,380	$	1,742	$	8,560	$	14,682	$	6,029,378	$	6,044,060	$	630
Construction and land development		6,731		1,532		5,556		13,819		1,092,942		1,106,761		142
Commercial real estate		10,388		3,246		15,258		28,892		3,115,156		3,144,048		957
Residential mortgages		14,730		3,533		11,208		29,471		1,864,710		1,894,181		1,199
Consumer		8,423		2,450		4,399		15,272		1,690,954		1,706,226		1,897
Total	$	44,652	$	12,503	$	44,981	$	102,136	$	13,793,140	$	13,895,276	$	4,825

December 31, 2013	30-59 days past due		60-89 days past due		Greater than 90 days past due		Total past due		Current		Total Loans		Recorded investment > 90 days and accruing
(In thousands)
Originated loans:
Commercial non-real estate	$	11,645	$	1,203	$	4,803	$	17,651	$	4,096,186	$	4,113,837	$	521
Construction and land development		5,877		1,264		5,970		13,111		739,270		752,381		—
Commercial real estate		8,178		5,744		14,620		28,542		1,993,986		2,022,528		420
Residential mortgages		12,410		3,870		3,540		19,820		1,176,436		1,196,256		—
Consumer		8,798		1,913		3,823		14,534		1,394,596		1,409,130		2,357
Total	$	46,908	$	13,994	$	32,756	$	93,658	$	9,400,474	$	9,494,132	$	3,298
Acquired loans:
Commercial non-real estate	$	1,982	$	2,332	$	1,467	$	5,781	$	921,216	$	926,997	$	541
Construction and land development		862		1,529		1,161		3,552		139,379		142,931		541
Commercial real estate		3,742		1,345		9,026		14,113		953,035		967,148		5,853
Residential mortgages		5,632		2,698		5,503		13,833		301,507		315,340		72
Consumer		1,029		120		1,013		2,162		117,441		119,603		82
Total	$	13,247	$	8,024	$	18,170	$	39,441	$	2,432,578	$	2,472,019	$	7,089
FDIC acquired loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	23,390	$	23,390	$	—
Construction and land development		—		—		1,539		1,539		18,690		20,229		—
Commercial real estate		—		—		675		675		52,490		53,165		—
Residential mortgages		—		—		3		3		209,015		209,018		—
Consumer		—		—		—		—		52,864		52,864		—
Total	$	—	$	—	$	2,217	$	2,217	$	356,449	$	358,666	$	—
Total loans:
Commercial non-real estate	$	13,627	$	3,535	$	6,270	$	23,432	$	5,040,792	$	5,064,224	$	1,062
Construction and land development		6,739		2,793		8,670		18,202		897,339		915,541		541
Commercial real estate		11,920		7,089		24,321		43,330		2,999,511		3,042,841		6,273
Residential mortgages		18,042		6,568		9,046		33,656		1,686,958		1,720,614		72
Consumer		9,827		2,033		4,836		16,696		1,564,901		1,581,597		2,439
Total	$	60,155	$	22,018	$	53,143	$	135,316	$	12,189,501	$	12,324,817	$	10,387

Changes in Carrying Amount of Acquired Loans and Accretable Yield for Loans Receivable

Changes in the carrying amount of acquired-impaired loans and accretable yield are presented in the following table for the years ended December 31, 2014 and 2013:

	December 31, 2014												December 31, 2013
	FDIC acquired						Acquired						FDIC acquired						Acquired
(In thousands)	Carrying Amount of  Loans			Accretable Yield			Carrying Amount of  Loans			Accretable Yield			Carrying Amount of Loans			Accretable Yield			Carrying Amount of  Loans			Accretable Yield
Balance at beginning of period	$	358,666		$	122,715		$	68,075		$	131,370		$	515,823		$	115,594		$	141,201		$	203,186
Payments received, net		(125,388	)		(1,071	)		(50,178	)		(32,855	)		(189,987	)		(1,298	)		(116,187	)		(47,330	)
Accretion		19,131			(19,131	)		43,379			(43,379	)		32,830			(32,830	)		43,061			(43,061	)
(Decrease)/increase in expected cash flows based on actual cash flow and changes in cash flow assumptions		—			(1,137	)		—			(203	)		—			(17,433	)		—			3,894
Net transfers from nonaccretable difference to accretable yield		—			11,412			—			19,735			—			58,682			—			14,681
Balance at end of period	$	252,409		$	112,788		$	61,276		$	74,668		$	358,666		$	122,715		$	68,075		$	131,370

Commercial Non-Real Estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile by Internally Assigned Grade

The following table presents the credit quality indicators of the Company’s various classes of loans at December 31, 2014 and December 31, 2013.

Commercial Non-Real Estate Credit Exposure
Credit Risk Profile by Internally Assigned Grade
	December 31, 2014								December 31, 2013
(In thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	5,577,827	$	111,847	$	2,027	$	5,691,701	$	3,990,318	$	846,135	$	10,477	$	4,846,930
Pass-Watch		174,742		715		1,120		176,577		46,734		44,105		9		90,848
Special Mention		52,962		350		—		53,312		41,812		19,914		2,897		64,623
Substandard		112,153		7,225		3,017		122,395		34,278		16,125		9,662		60,065
Doubtful		44		—		31		75		695		718		345		1,758
Total	$	5,917,728	$	120,137	$	6,195	$	6,044,060	$	4,113,837	$	926,997	$	23,390	$	5,064,224

Construction and Land Development [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity

Construction Credit Exposure
Credit Risk Profile Based on Payment Activity
	December 31, 2014								December 31, 2013
(In thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	1,012,128	$	14,377	$	2,468	$	1,028,973	$	709,261	$	112,773	$	—	$	822,034
Pass-Watch		21,516		432		532		22,480		7,817		1,907		1,226		10,950
Special Mention		7,097		129		319		7,545		3,926		9,409		276		13,611
Substandard		33,223		6,185		8,355		47,763		31,377		18,842		11,499		61,718
Doubtful		—		—		—		—		—		—		7,228		7,228
Total	$	1,073,964	$	21,123	$	11,674	$	1,106,761	$	752,381	$	142,931	$	20,229	$	915,541

Commercial Real Estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile by Internally Assigned Grade

Commercial Real Estate Credit Exposure
Credit Risk Profile by Internally Assigned Grade
	December 31, 2014								December 31, 2013
(In thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Grade:
Pass	$	2,241,391	$	641,966	$	4,139	$	2,887,496	$	1,864,116	$	896,578	$	1,678	$	2,762,372
Pass-Watch		61,589		11,142		4,547		77,278		49,578		9,530		10,266		69,374
Special Mention		21,543		8,113		1,319		30,975		15,785		19,798		1,999		37,582
Substandard		103,651		26,824		17,803		148,278		93,033		41,242		31,350		165,625
Doubtful		21		—		—		21		16		—		7,872		7,888
Total	$	2,428,195	$	688,045	$	27,808	$	3,144,048	$	2,022,528	$	967,148	$	53,165	$	3,042,841

Residential Mortgages [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity and Accrual Status

Residential Mortgage Credit Exposure
Credit Risk Profile Based on Payment Activity and Accrual Status
	December 31, 2014								December 31, 2013
(In thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Performing	$	1,681,868	$	2,378	$	186,641	$	1,870,887	$	1,182,266	$	307,006	$	208,473	$	1,697,742
Nonperforming		22,902		—		392		23,294		13,990		8,334		545		22,872
Total	$	1,704,770	$	2,378	$	187,033	$	1,894,181	$	1,196,256	$	315,340	$	209,018	$	1,720,614

Consumer [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans - Credit Risk Profile Based on Payment Activity and Accrual Status

Consumer Credit Exposure
Credit Risk Profile Based on Payment Activity and Accrual Status
	December 31, 2014								December 31, 2013
(In thousands)	Originated		Acquired		FDIC acquired		Total		Originated		Acquired		FDIC acquired		Total
Performing	$	1,678,069	$	985	$	19,525	$	1,698,579	$	1,401,688	$	117,707	$	52,554	$	1,571,949
Nonperforming		7,473		—		174		7,647		7,442		1,896		310		9,648
Total	$	1,685,542	$	985	$	19,699	$	1,706,226	$	1,409,130	$	119,603	$	52,864	$	1,581,597

Troubled Debt Restructurings That Subsequently Defaulted [Member]

Schedule of Troubled Debt Restructurings Occurred During Period by Portfolio Segment

Troubled Debt Restructurings That
Subsequently Defaulted:	2014				2013
	Number of		Recorded		Number of		Recorded
($ in thousands)	Contract		Investment		Contract		Investment
Originated loans:
Commercial non-real estate		1	$	909		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		6		2,487
Residential mortgages		1		263		1		254
Consumer		—		—		—		—
Total originated loans		2	$	1,172		7	$	2,741
Aquired loans:
Commercial non-real estate		—	$	—		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total acquired loans		—	$	—		—	$	—
FDIC acquired loans:
Commercial non-real estate		—	$	—		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total FDIC acquired loans		—	$	—		—	$	—
Total loans:
Commercial non-real estate		1	$	909		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		6		2,487
Residential mortgages		1		263		1		254
Consumer		—		—		—		—
Total loans		2	$	1,172		7	$	2,741