Loans and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2014

Loans, Net of Unearned Income

Loans, net of unearned income, consisted of the following:

	June 30,		December 31,
	2014		2013
	(In thousands)
Originated loans:
Commercial non-real estate	$	4,610,696	$	4,113,837
Construction and land development		903,610		752,381
Commercial real estate		2,173,006		2,022,528
Residential mortgages		1,469,977		1,196,256
Consumer		1,501,163		1,409,130
Total originated loans	$	10,658,452	$	9,494,132
Acquired loans:
Commercial non-real estate	$	769,159	$	926,997
Construction and land development		119,847		142,931
Commercial real estate		836,646		967,148
Residential mortgages		111,724		315,340
Consumer		84,403		119,603
Total acquired loans	$	1,921,779	$	2,472,019
Covered loans:
Commercial non-real estate	$	13,836	$	23,390
Construction and land development		17,199		20,229
Commercial real estate		46,611		53,165
Residential mortgages		189,570		209,018
Consumer		36,609		52,864
Total covered loans	$	303,825	$	358,666
Total loans:
Commercial non-real estate	$	5,393,691	$	5,064,224
Construction and land development		1,040,656		915,541
Commercial real estate		3,056,263		3,042,841
Residential mortgages		1,771,271		1,720,614
Consumer		1,622,175		1,581,597
Total loans	$	12,884,056	$	12,324,817

Schedule of Activity in Loss Share Receivable

The following schedule shows activity in the loss share receivable for the six months ended June 30, 2014 and 2013 (in thousands):

	Six Months Ended
	June 30,			June 30,
	2014			2013
Balance, January 1	$	113,834		$	177,844
Amortization		(7,229	)		—
Charge-offs, write-downs and other losses (recoveries)		(1,048	)		(1,209	)
External expenses qualifying under loss share agreement		2,841			6,307
Changes due to changes in cash flow projections		(7,875	)		2,877
Settlement of disallowed loss claims		(10,268	)		—
Payments received from the FDIC		—			(33,919	)
Ending balance	$	90,255		$	151,900

Allowance for Loan Losses by Portfolio Segment and Related Recorded Investment in Loans

The following schedule shows activity in the allowance for loan losses by portfolio segment for the six months ended June 30, 2014 and June 30, 2013 as well as the corresponding recorded investment in loans at the end of each period.

				Construction
	Commercial			and land			Commercial			Residential
	non-real estate			development			real estate			mortgages			Consumer			Total
(In thousands)	Six Months Ended June 30, 2014
Originated loans
Allowance for loan losses:
Beginning balance	$	33,091		$	6,180		$	20,649		$	6,892		$	12,073		$	78,885
Charge-offs		(3,658	)		(1,041	)		(1,373	)		(1,097	)		(7,622	)		(14,791	)
Recoveries		1,411			1,064			1,057			363			2,854			6,749
Net provision for loan losses		5,937			699			(5,060	)		772			5,381			7,729
Ending balance	$	36,781		$	6,902		$	15,273		$	6,930		$	12,686		$	78,572
Ending balance:
Individually evaluated for impairment	$	640		$	259		$	116		$	532		$	—		$	1,547
Collectively evaluated for impairment		36,141			6,643			15,157			6,398			12,686			77,025
Loans:
Ending balance:	$	4,610,696		$	903,610		$	2,173,006		$	1,469,977		$	1,501,163		$	10,658,452
Individually evaluated for impairment		6,765			6,702			11,198			2,532			—			27,197
Collectively evaluated for impairment		4,603,931			896,908			2,161,808			1,467,445			1,501,163			10,631,255
Acquired loans
Allowance for loan losses:
Beginning balance	$	1,603		$	10		$	34		$	—		$	—		$	1,647
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net provision for loan losses		6,135			210			630			14			311			7,300
Ending balance	$	7,738		$	220		$	664		$	14		$	311		$	8,947
Ending balance:
Individually evaluated for impairment	$	65		$	24		$	188		$	—		$	—		$	277
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		7,673			196			476			14			311			8,670
Loans:
Ending balance:	$	769,159		$	119,847		$	836,646		$	111,724		$	84,403		$	1,921,779
Individually evaluated for impairment		1,957			739			2,280			—			—			4,976
Acquired-impaired loans		17,410			18,976			27,993			4,547			1,057			69,983
Collectively evaluated for impairment		749,792			100,132			806,373			107,177			83,346			1,846,820
Covered loans
Allowance for loan losses:
Beginning balance	$	2,323		$	2,655		$	10,929		$	27,989		$	9,198		$	53,094
Charge-offs		(70	)		(624	)		(4,022	)		(730	)		(1,130	)		(6,576	)
Recoveries		451			896			1,371			19			148			2,885
Net provision for loan losses		(57	)		(73	)		30			(173	)		(102	)		(375	)
Increase (Decrease) in FDIC loss share receivable		(1,099	)		(1,302	)		225			(3,442	)		(2,257	)		(7,875	)
Ending balance	$	1,548		$	1,552		$	8,533		$	23,663		$	5,857		$	41,153
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		1,548			1,552			8,533			23,663			5,857			41,153
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	13,836		$	17,199		$	46,611		$	189,570		$	36,609		$	303,825
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		13,836			17,199			46,611			189,570			36,609			303,825
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans
Allowance for loan losses:
Beginning balance	$	37,017		$	8,845		$	31,612		$	34,881		$	21,271		$	133,626
Charge-offs		(3,728	)		(1,665	)		(5,395	)		(1,827	)		(8,752	)		(21,367	)
Recoveries		1,862			1,960			2,428			382			3,002			9,634
Net provision for loan losses		12,015			836			(4,400	)		613			5,590			14,654
Increased (Decrease) in FDIC loss share receivable		(1,099	)		(1,302	)		225			(3,442	)		(2,257	)		(7,875	)
Ending balance	$	46,067		$	8,674		$	24,470		$	30,607		$	18,854		$	128,672
Ending balance:
Individually evaluated for impairment	$	705		$	283		$	304		$	532		$	—		$	1,824
Amounts related to acquired-impaired loans		1,548			1,552			8,533			23,663			5,857			41,153
Collectively evaluated for impairment		43,814			6,839			15,633			6,412			12,997			85,695
Loans:
Ending balance:	$	5,393,691		$	1,040,656		$	3,056,263		$	1,771,271		$	1,622,175		$	12,884,056
Individually evaluated for impairment		8,722			7,441			13,478			2,532			—			32,173
Acquired-impaired loans		31,246			36,175			74,604			194,117			37,666			373,808
Collectively evaluated for impairment		5,353,723			997,040			2,968,181			1,574,622			1,584,509			12,478,075

	Commercial non-real estate			Construction and land development			Commercial real estate			Residential mortgages			Consumer			Total
(In thousands)	Six Months Ended June 30, 2013
Originated loans
Allowance for loan losses:
Beginning balance	$	20,775		$	11,415		$	26,959		$	6,406		$	13,219		$	78,774
Charge-offs		(4,200	)		(6,365	)		(2,871	)		(902	)		(8,350	)		(22,688	)
Recoveries		2,338			1,037			1,512			895			3,241			9,023
Net provision for loan losses		11,514			1,644			(6,596	)		319			4,409			11,290
Ending balance	$	30,427		$	7,731		$	19,004		$	6,718		$	12,519		$	76,399
Ending balance:
Individually evaluated for impairment	$	574		$	—		$	1,428		$	2		$	10		$	2,014
Collectively evaluated for impairment		29,853			7,731			17,576			6,716			12,509			74,385
Loans:
Ending balance:	$	3,564,008		$	722,649		$	1,638,409		$	988,595		$	1,340,094		$	8,253,755
Individually evaluated for impairment		9,986			—			39,694			864			4,153			54,697
Collectively evaluated for impairment		3,554,022			722,649			1,598,715			987,731			1,335,941			8,199,058
Acquired loans
Allowance for loan losses:
Beginning balance	$	788		$	—		$	—		$	—		$	—		$	788
Charge-offs		—			—			—			—			—			—
Recoveries		—			—			—			—			—			—
Net provision for loan losses		(743	)		8			317			—			—			(418	)
Ending balance	$	45		$	8		$	317		$	—		$	—		$	370
Ending balance:
Individually evaluated for impairment	$	45		$	8		$	317		$	—		$	—		$	370
Amounts related to acquired-impaired loans		—			—			—			—			—			—
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	1,062,916		$	217,611		$	1,161,500		$	392,282		$	162,722		$	2,997,031
Individually evaluated for impairment		6,484			787			2,727			511			—			10,509
Acquired-impaired loans		20,828			15,530			49,218			9,193			387			95,156
Collectively evaluated for impairment		1,035,604			201,294			1,109,555			382,578			162,335			2,891,366
Covered loans
Allowance for loan losses:
Beginning balance	$	2,162		$	5,623		$	9,433		$	30,471		$	8,920		$	56,609
Charge-offs		(681	)		(2,321	)		(2,121	)		(516	)		(1,091	)		(6,730	)
Recoveries		90			484			878			2			28			1,482
Net provision for loan losses		404			(367	)		1,707			635			4,584			6,963
Increase in FDIC loss share receivable		233			37			752			625			1,229			2,876
Ending balance	$	2,208		$	3,456		$	10,649		$	31,217		$	13,670		$	61,200
Ending balance:
Individually evaluated for impairment	$	—		$	—		$	—		$	—		$	—		$	—
Amounts related to acquired-impaired loans		2,208			3,456			10,649			31,217			13,670			61,200
Collectively evaluated for impairment		—			—			—			—			—			—
Loans:
Ending balance:	$	26,418		$	26,239		$	72,345		$	235,216		$	70,493		$	430,711
Individually evaluated for impairment		—			—			—			—			—			—
Acquired-impaired loans		26,418			26,239			72,345			235,216			70,493			430,711
Collectively evaluated for impairment		—			—			—			—			—			—
Total loans
Allowance for loan losses:
Beginning balance	$	23,725		$	17,038		$	36,392		$	36,877		$	22,139		$	136,171
Charge-offs		(4,881	)		(8,686	)		(4,992	)		(1,418	)		(9,441	)		(29,418	)
Recoveries		2,428			1,521			2,390			897			3,269			10,505
Net provision for loan losses		11,175			1,285			(4,572	)		954			8,993			17,835
Increase in FDIC loss share receivable		233			37			752			625			1,229			2,876
Ending balance	$	32,680		$	11,195		$	29,970		$	37,935		$	26,189		$	137,969
Ending balance:
Individually evaluated for impairment	$	619		$	8		$	1,745		$	2		$	10		$	2,384
Amounts related to acquired-impaired loans		2,208			3,456			10,649			31,217			13,670			61,200
Collectively evaluated for impairment		29,853			7,731			17,576			6,716			12,509			74,385
Loans:
Ending balance:	$	4,653,342		$	966,499		$	2,872,254		$	1,616,093		$	1,573,309		$	11,681,497
Individually evaluated for impairment		16,470			787			42,421			1,375			4,153			65,206
Acquired-impaired loans		47,246			41,769			121,563			244,409			70,880			525,867
Collectively evaluated for impairment		4,589,626			923,943			2,708,270			1,370,309			1,498,276			11,090,424

Summary of Composition of Non-Accrual Loans by Portfolio Segment

The following tables show the composition of nonaccrual loans by portfolio segment and class. Acquired-impaired and certain covered loans are considered to be performing due to the application of the accretion method and are excluded from the table. Covered loans accounted for using the cost recovery method do not have an accretable yield and are included below as nonaccrual loans. Acquired-performing loans that have subsequently been placed on nonaccrual status are also included below.

	June 30,		December 31,
Nonaccrual Loans	2014		2013
	(In thousands)
Originated loans:
Commercial non-real estate	$	12,150	$	10,119
Construction and land development		7,749		13,171
Commercial real estate		27,753		32,772
Residential mortgages		19,157		13,449
Consumer		4,679		4,802
Total originated loans	$	71,488	$	74,313
Acquired loans:
Commercial non-real estate	$	2,983	$	3,209
Construction and land development		1,763		1,990
Commercial real estate		5,737		6,525
Residential mortgages		2,946		8,262
Consumer		1,664		1,814
Total acquired loans	$	15,093	$	21,800
Covered loans:
Commercial non-real estate	$	—	$	2
Construction and land development		1,539		1,539
Commercial real estate		1,107		1,163
Residential mortgages		396		544
Consumer		278		296
Total covered loans	$	3,320	$	3,544
Total loans:
Commercial non-real estate	$	15,133	$	13,330
Construction and land development		11,051		16,700
Commercial real estate		34,597		40,460
Residential mortgages		22,499		22,255
Consumer		6,621		6,912
Total loans	$	89,901	$	99,657

Schedule of Troubled Debt Restructurings Occurred During Period by Portfolio Segment

The tables below detail TDRs that were modified during the six months ended June 30, 2014 and June 30, 2013 by portfolio segment and TDRs that subsequently defaulted within twelve months of modification (dollar amounts in thousands). All TDRs are rated substandard and individually evaluated for impairment.

	Six Months Ended
	June 30, 2014						June 30, 2013
Troubled Debt Restructurings:	Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment		Number of Contracts		Pre-Modification Outstanding Recorded Investment		Post-Modification Outstanding Recorded Investment
Originated loans:
Commercial non-real estate		—	$	—	$	—		1	$	926	$	921
Construction and land development		—		—		—		—		—		—
Commercial real estate		1		963		918		5		1,844		1,789
Residential mortgages		2		773		507		2		971		854
Consumer		—		—		—		—		—		—
Total originated loans		3	$	1,736	$	1,425		8	$	3,741	$	3,564
Aquired loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		1		512		501
Residential mortgages		—		—		—		1		515		493
Consumer		—		—		—		—		—		—
Total acquired loans		—	$	—	$	—		2	$	1,027	$	994
Covered loans:
Commercial non-real estate		—	$	—	$	—		—	$	—	$	—
Construction and land development		—		—		—		—		—		—
Commercial real estate		—		—		—		—		—		—
Residential mortgages		—		—		—		—		—		—
Consumer		—		—		—		—		—		—
Total covered loans		—	$	—	$	—		—	$	—	$	—
Total loans:
Commercial non-real estate		—	$	—	$	—		1	$	926	$	921
Construction and land development		—		—		—		—		—		—
Commercial real estate		1		963		918		6		2,356		2,290
Residential mortgages		2		773		507		3		1,486		1,347
Consumer		—		—		—		—		—		—
Total loans		3	$	1,736	$	1,425		10	$	4,768	$	4,558

Summary of Impaired Loans Disaggregated by Class

The tables below present loans that are individually evaluated for impairment disaggregated by class at June 30, 2014 and December 31, 2013:

			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
June 30, 2014	Investment		Balance		Allowance		Investment		Recognized
	(In thousands)
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	2,587	$	2,791	$	—	$	987	$	13
Construction and land development		2,453		2,774		—		3,168		60
Commercial real estate		8,207		10,438		—		7,392		124
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		13,247		16,003		—		11,547		197
With an allowance recorded:
Commercial non-real estate	$	4,178	$	4,248	$	640	$	6,840		40
Construction and land development		4,249		4,767		259		8,219		32
Commercial real estate		2,991		3,279		116		9,134		29
Residential mortgages		2,532		2,696		532		2,059		—
Consumer		—		—		—		—		—
		13,950		14,990		1,547		26,252		101
Total:
Commercial non-real estate		6,765		7,039		640		7,827		53
Construction and land development		6,702		7,541		259		11,386		92
Commercial real estate		11,198		13,717		116		16,525		153
Residential mortgages		2,532		2,696		532		2,059		—
Consumer		—		—		—		—		—
Total originated loans	$	27,197	$	30,993	$	1,547	$	37,797	$	298
Acquired loans:
With no related allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	535	$	—
Construction and land development		—		—		—		182		—
Commercial real estate		—		—		—		466		—
Residential mortgages		—		—		—		118		—
Consumer		—		—		—		—		—
		—		—		—		1,301		—
With an allowance recorded:
Commercial non-real estate		1,957		3,800		65		1,490		105
Construction and land development		739		781		24		552		18
Commercial real estate		2,280		2,339		188		1,729		43
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		4,976		6,920		277		3,771		166
Total:
Commercial non-real estate		1,957		3,800		65		2,026		105
Construction and land development		739		781		24		734		18
Commercial real estate		2,280		2,339		188		2,195		43
Residential mortgages		—		—		—		118		—
Consumer		—		—		—		—		—
Total acquired loans	$	4,976	$	6,920	$	277	$	5,073	$	166
Covered loans:
With no related allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		—		—		—		—		—
With an allowance recorded:
Commercial non-real estate		—		—		—		—		—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		—		—		—		—		—
Total:
Commercial non-real estate		—		—		—		—		—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
Total covered loans	$	—	$	—	$	—	$	—	$	—
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	2,587	$	2,791	$	—	$	1,522	$	13
Construction and land development		2,453		2,774		—		3,350		60
Commercial real estate		8,207		10,438		—		7,858		124
Residential mortgages		—		—		—		118		—
Consumer		—		—		—		—		—
		13,247		16,003		—		12,848		197
With an allowance recorded:
Commercial non-real estate		6,135		8,048		705		8,331		145
Construction and land development		4,988		5,548		283		8,771		50
Commercial real estate		5,271		5,618		304		10,863		72
Residential mortgages		2,532		2,696		532		2,059		—
Consumer		—		—		—		—		—
		18,926		21,910		1,824		30,024		267
Total:
Commercial non-real estate		8,722		10,839		705		9,853		158
Construction and land development		7,441		8,322		283		12,121		110
Commercial real estate		13,478		16,056		304		18,721		196
Residential mortgages		2,532		2,696		532		2,177		—
Consumer		—		—		—		—		—
Total loans	$	32,173	$	37,913	$	1,824	$	42,872	$	464

			Unpaid				Average		Interest
	Recorded		Principal		Related		Recorded		Income
December 31, 2013	Investment		Balance		Allowance		Investment		Recognized
	(In thousands)
Originated loans:
With no related allowance recorded:
Commercial non-real estate	$	329	$	442	$	—	$	235	$	18
Construction and land development		4,101		5,131		—		2,780		82
Commercial real estate		5,321		7,458		—		15,886		374
Residential mortgages		—		—		—		262		—
Consumer		—		—		—		1,013		—
		9,751		13,031		—		20,176		474
With an allowance recorded:
Commercial non-real estate		4,965		5,303		477		8,936		180
Construction and land development		6,498		8,343		22		2,549		—
Commercial real estate		8,708		9,090		268		19,683		460
Residential mortgages		605		620		1		228		—
Consumer		—		—		—		1,025		—
		20,776		23,356		768		32,421		640
Total:
Commercial non-real estate		5,294		5,745		477		9,171		198
Construction and land development		10,599		13,474		22		5,329		82
Commercial real estate		14,029		16,548		268		35,569		834
Residential mortgages		605		620		1		490		—
Consumer		—		—		—		2,038		—
Total originated loans	$	30,527	$	36,387	$	768	$	52,597	$	1,114
Acquired loans:
With no related allowance recorded:
Commercial non-real estate	$	2,141	$	3,275	$	—	$	865	$	8
Construction and land development		728		1,142		—		296		3
Commercial real estate		1,865		2,634		—		1,339		49
Residential mortgages		473		507		—		407		—
Consumer		—		—		—		—		—
		5,207		7,558		—		2,907		60
With an allowance recorded:
Commercial non-real estate		—		—		—		2,747		63
Construction and land development		—		—		—		157		—
Commercial real estate		—		—		—		2,663		—
Residential mortgages		—		—		—		845		—
Consumer		—		—		—		—		—
		—		—		—		6,412		63
Total:
Commercial non-real estate		2,141		3,275		—		3,612		71
Construction and land development		728		1,142		—		453		3
Commercial real estate		1,865		2,634		—		4,002		49
Residential mortgages		473		507		—		1,252		—
Consumer		—		—		—		—		—
Total acquired loans	$	5,207	$	7,558	$	—	$	9,319	$	123
Covered loans:
With no related allowance recorded:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		—		—		—		—		—
With an allowance recorded:
Commercial non-real estate		—		—		—		—		—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
		—		—		—		—		—
Total:
Commercial non-real estate		—		—		—		—		—
Construction and land development		—		—		—		—		—
Commercial real estate		—		—		—		—		—
Residential mortgages		—		—		—		—		—
Consumer		—		—		—		—		—
Total covered loans	$	—	$	—	$	—	$	—	$	—
Total loans:
With no related allowance recorded:
Commercial non-real estate	$	2,470	$	3,717	$	—	$	1,100	$	26
Construction and land development		4,829		6,273		—		3,076		85
Commercial real estate		7,186		10,092		—		17,225		423
Residential mortgages		473		507		—		669		—
Consumer		—		—		—		1,013		—
		14,958		20,589		—		23,083		534
With an allowance recorded:
Commercial non-real estate		4,965		5,303		477		11,683		243
Construction and land development		6,498		8,343		22		2,706		—
Commercial real estate		8,708		9,090		268		22,346		460
Residential mortgages		605		620		1		1,073		—
Consumer		—		—		—		1,025		—
		20,776		23,356		768		38,833		703
Total:
Commercial non-real estate		7,435		9,020		477		12,783		269
Construction and land development		11,327		14,616		22		5,782		85
Commercial real estate		15,894		19,182		268		39,571		883
Residential mortgages		1,078		1,127		1		1,742		—
Consumer		—		—		—		2,038		—
Total loans	$	35,734	$	43,945	$	768	$	61,916	$	1,237

Summary of Age Analysis of Past Due Loans

The following tables present the age analysis of past due loans at June 30, 2014 and December 31, 2013:

													Recorded
					Greater than								investment
	30-59 days		60-89 days		90 days		Total				Total		> 90 days
June 30, 2014	past due		past due		past due		past due		Current		Loans		and accruing
	(In thousands)
Originated loans:
Commercial non-real estate	$	3,426	$	1,013	$	5,674	$	10,113	$	4,600,583	$	4,610,696	$	42
Construction and land development		282		434		4,162		4,878		898,732		903,610		685
Commercial real estate		4,217		3,098		13,276		20,591		2,152,415		2,173,006		444
Residential mortgages		303		4,565		6,646		11,514		1,458,463		1,469,977		—
Consumer		4,133		2,148		3,683		9,964		1,491,199		1,501,163		2,246
Total	$	12,361	$	11,258	$	33,441	$	57,060	$	10,601,392	$	10,658,452	$	3,417
Acquired loans:
Commercial non-real estate	$	448	$	210	$	2,807	$	3,465	$	765,694	$	769,159	$	3
Construction and land development		—		314		1,624		1,938		117,909		119,847		—
Commercial real estate		1,162		3,805		2,368		7,335		829,311		836,646		610
Residential mortgages		815		248		1,457		2,520		109,204		111,724		92
Consumer		339		5		774		1,118		83,285		84,403		21
Total	$	2,764	$	4,582	$	9,030	$	16,376	$	1,905,403	$	1,921,779	$	726
Covered loans:
Commercial non-real estate	$	—	$	—	$	—	$	—		13,836	$	13,836	$	—
Construction and land development		—		—		1,539		1,539		15,660		17,199		—
Commercial real estate		—		—		675		675		45,936		46,611		—
Residential mortgages		—		—		—		—		189,570		189,570		—
Consumer		—		—		—		—		36,609		36,609		—
Total	$	—	$	—	$	2,214	$	2,214	$	301,611	$	303,825	$	—
Total loans:
Commercial non-real estate	$	3,874	$	1,223	$	8,481	$	13,578	$	5,380,113	$	5,393,691	$	45
Construction and land development		282		748		7,325		8,355		1,032,301		1,040,656		685
Commercial real estate		5,379		6,903		16,319		28,601		3,027,662		3,056,263		1,054
Residential mortgages		1,118		4,813		8,103		14,034		1,757,237		1,771,271		92
Consumer		4,472		2,153		4,457		11,082		1,611,093		1,622,175		2,267
Total	$	15,125	$	15,840	$	44,685	$	75,650	$	12,808,406	$	12,884,056	$	4,143

													Recorded
					Greater than								investment
	30-59 days		60-89 days		90 days		Total				Total		> 90 days
December 31, 2013	past due		past due		past due		past due		Current		Loans		and accruing
	(In thousands)
Originated loans:
Commercial non-real estate	$	11,645	$	1,203	$	4,803	$	17,651	$	4,096,186	$	4,113,837	$	521
Construction and land development		5,877		1,264		5,970		13,111		739,270		752,381		—
Commercial real estate		8,178		5,744		14,620		28,542		1,993,986		2,022,528		420
Residential mortgages		12,410		3,870		3,540		19,820		1,176,436		1,196,256		—
Consumer		8,798		1,913		3,823		14,534		1,394,596		1,409,130		2,344
Total	$	46,908	$	13,994	$	32,756	$	93,658	$	9,400,474	$	9,494,132	$	3,285
Acquired loans:
Commercial non-real estate	$	1,982	$	2,332	$	1,467	$	5,781	$	921,216	$	926,997	$	541
Construction and land development		862		1,529		1,161		3,552		139,379		142,931		541
Commercial real estate		3,742		1,345		9,026		14,113		953,035		967,148		5,853
Residential mortgages		5,632		2,698		5,503		13,833		301,507		315,340		72
Consumer		1,029		120		1,013		2,162		117,441		119,603		82
Total	$	13,247	$	8,024	$	18,170	$	39,441	$	2,432,578	$	2,472,019	$	7,089
Covered loans:
Commercial non-real estate	$	—	$	—	$	—	$	—	$	23,390	$	23,390	$	—
Construction and land development		—		—		1,539		1,539		18,690		20,229		—
Commercial real estate		—		—		675		675		52,490		53,165		—
Residential mortgages		—		—		3		3		209,015		209,018		—
Consumer		—		—		—		—		52,864		52,864		—
Total	$	—	$	—	$	2,217	$	2,217	$	356,449	$	358,666	$	—
Total loans:
Commercial non-real estate	$	13,627	$	3,535	$	6,270	$	23,432	$	5,040,792	$	5,064,224	$	1,062
Construction and land development		6,739		2,793		8,670		18,202		897,339		915,541		541
Commercial real estate		11,920		7,089		24,321		43,330		2,999,511		3,042,841		6,273
Residential mortgages		18,042		6,568		9,046		33,656		1,686,958		1,720,614		72
Consumer		9,827		2,033		4,836		16,696		1,564,901		1,581,597		2,426
Total	$	60,155	$	22,018	$	53,143	$	135,316	$	12,189,501	$	12,324,817	$	10,374

Changes in Carrying Amount of Covered Acquired Loans and Accretable Yield for Loans Receivable

Changes in the carrying amount of acquired-impaired loans and accretable yield are presented in the following table for the six months ended June 30, 2014 and the year ended December 31, 2013:

	June 30, 2014												December 31, 2013
	Covered						Noncovered						Covered						Noncovered
	Carrying						Carrying						Carrying						Carrying
	Amount			Accretable			Amount			Accretable			Amount			Accretable			Amount			Accretable
	of Loans			Yield			of Loans			Yield			of Loans			Yield			of Loans			Yield
(In thousands)
Balance at beginning of period	$	358,666		$	122,715		$	68,075		$	131,370		$	515,823		$	115,594		$	141,201		$	203,186
Additions		—			—			—			—			—			—			—			—
Payments received, net		(65,314	)		(936	)		(28,167	)		(15,493	)		(189,987	)		(1,298	)		(116,187	)		(47,330	)
Accretion		10,473			(10,473	)		26,353			(26,353	)		32,830			(32,830	)		43,061			(43,061	)
Increase (Decrease) in expected cash flows based on actual cash flows and changes in cash flow assumptions		—			3,691			—			(401	)		—			(17,433	)		—			3,894
Net transfers from nonaccretable differerence to accretable yield		—			14,152			—			15,151			—			58,682			—			14,681
Balance at end of period	$	303,825		$	129,149		$	66,261		$	104,274		$	358,666		$	122,715		$	68,075		$	131,370

Troubled Debt Restructurings That Subsequently Defaulted [Member]

Schedule of Troubled Debt Restructurings Occurred During Period by Portfolio Segment

	Six Months Ended
	June 30, 2014				June 30, 2013
Troubled Debt Restructurings That Subsequently Defaulted:	Number of Contracts		Recorded Investment		Number of Contracts		Recorded Investment
Originated loans:
Commercial non-real estate		1	$	909		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		2		1,025		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total originated loans		3	$	1,934		—	$	—
Aquired loans:
Commercial non-real estate		—	$	—		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total acquired loans		—	$	—		—	$	—
Covered loans:
Commercial non-real estate		—	$	—		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		—		—		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total covered loans		—	$	—		—	$	—
Total loans:
Commercial non-real estate		1	$	909		—	$	—
Construction and land development		—		—		—		—
Commercial real estate		2		1,025		—		—
Residential mortgages		—		—		—		—
Consumer		—		—		—		—
Total loans		3	$	1,934		—	$	—

Commercial non-real estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans -Credit Risk Profile Based on Payment Activity

The following tables present the credit quality indicators of the Company’s various classes of loans at June 30, 2014 and December 31, 2013.

Commercial Non-Real Estate Credit Exposure

Credit Risk Profile Based on Payment Activity

	June 30, 2014								December 31, 2013
	Originated		Acquired		Covered		Total		Originated		Acquired		Covered		Total
	(In thousands)								(In thousands)
Grade:
Pass	$	4,481,163	$	701,528	$	2,922	$	5,185,613	$	3,990,320	$	846,134	$	10,477	$	4,846,931
Pass-Watch		61,443		35,433		2		96,878		46,734		44,105		9		90,848
Special Mention		19,747		15,787		338		35,872		41,812		19,915		2,897		64,624
Substandard		47,648		16,411		10,574		74,633		34,276		16,125		9,662		60,063
Doubtful		695		—		—		695		695		718		345		1,758
Loss		—		—		—		—		—		—		—		—
Total	$	4,610,696	$	769,159	$	13,836	$	5,393,691	$	4,113,837	$	926,997	$	23,390	$	5,064,224

Construction and land development [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans -Credit Risk Profile Based on Payment Activity

	June 30, 2014								December 31, 2013
	Originated		Acquired		Covered		Total		Originated		Acquired		Covered		Total
	(In thousands)								(In thousands)
Grade:
Pass	$	852,093	$	87,666	$	2,470	$	942,229	$	709,261	$	112,773	$	1	$	822,035
Pass-Watch		20,909		3,007		1,011		24,927		7,817		1,907		1,226		10,950
Special Mention		4,973		5,940		99		11,012		3,926		9,409		276		13,611
Substandard		25,635		23,224		13,397		62,256		31,377		18,842		11,498		61,717
Doubtful		—		10		222		232		—		—		7,228		7,228
Loss		—		—		—		—		—		—		—		—
Total	$	903,610	$	119,847	$	17,199	$	1,040,656	$	752,381	$	142,931	$	20,229	$	915,541

Commercial real estate [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans -Credit Risk Profile Based by Internally Assigned Grade

Commercial Real Estate Credit Exposure

Credit Risk Profile by Internally Assigned Grade

	June 30, 2014								December 31, 2013
	Originated		Acquired		Covered		Total		Originated		Acquired		Covered		Total
	(In thousands)								(In thousands)
Grade:
Pass	$	2,009,323	$	775,400	$	5,630	$	2,790,353	$	1,864,115	$	896,578	$	1,678	$	2,762,371
Pass-Watch		61,884		13,629		6,641		82,154		49,578		9,530		10,266		69,374
Special Mention		19,411		8,740		1,303		29,454		15,785		19,798		1,999		37,582
Substandard		82,355		38,877		33,003		154,235		93,034		41,242		31,350		165,626
Doubtful		33		—		34		67		16		—		7,872		7,888
Loss		—		—		—		—		—		—		—		—
Total	$	2,173,006	$	836,646	$	46,611	$	3,056,263	$	2,022,528	$	967,148	$	53,165	$	3,042,841

Residential mortgages [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans -Credit Risk Profile Based by Internally Assigned Grade

Residential Mortgage Credit Exposure

Credit Risk Profile Based on Payment Activity

	June 30, 2014								December 31, 2013
	Originated		Acquired		Covered		Total		Originated		Acquired		Covered		Total
			(In thousands)								(In thousands)
Performing	$	1,463,331	$	110,267	$	189,570	$	1,763,168	$	1,182,266	$	307,078	$	209,015	$	1,698,359
Nonperforming		6,646		1,457		—		8,103		13,990		8,262		3		22,255
Total	$	1,469,977	$	111,724	$	189,570	$	1,771,271	$	1,196,256	$	315,340	$	209,018	$	1,720,614

Consumer [Member]

Schedule of Credit Quality Indicators of Various Classes of Loans -Credit Risk Profile Based on Payment Activity

Consumer Credit Exposure

Credit Risk Profile Based on Payment Activity

	June 30, 2014								December 31, 2013
	Originated		Acquired		Covered		Total		Originated		Acquired		Covered		Total
			(In thousands)								(In thousands)
Performing	$	1,497,480	$	83,629	$	36,609	$	1,617,718	$	1,404,032	$	117,789	$	52,864	$	1,574,685
Nonperforming		3,683		774		—		4,457		5,098		1,814		—		6,912
Total	$	1,501,163	$	84,403	$	36,609	$	1,622,175	$	1,409,130	$	119,603	$	52,864	$	1,581,597