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Deposits
12 Months Ended
Dec. 31, 2024
Banking and Thrift, Interest [Abstract]  
Deposits

Note 8. Deposits

 

The following table presents a detail of deposits at December 31, 2024 and 2023:

 

 

December 31,

 

($ in thousands)

2024

 

2023

 

Noninterest-bearing deposits

$

10,597,461

 

$

11,030,515

 

Interest-bearing retail transaction and savings deposits

 

11,327,725

 

 

10,680,741

 

Interest-bearing public fund deposits:

 

 

 

 

Public fund transaction and savings deposits

 

3,127,427

 

 

3,069,341

 

Public fund time deposits

 

85,072

 

 

73,674

 

Total interest-bearing public fund deposits

 

3,212,499

 

 

3,143,015

 

Retail time deposits

 

4,348,265

 

 

4,246,027

 

Brokered time deposits

 

6,901

 

 

589,761

 

Total interest-bearing deposits

 

18,895,390

 

 

18,659,544

 

Total deposits

$

29,492,851

 

$

29,690,059

 

The maturity of time deposits at December 31, 2024 follows.

 

 

 

 

($ in thousands)

 

 

2025

$

4,364,469

 

2026

 

50,783

 

2027

 

13,367

 

2028

 

6,233

 

2029

 

4,576

 

Thereafter

 

810

 

Total time deposits

$

4,440,238

 

 

Certificates of deposit in amounts greater than or equal to $250,000 totaled approximately $1.7 billion at December 31, 2024.