Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2022

Stockholders Equity Note [Abstract]

Components of Accumulated Other Comprehensive Income (Loss)

A roll forward of the components of Accumulated Other Comprehensive Income (Loss) is presented in the table that follows:

($ in thousands)	Available for Sale Securities			HTM Securities Transferred from AFS			Employee Benefit Plans			Cash Flow Hedges			Equity Method Investment			Total
Balance, December 31, 2019	$	28,950		$	639		$	(101,278	)	$	17,399		$	(434	)	$	(54,724	)
Net change in unrealized gain (loss)		183,441			—			—			45,831			(4,935	)		224,337
Reclassification of net gain (loss) realized and included in earnings		—			—			6,368			(17,351	)		—			(10,983	)
Valuation adjustments for employee benefit plans		—			—			(37,451	)		—			—			(37,451	)
Amortization of unrealized net loss on securities transferred to held to maturity		—			(470	)		—			—			—			(470	)
Income tax (expense) benefit		(41,167	)		107			6,788			(6,368	)		—			(40,640	)
Balance, December 31, 2020	$	171,224		$	276		$	(125,573	)	$	39,511		$	(5,369	)	$	80,069
Net change in unrealized gain (loss)		(208,760	)		—			—			(3,258	)		438			(211,580	)
Reclassification of net gain (loss) realized and included in earnings		2,166			—			4,555			(26,674	)		4,468			(15,485	)
Valuation adjustments to pension plan attributable to VERIP and curtailment		—			—			59,606			—			—			59,606
Other valuation adjustments for employee benefit plans		—			—			(6,735	)		—			—			(6,735	)
Amortization of unrealized net gain on securities transferred to held to maturity		—			(158	)		—			—			—			(158	)
Income tax (expense) benefit		46,407			35			(12,799	)		6,705			—			40,348
Balance, December 31, 2021	$	11,037		$	153		$	(80,946	)	$	16,284		$	(463	)	$	(53,935	)
Net change in unrealized gain or loss		(785,538	)		—			—			(113,171	)		468			(898,241	)
Reclassification of net income or loss realized and included in earnings		1,707			—			2,274			(9,928	)		—			(5,947	)
Valuation adjustments to employee benefit plans		—			—			(24,139	)		—			—			(24,139	)
Transfer of net unrealized loss from AFS to HTM securities portfolio		15,405			(15,405	)		—			—			—			—
Amortization of unrealized net gain or loss on securities transferred to HTM		—			1,355			—			—			—			1,355
Income tax benefit		172,981			3,163			4,859			27,722			—			208,725
Balance, December 31, 2022	$	(584,408	)	$	(10,734	)	$	(97,952	)	$	(79,093	)	$	5		$	(772,182	)

Line Items in Consolidated Income Statements Affected by Amounts Reclassified from Accumulated Other Comprehensive Income

The following table shows the line items in the consolidated statements of income affected by amounts reclassified from AOCI:

Amount reclassified from AOCI (a)	Year Ended December 31,						Increase (decrease) in affected line
($ in thousands)	2022			2021			item in the income statement
Amortization of unrealized net gain (loss) on securities transferred to HTM	$	1,355		$	158		Interest income
Tax effect		(305	)		(35	)	Income taxes
Net of tax		1,050			123		Net income
Loss on sale of AFS securities		(1,707	)		(2,166	)	Securities transactions, net
Tax effect		385			487		Income taxes
Net of tax		(1,322	)		(1,679	)	Net income
Amortization of defined benefit pension and post-retirement items		(2,274	)		(4,555	)	Other noninterest expense
Tax effect		505			1,015		Income taxes
Net of tax		(1,769	)		(3,540	)	Net income
Reclassification of unrealized gain or loss on cash flow hedges		(1,748	)		22,561		Interest income
Tax effect		394			(5,054	)	Income taxes
Net of tax		(1,354	)		17,507		Net income
Amortization of gain on terminated cash flow hedges		11,676			4,113		Interest income
Tax effect		(2,629	)		(921	)	Income taxes
Net of tax		9,047			3,192		Net income
Reclassification of unrealized loss on equity method investment		—			(4,468	)	Noninterest income
Tax effect		—			—		Income taxes
Net of tax		—			(4,468	)	Net income
Total reclassifications, net of tax	$	5,652		$	11,135		Net income

(a)Amounts in parentheses indicate reduction in net income.

Compliance with Regulatory Capital Requirements

Following is a summary of the actual regulatory capital amounts and ratios for the Company and the Bank together with corresponding regulatory capital requirements at December 31, 2022 and 2021.

	Actual				Required for Minimum Capital Adequacy				Required To Be Well Capitalized
($ in thousands)	Amount		Ratio %		Amount		Ratio %		Amount		Ratio %
At December 31, 2022
Tier 1 leverage capital
Hancock Whitney Corporation	$	3,279,419		9.53	$	1,376,092		4.00	$	1,720,115		5.00
Hancock Whitney Bank		3,279,536		9.54		1,374,761		4.00		1,718,451		5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	3,279,419		11.41	$	1,293,035		4.50	$	1,867,717		6.50
Hancock Whitney Bank		3,279,536		11.43		1,291,467		4.50		1,865,453		6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	3,279,419		11.41	$	1,724,046		6.00	$	2,298,728		8.00
Hancock Whitney Bank		3,279,536		11.43		1,721,956		6.00		2,295,942		8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	3,726,834		12.97	$	2,298,728		8.00	$	2,873,411		10.00
Hancock Whitney Bank		3,554,451		12.39		2,295,942		8.00		2,869,927		10.00
At December 31, 2021
Tier 1 leverage capital
Hancock Whitney Corporation	$	2,890,770		8.25	$	1,402,223		4.00	$	1,752,779		5.00
Hancock Whitney Bank		2,926,874		8.36		1,401,157		4.00		1,751,447		5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	2,890,770		11.09	$	1,172,563		4.50	$	1,693,702		6.50
Hancock Whitney Bank		2,926,874		11.24		1,171,341		4.50		1,691,937		6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,890,770		11.09	$	1,563,417		6.00	$	2,084,557		8.00
Hancock Whitney Bank		2,926,874		11.24		1,561,788		6.00		2,082,384		8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	3,345,387		12.84	$	2,084,557		8.00	$	2,605,696		10.00
Hancock Whitney Bank		3,208,991		12.33		2,082,384		8.00		2,602,980		10.00