Stockholders' Equity (Tables)

12 Months Ended

Dec. 31, 2018

Components of Accumulated Other Comprehensive Income (Loss)



(in thousands)	Available for Sale Securities		HTM Securities Transferred from AFS		Employee Benefit Plans		Cash Flow Hedges		Total
Balance, December 31, 2015	$	4,268	$	(16,795)	$	(67,890)	$	(178)	$	(80,595)
Net change in unrealized gain (loss)		(49,839)		—		—		(7,507)		(57,346)
Reclassification of net (gain) loss realized
and included in earnings		(1,912)		—		5,928		—		4,016
Valuation adjustment for employee benefit plans		—		—		(12,748)		—		(12,748)
Amortization of unrealized net loss on securities
transferred to held to maturity		—		3,830		—		—		3,830
Income tax expense (benefit)		(18,804)		1,427		(2,209)		(2,725)		(22,311)
Balance, December 31, 2016	$	(28,679)	$	(14,392)	$	(72,501)	$	(4,960)	$	(120,532)
Net change in unrealized (loss) gain		6,903		—		—		(7,328)		(425)
Reclassification of net loss realized
and included in earnings		—		—		5,201		600		5,801
Valuation adjustment for pension plan amendment		—		—		17,315		—		17,315
Other valuation adjustment for employee benefit plans		—		—		(10,929)		—		(10,929)
Amortization of unrealized net loss on securities
transferred to held to maturity		—		3,786		—		—		3,786
Income tax expense (benefit)		1,067		1,393		4,228		(2,600)		4,088
Reclassification of certain tax effects (a)		6,669		2,586		13,936		2,139		25,330
Balance, December 31, 2017	$	(29,512)	$	(14,585)	$	(79,078)	$	(11,227)	$	(134,402)
Net change in unrealized loss		(52,060)		—		—		(697)		(52,757)
Reclassification of net loss realized
and included in earnings		25,480		—		4,989		4,497		34,966
Other valuation adjustment for employee benefit plans		—		—		(45,198)		—		(45,198)
Amortization of unrealized net loss on securities
transferred to held to maturity		—		3,296		—		—		3,296
Income tax expense (benefit)		(5,967)		755		(9,040)		866		(13,386)
Balance, December 31, 2018	$	(50,125)	$	(12,044)	$	(110,247)	$	(8,293)	$	(180,709)

(a)

Represents the reclassification of stranded income tax effects to Retained Earnings upon adoption of ASU 2018-02. The adjustment is discussed in more detail later in this footnote.

Line Items in Consolidated Income Statements Affected by Amounts Reclassified from Accumulated Other Comprehensive Income



Amount reclassified from AOCI (a)	Years Ended December 31,				Increase (decrease) in affected line
(in thousands)	2018		2017		item in the statements of income
Gain (loss) on sale of AFS securities	$	(25,480)	$	—	Securities transactions
Tax effect		5,720		—	Income taxes
Net of tax		(19,760)		—	Net income
Amortization of unrealized net loss on
securities transferred to HTM	$	(3,296)	$	(3,786)	Interest income
Tax effect		755		1,393	Income taxes
Net of tax		(2,541)		(2,393)	Net income
Amortization of defined benefit pension and
post-retirement items	$	(4,989)	$	(5,201)	Other noninterest expense
Tax effect		1,122		1,898	Income taxes
Net of tax		(3,867)		(3,303)	Net income
Reclassification of unrealized gain on cash flow hedges	$	1,072	$	—	Interest income
Tax effect		(244)		—	Income taxes
Net of tax		828		—	Net income
Amortization of loss on terminated cash flow hedges		(5,569)		(600)	Interest expense
Tax effect		1,269		232	Income taxes
Net of tax		(4,300)		(368)	Net income
Total reclassifications, net of tax	$	(30,468)	$	(6,064)	Net income

(a)

Amounts in parenthesis indicate reduction in net income.

Compliance with Regulatory Capital Requirements



	Actual			Required for Minimum Capital Adequacy			Required To Be Well Capitalized
($ in thousands)	Amount		Ratio %	Amount		Ratio %	Amount		Ratio %
At December 31, 2018
Tier 1 leverage capital
Hancock Whitney Corporation	$	2,391,762	8.67	$	1,103,544	4.00	$	1,379,430	5.00
Hancock Whitney Bank		2,351,090	8.54		1,101,372	4.00		1,376,715	5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	2,391,762	10.48	$	1,026,637	4.50	$	1,482,920	6.50
Hancock Whitney Bank		2,351,090	10.32		1,025,355	4.50		1,481,068	6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,391,762	10.48	$	1,368,849	6.00	$	1,825,132	8.00
Hancock Whitney Bank		2,351,090	10.32		1,367,140	6.00		1,822,853	8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,736,276	11.99	$	1,825,132	8.00	$	2,281,415	10.00
Hancock Whitney Bank		2,545,604	11.17		1,822,053	8.00		2,278,566	10.00
At December 31, 2017
Tier 1 leverage capital
Hancock Whitney Corporation	$	2,214,723	8.43	$	1,051,025	4.00	$	1,313,781	5.00
Hancock Whitney Bank		2,282,485	8.72		1,046,644	4.00		1,308,305	5.00
Common equity tier 1 (to risk weighted assets)
Hancock Whitney Corporation	$	2,214,723	10.21	$	976,303	4.50	$	1,410,216	6.50
Hancock Whitney Bank		2,282,485	10.54		974,362	4.50		1,407,412	6.50
Tier 1 capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,214,723	10.21	$	1,301,738	6.00	$	1,735,650	8.00
Hancock Whitney Bank		2,282,485	10.54		1,299,150	6.00		1,732,200	8.00
Total capital (to risk weighted assets)
Hancock Whitney Corporation	$	2,582,031	11.90	$	1,735,650	8.00	$	2,169,563	10.00
Hancock Whitney Bank		2,499,793	11.55		1,732,200	8.00		2,165,250	10.00