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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Cash flows from operating activities:    
Net earnings $ 6,397 $ 1,395
Adjustments to reconcile net earnings to net cash provided by operating activties:    
Provision for credit losses 36 135
Depreciation and amortization 1,933 1,700
Premium amortization and discount accretion, net (1,505) (2,380)
Deferred income tax (benefit) expense 438 (195)
Net (gain) loss on securities available for sale 0 (6,295)
Net gain on sale of loans held for sale 261 71
Loans originated for sale 10,439 4,141
Proceeds from sale of loans 10,622 4,174
Increase in cash surrender value of bank owned life insurance 403 359
Income Recognized From Death Benefit Of Life Insurance 0 52
Net increase in other assets 1,168 (2,652)
Net increase (decrease) in accrued expenses and other liabilities 2,149 (2,011)
Net cash provided by operating activities 10,809 11,902
Cash flows from investing activities:    
Proceeds from sales of securities available-for-sale 0 111,269
Proceeds from prepayments and maturities of securities available-for-sale 25,620 30,329
Decrease (increase) in loans, net 6,709 52,892
Payments to Acquire Property, Plant, and Equipment 2,089 418
Decrease in FHLB stock (32) 164
Proceeds from bank-owned life insurance death benefit 0 216
Proceeds from surrender of bank-owned life insurance 0 3,037
Net cash used in investing activities 16,854 91,377
Cash flows from financing activities:    
Net (decrease) increase in noninterest-bearing deposits (9,849) (40,648)
Net increase (decrease) in interest-bearing deposits 9,430 (13,446)
Net decrease in federal funds purchased and securities sold under agreements to repurchase (1,486) (1,065)
Stock repurchases 0 229
Payments of Ordinary Dividends 3,773 3,776
Net cash used in financing activities (5,678) (59,164)
Net change in cash and cash equivalents 21,985 44,115
Cash and cash equivalents at beginning of period 71,369 27,254
Cash and cash equivalents at end of period 93,354 71,369
Cash paid (received) during period for:    
Interest 11,520 7,516
Income taxes $ 1,244 $ 1,230