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Consolidated Statements of Earnings - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Interest income:    
Loans, including fees $ 29,735 $ 24,925
Securities - Taxable 5,430 7,208
Securities - Tax-exempt 294 1,568
Federal funds sold and interest bearing bank deposits 3,273 673
Total interest income 38,732 34,374
Interest expense:    
Deposits 11,604 7,974
Short-term borrowings 3 72
Total interest expense 11,607 8,046
Net interest income 27,125 26,328
Provision for credit losses 36 135
Net interest income after provision for credit losses 27,089 26,193
Noninterest income:    
Service charge on deposit accounts 614 603
Mortgage lending 608 430
Bank-owned life insurance income 403 411
Other noninterest income 1,849 1,870
Securities losses, net 0 (6,295)
Total noninterest income 3,474 (2,981)
Noninterest expense:    
Salaries and benefits 12,534 12,101
Net occupancy and equipment 2,508 2,954
Professional fees 1,188 1,299
FDIC and other regulatory assessments 564 631
Other noninterest expense 5,372 5,609
Total noninterest expense 22,166 22,594
Earnings before income taxes 8,397 618
Income tax expense 2,000 (777)
Net earnings $ 6,397 $ 1,395
Net earnings per share:    
Basic and diluted earnings per share $ 1.83 $ 0.40
Weighted average shares outstanding:    
Basic and diluted weighted average shares outstanding 3,493,690 3,498,030