Employee Benefits

12 Months Ended

Dec. 31, 2024

Defined Contribution Pension and Other Postretirement Plans Disclosure [Abstract]

Pension and Other Postretirement Benefits Disclosure [Text Block]

NOTE 11: EMPLOYEE BENEFIT PLAN

The Company sponsors a qualified defined contribution retirement plan, the Auburn National Bancorporation, Inc. 401(k)

Plan (the "Plan"). Eligible employees may contribute up to 100% of eligible compensation, subject to statutory limits upon

completion of 2 months of service. Furthermore, the Company allows employer Safe Harbor contributions. Participants are

immediately vested in employer Safe Harbor contributions. The Company's matching contributions on behalf of

participants were equal to $1.00 for each $1.00 contributed by participants, up to 3% of each participant's eligible

compensation, and $0.50 for every $1.00 contributed by participants, above 3% up to 5% of each participant's eligible

compensation, for a maximum matching contribution of 4% of the participants' eligible compensation. Company matching

contributions to the Plan were approximately $

0.3

 million for both of the years ended December 31, 2024 and 2023,

respectively, and are included in salaries and benefits expense.