Loan and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2020

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

				September 30,		December 31,
(Dollars in thousands)				2020		2019
Commercial and industrial			$	98,244	$	56,782
Construction and land development				31,651		32,841
Commercial real estate:
	Owner occupied			48,955		48,860
	Hotel/motel			43,111		43,719
	Multi-family			32,608		44,839
	Other			126,318		132,900
		Total commercial real estate		250,992		270,318
Residential real estate:
	Consumer mortgage			37,577		48,923
	Investment property			47,477		43,652
		Total residential real estate		85,054		92,575
Consumer installment				7,731		8,866
		Total loans		473,672		461,382
Less: unearned income				(1,219)		(481)
		Loans, net of unearned income	$	472,453	$	460,901

Past Due Financing Receivables [Table Text Block]

					Accruing	Accruing	Total
					30-89 Days	Greater than	Accruing	Non-		Total
(Dollars in thousands)			Current		Past Due	90 days	Loans	Accrual		Loans
September 30, 2020:
Commercial and industrial			$	98,196	48	—	98,244	—	$	98,244
Construction and land development				31,651	—	—	31,651	—		31,651
Commercial real estate:
	Owner occupied			48,955	—	—	48,955	—		48,955
	Hotel/motel			43,111	—	—	43,111	—		43,111
	Multi-family			32,608	—	—	32,608	—		32,608
	Other			126,102	—	—	126,102	216		126,318
		Total commercial real estate		250,776	—	—	250,776	216		250,992
Residential real estate:
	Consumer mortgage			37,179	106	71	37,356	221		37,577
	Investment property			47,366	—	—	47,366	111		47,477
		Total residential real estate		84,545	106	71	84,722	332		85,054
Consumer installment				7,724	6	—	7,730	1		7,731
		Total	$	472,892	160	71	473,123	549	$	473,672

December 31, 2019:
Commercial and industrial			$	56,758	24	—	56,782	—	$	56,782
Construction and land development				32,385	456	—	32,841	—		32,841
Commercial real estate:
	Owner occupied			48,860	—	—	48,860	—		48,860
	Hotel/motel			43,719	—	—	43,719	—		43,719
	Multi-family			44,839	—	—	44,839	—		44,839
	Other			132,900	—	—	132,900	—		132,900
		Total commercial real estate		270,318	—	—	270,318	—		270,318
Residential real estate:
	Consumer mortgage			47,151	1,585	—	48,736	187		48,923
	Investment property			43,629	23	—	43,652	—		43,652
		Total residential real estate		90,780	1,608	—	92,388	187		92,575
Consumer installment				8,802	64	—	8,866	—		8,866
		Total	$	459,043	2,152	—	461,195	187	$	461,382

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			September 30, 2020
(Dollars in thousands)		Commercial and industrial		Construction and land development	Commercial real estate	Residential real estate	Consumer installment		Total
Quarter ended:
Beginning balance		$	679	613	2,915	954	147	$	5,308
Charge-offs			—	—	—	—	(4)		(4)
Recoveries			8	—	—	8	5		21
	Net recoveries		8	—	—	8	1		17
Provision for loan losses			111	(31)	205	(8)	(27)		250
Ending balance		$	798	582	3,120	954	121	$	5,575

Nine months ended:
Beginning balance		$	577	569	2,289	813	138	$	4,386
Charge-offs			(4)	—	—	—	(36)		(40)
Recoveries			63	—	—	53	13		129
	Net recoveries (charge-offs)		59	—	—	53	(23)		89
Provision for loan losses			162	13	831	88	6		1,100
Ending balance		$	798	582	3,120	954	121	$	5,575

			September 30, 2019
(Dollars in thousands)		Commercial and industrial		Construction and land development	Commercial real estate	Residential real estate	Consumer installment		Total
Quarter ended:
Beginning balance		$	726	781	2,287	904	153	$	4,851
Charge-offs			(128)	—	—	(1)	(2)		(131)
Recoveries			59	—	—	12	16		87
	Net (charge-offs) recoveries		(69)	—	—	11	14		(44)
Provision for loan losses			28	(51)	67	(25)	(19)		—
Ending balance		$	685	730	2,354	890	148	$	4,807

Nine months ended:
Beginning balance		$	778	700	2,218	946	148	$	4,790
Charge-offs			(128 )	—	—	(1 )	(18)		(147)
Recoveries			83	—	1	59	21		164
	Net (charge-offs) recoveries		(45)	—	1	58	3		17
Provision for loan losses			(48)	30	135	(114)	(3)		—
Ending balance		$	685	730	2,354	890	148	$	4,807

Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]

			Collectively evaluated (1)		Individually evaluated (2)		Total
			Allowance	Recorded	Allowance	Recorded	Allowance	Recorded
			for loan	investment	for loan	investment	for loan	investment
(Dollars in thousands)			losses	in loans	losses	in loans	losses	in loans
September 30, 2020:
Commercial and industrial (3)		$	798	98,244	—	—	798	98,244
Construction and land development			582	31,651	—	—	582	31,651
Commercial real estate			3,120	250,776	—	216	3,120	250,992
Residential real estate			954	84,943	—	111	954	85,054
Consumer installment			121	7,731	—	—	121	7,731
	Total	$	5,575	473,345	—	327	5,575	473,672

September 30, 2019:
Commercial and industrial		$	685	52,288	—	—	685	52,288
Construction and land development			730	41,599	—	—	730	41,599
Commercial real estate			2,354	267,346	—	—	2,354	267,346
Residential real estate			890	95,215	—	—	890	95,215
Consumer installment			148	9,148	—	—	148	9,148
	Total	$	4,807	465,596	—	—	4,807	465,596
(1)	Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies, and
	pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)	Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables, and
	pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.
(3)	Includes $36.5 million of PPP loans for which no loan loss reserve was allocated due to 100% SBA guarantee

Financing Receivable Credit Quality Indicators [Table Text Block]

(Dollars in thousands)				Pass	Special Mention	Substandard Accruing	Nonaccrual		Total loans
September 30, 2020:
Commercial and industrial			$	95,824	2,190	230	—	$	98,244
Construction and land development				31,088	—	563	—		31,651
Commercial real estate:
	Owner occupied			45,089	3,723	143	—		48,955
	Hotel/motel			43,111	—	—	—		43,111
	Multi-family			29,078	3,530	—	—		32,608
	Other			125,574	483	45	216		126,318
		Total commercial real estate		242,852	7,736	188	216		250,992
Residential real estate:
	Consumer mortgage			34,682	398	2,276	221		37,577
	Investment property			46,654	502	210	111		47,477
		Total residential real estate		81,336	900	2,486	332		85,054
Consumer installment				7,673	15	42	1		7,731
		Total	$	458,773	10,841	3,509	549	$	473,672

December 31, 2019:
Commercial and industrial			$	54,340	2,176	266	—	$	56,782
Construction and land development				31,798	—	1,043	—		32,841
Commercial real estate:
	Owner occupied			47,865	917	78	—		48,860
	Hotel/motel			43,719	—	—	—		43,719
	Multi-family			44,839	—	—	—		44,839
	Other			132,030	849	21	—		132,900
		Total commercial real estate		268,453	1,766	99	—		270,318
Residential real estate:
	Consumer mortgage			45,247	962	2,527	187		48,923
	Investment property			42,331	949	372	—		43,652
		Total residential real estate		87,578	1,911	2,899	187		92,575
Consumer installment				8,742	60	64	—		8,866
		Total	$	450,911	5,913	4,371	187	$	461,382

Impaired Financing Receivables [Table Text Block]

				September 30, 2020
(Dollars in thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial real estate:
	Other		$	218	(2)	216	$	—
		Total commercial real estate		218	(2)	216		—
Residential real estate:
	Investment property			111	—	111		—
		Total residential real estate		111	—	111		—
		Total impaired loans	$	329	(2)	327	$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

				December 31, 2019
(Dollars in thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial and industrial			$	335	(236)	99	$	—
		Total impaired loans	$	335	(236)	99	$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

				Quarter ended September 30, 2020		Nine months ended September 30, 2020
				Average	Total interest	Average	Total interest
				recorded	income	recorded	income
(Dollars in thousands)				investment	recognized	investment	recognized
Impaired loans:
Commercial real estate:
	Other		$	217	—	87	—
		Total commercial real estate		217	—	87	—
Residential real estate:
	Investment property			111	—	44	—
		Total residential real estate		111	—	44	—
		Total	$	328	—	131	—

				Quarter ended September 30, 2019		Nine months ended September 30, 2019
				Average	Total interest	Average	Total interest
				recorded	income	recorded	income
(Dollars in thousands)				investment	recognized	investment	recognized
Impaired loans:
Commercial real estate:
	Owner occupied		$	—	—	31	9
		Total commercial real estate		—	—	31	9
		Total	$	—	—	31	9

Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]

				TDRs
								Related
(Dollars in thousands)				Accruing	Nonaccrual	Total		Allowance
September 30, 2020
Commercial real estate:
	Other		$	—	216	216	$	—
		Total commercial real estate		—	216	216		—
Residential real estate:
	Investment property			—	111	111		—
		Total residential real estate		—	111	111		—
		Total	$	—	327	327	$	—

Troubled Debt Restructuring Modifications [Table Text Block]

			Quarter ended September 30,				Nine months ended September 30,
					Pre-	Post -			Pre-	Post -
					modification	modification			modification	modification
			Number		outstanding	outstanding	Number		outstanding	outstanding
			of		recorded	recorded	of		recorded	recorded
(Dollars in thousands)			contracts		investment	investment	contracts		investment	investment
2020:
Commercial real estate:
	Other		—	$	—	—	1	$	216	216
		Total commercial real estate	—		—	—	1		216	216
Residential real estate:
	Investment property		—		—	—	3		111	111
		Total residential real estate	—		—	—	3		111	111
		Total	—	$	—	—	4	$	327	327