Loan and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2014

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

				December 31
(In thousands)				2014		2013
Commercial and industrial			$	54,329	$	57,780
Construction and land development				37,298		36,479
Commercial real estate:
	Owner occupied			52,296		56,102
	Other			139,710		118,818
		Total commercial real estate		192,006		174,920
Residential real estate:
	Consumer mortgage			66,489		57,871
	Investment property			41,152		43,835
		Total residential real estate		107,641		101,706
Consumer installment				12,335		12,893
		Total loans		403,609		383,778
Less: unearned income				(655)		(439)
		Loans, net of unearned income	$	402,954	$	383,339

Past Due Financing Receivables [Table Text Block]

					Accruing	Accruing	Total
					30-89 Days	Greater than	Accruing	Non-		Total
(In thousands)			Current		Past Due	90 days	Loans	Accrual		Loans
December 31, 2014:
Commercial and industrial			$	54,106	168	—	54,274	55	$	54,329
Construction and land development				36,483	210	—	36,693	605		37,298
Commercial real estate:
	Owner occupied			51,832	201	—	52,033	263		52,296
	Other			139,710	—	—	139,710	—		139,710
		Total commercial real estate		191,542	201	—	191,743	263		192,006
Residential real estate:
	Consumer mortgage			64,713	1,736	—	66,449	40		66,489
	Investment property			40,503	495	—	40,998	154		41,152
		Total residential real estate		105,216	2,231	—	107,447	194		107,641
Consumer installment				12,290	45	—	12,335	—		12,335
		Total	$	399,637	2,855	—	402,492	1,117	$	403,609

December 31, 2013:
Commercial and industrial			$	57,558	167	—	57,725	55	$	57,780
Construction and land development				34,883	14	—	34,897	1,582		36,479
Commercial real estate:
	Owner occupied			54,214	861	—	55,075	1,027		56,102
	Other			118,389	—	—	118,389	429		118,818
		Total commercial real estate		172,603	861	—	173,464	1,456		174,920
Residential real estate:
	Consumer mortgage			56,191	745	69	57,005	866		57,871
	Investment property			42,935	598	—	43,533	302		43,835
		Total residential real estate		99,126	1,343	69	100,538	1,168		101,706
Consumer installment				12,789	100	4	12,893	—		12,893
		Total	$	376,959	2,485	73	379,517	4,261	$	383,778

Allowance for Credit Losses on Financing Receivables [Table Text Block]

		Year ended December 31
(In thousands)			2014		2013		2012
Beginning balance		$	5,268	$	6,723	$	6,919
Charged-off loans			(808)		(2,020)		(4,334)
Recovery of previously charged-off loans			326		165		323
	Net charge-offs		(482)		(1,855)		(4,011)
Provision for loan losses			50		400		3,815
Ending balance		$	4,836	$	5,268	$	6,723

(in thousands)			Commercial and industrial	Construction and land Development	Commercial Real Estate	Residential Real Estate	Consumer Installment		Total
Balance, December 31, 2011		$	948	1,470	3,009	1,363	129	$	6,919
Charge-offs			(289)	(231)	(3,184)	(545)	(85)		(4,334)
Recoveries			54	46	71	134	18		323
	Net charge-offs		(235)	(185)	(3,113)	(411)	(67)		(4,011)
Provision			99	260	3,241	174	41		3,815
Balance, December 31, 2012		$	812	1,545	3,137	1,126	103	$	6,723
Charge-offs			(514)	(39)	(262)	(808)	(397)		(2,020)
Recoveries			48	6	4	88	19		165
	Net charge-offs		(466)	(33)	(258)	(720)	(378)		(1,855)
Provision			40	(1,146)	307	708	491		400
Balance, December 31, 2013		$	386	366	3,186	1,114	216	$	5,268
Charge-offs			(46)	(235)	—	(438)	(89)		(808)
Recoveries			71	8	119	112	16		326
	Net recoveries (charge-offs)		25	(227)	119	(326)	(73)		(482)
Provision			228	835	(1,377)	331	33		50
Balance, December 31, 2014		$	639	974	1,928	1,119	176	$	4,836

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

			Collectively evaluated (1)		Individually evaluated (2)		Total
			Allowance	Recorded	Allowance	Recorded	Allowance	Recorded
			for loan	investment	for loan	investment	for loan	investment
(In thousands)			losses	in loans	losses	in loans	losses	in loans
December 31, 2014:
Commercial and industrial		$	639	54,259	—	70	639	54,329
Construction and land development			974	36,693	—	605	974	37,298
Commercial real estate			1,734	190,306	194	1,700	1,928	192,006
Residential real estate			1,119	106,745	—	896	1,119	107,641
Consumer installment			176	12,335	—	—	176	12,335
	Total	$	4,642	400,338	194	3,271	4,836	403,609

December 31, 2013:
Commercial and industrial			$	386	57,656	—	124	386	57,780
Construction and land development				278	34,897	88	1,582	366	36,479
Commercial real estate				3,014	171,987	172	2,933	3,186	174,920
Residential real estate				1,114	100,780	—	926	1,114	101,706
Consumer installment				216	12,893	—	—	216	12,893
		Total	$	5,008	378,213	260	5,565	5,268	383,778
(1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies
	(formerly FAS 5), and pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans
(2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly
	FAS 114), and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)				Pass	Special Mention	Substandard Accruing	Nonaccrual		Total loans
December 31, 2014
Commercial and industrial			$	49,550	4,348	376	55	$	54,329
Construction and land development				35,911	226	556	605		37,298
Commercial real estate:
	Owner occupied			49,900	1,905	228	263		52,296
	Other			136,801	2,253	656	—		139,710
		Total commercial real estate		186,701	4,158	884	263		192,006
Residential real estate:
	Consumer mortgage			59,646	1,912	4,891	40		66,489
	Investment property			39,348	624	1,026	154		41,152
		Total residential real estate		98,994	2,536	5,917	194		107,641
Consumer installment				12,200	21	114	—		12,335
		Total	$	383,356	11,289	7,847	1,117	$	403,609

December 31, 2013
Commercial and industrial			$	53,060	4,183	482	55	$	57,780
Construction and land development				33,616	180	1,101	1,582		36,479
Commercial real estate:
	Owner occupied			53,430	770	875	1,027		56,102
	Other			117,490	91	808	429		118,818
		Total commercial real estate		170,920	861	1,683	1,456		174,920
Residential real estate:
	Consumer mortgage			50,392	1,137	5,476	866		57,871
	Investment property			40,517	1,310	1,706	302		43,835
		Total residential real estate		90,909	2,447	7,182	1,168		101,706
Consumer installment				12,713	34	146	—		12,893
		Total	$	361,218	7,705	10,594	4,261	$	383,778

Impaired Financing Receivables [Table Text Block]

				December 31, 2014
(In thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial and industrial			$	70	—	70
Construction and land development				2,822	(2,217)	605
Commercial real estate:
	Owner occupied			331	(68)	263
		Total commercial real estate		331	(68)	263
Residential real estate:
	Consumer mortgages			934	(192)	742
	Investment property			180	(26)	154
		Total residential real estate		1,114	(218)	896
		Total	$	4,337	(2,503)	1,834
With allowance recorded:
Commercial real estate:
	Owner occupied			846	—	846		102
	Other			591	—	591		92
		Total commercial real estate		1,437	—	1,437		194
		Total	$	1,437	—	1,437	$	194
		Total impaired loans	$	5,774	(2,503)	3,271	$	194
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

				December 31, 2013
(In thousands)				Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)		Related allowance
With no allowance recorded:
Commercial and industrial			$	124	—	124
Construction and land development				2,879	(1,682)	1,197
Commercial real estate:
	Owner occupied			1,217	(190)	1,027
	Other			518	(89)	429
		Total commercial real estate		1,735	(279)	1,456
Residential real estate:
	Consumer mortgages			952	(198)	754
	Investment property			207	(35)	172
		Total residential real estate		1,159	(233)	926
		Total	$	5,897	(2,194)	3,703
With allowance recorded:
Construction and land development				452	(67)	385		88
Commercial real estate:
	Owner occupied			875	—	875		110
	Other			602	—	602		62
		Total commercial real estate		1,477	—	1,477		172
		Total	$	1,929	(67)	1,862	$	260
		Total impaired loans	$	7,826	(2,261)	5,565	$	260
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

ScheduleOfAverageImpairedFinancingReceivableTableTextBlock

			Year ended December 31, 2014			Year ended December 31, 2013			Year ended December 31, 2012
				Average	Total interest		Average	Total interest		Average	Total interest
				recorded	income		recorded	income		recorded	income
(In thousands)				investment	recognized		investment	recognized		investment	recognized
Impaired loans:
Commercial and industrial			$	98	7	$	188	9	$	194	13
Construction and land
	development			1,032	—		1,603	—		3,888	—
Commercial real estate:
	Owner occupied			1,308	40		1,972	51		2,449	64
	Other			872	29		1,454	12		2,621	—
		Total commercial real estate		2,180	69		3,426	63		5,070	64
Residential real estate:
	Consumer mortgages			731	43		786	—		861	—
	Investment property			164	—		274	—		652	—
		Total residential real estate		895	43		1,060	—		1,513	—
		Total	$	4,205	119	$	6,277	72	$	10,665	77

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

				TDRs
								Related
(In thousands)				Accruing	Nonaccrual	Total		Allowance
December 31, 2014
Commercial and industrial			$	70	—	70	$	—
Construction and land development				—	605	605		—
Commercial real estate:
	Owner occupied			846	263	1,109		102
	Other			591	—	591		92
		Total commercial real estate		1,437	263	1,700		194
Residential real estate:
	Consumer mortgages			742	—	742		—
	Investment property			—	154	154		—
		Total residential real estate		742	154	896		—
		Total	$	2,249	1,022	3,271	$	194

December 31, 2013
Commercial and industrial			$	124	—	124	$	—
Construction and land development				—	1,582	1,582		88
Commercial real estate:
	Owner occupied			875	285	1,160		110
	Other			602	429	1,031		62
		Total commercial real estate		1,477	714	2,191		172
Residential real estate:
	Consumer mortgages			—	754	754		—
	Investment property			—	172	172		—
		Total residential real estate		—	926	926		—
		Total	$	1,601	3,222	4,823	$	260

					Pre-	Post-
					modification	modification
					outstanding	outstanding
			Number of		recorded	recorded
($ in thousands)			contracts		investment	investment
December 31, 2014
Commercial real estate:
	Other		1	$	590	592
		Total commercial real estate	1		590	592
Residential real estate:
	Consumer mortgages		1		712	712
		Total residential real estate	1		712	712
		Total	2	$	1,302	1,304
December 31, 2013
Construction and land development			1	$	390	387
Commercial real estate:
	Owner occupied		1		882	882
	Other		2		1,037	1,041
		Total commercial real estate	3		1,919	1,923
Residential real estate:
	Consumer mortgages		3		849	844
	Investment property		1		172	172
		Total residential real estate	4		1,021	1,016
		Total	8	$	3,330	3,326
December 31, 2012
Construction and land development			4	$	5,419	4,305
Commercial real estate:
	Owner occupied		4		3,167	2,225
	Other		2		1,803	1,657
		Total commercial real estate	6		4,970	3,882
Residential real estate:
	Consumer mortgages		2		863	858
	Investment property		2		567	563
		Total residential real estate	4		1,430	1,421
		Total	14	$	11,819	9,608

			Number of		Recorded
($ in thousands)			Contracts		investment (1)
December 31, 2014
Commercial real estate:
	Owner occupied		1	$	272
		Total commercial real estate	1		272
		Total	1	$	272
December 31, 2013
Construction and land development			1	$	1,197
Commercial real estate:
	Other		1		425
		Total commercial real estate	1		425
		Total	2	$	1,622
December 31, 2012
Construction and land development			1	$	2,386
		Total	1	$	2,386
(1) Amount as of applicable month end during the respective year for which there was a payment default.