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Statements of Cash Flow (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Consolidated Statements of Cash Flows:    
Net earnings $ 1,689 $ 1,465
Adjustments to reconcile net earnings to net cash provided by operating activties:    
Provision for loan and lease losses 400 600
Depreciation and amortization 233 208
Premium amortization and discount accretion, net 602 769
Net gain on securities available for sale (161) (179)
Net gain on sale of loans held for sale (667) (660)
Net (gain) loss on other real estate owned (39) 52
Loss on prepayment of long-term debt 425 3,708
Loans originated for sale (33,056) (28,753)
Proceeds from sale of loans 31,457 31,192
Increase in cash surrender value of bank owned life insurance (95) (99)
Gain on sale of affordable housing partnership investments 0 (3,268)
Net decrease (increase) in other assets 364 (876)
Net increase in accrued expenses and other liabilities 238 175
Net cash provided by operating activities 1,390 4,334
Cash flows from investing activities:    
Proceeds from sales of securities available-for-sale 12,932 19,126
Proceeds from maturities of securities available-for-sale 22,821 36,936
Purchase of securities available-for-sale (48,297) (57,230)
Decrease (increase) in loans, net 6,652 (10,137)
Net purchases of premises and equipment (437) (361)
Decrease in FHLB stock 703 0
Proceeds from sale of affordable housing limited partnerships 0 8,499
Proceeds from sale of other real estate owned 765 500
Net cash used in investing activities (4,861) (2,667)
Cash flows from financing activities:    
Net increase in noninterest-bearing deposits 10,006 4,600
Net increase in interest-bearing deposits 12,233 17,043
Net (decrease) increase in federal funds purchased and securities sold under agreements to repurchase (223) 30
Repayments or retirement of long-term debt (10,425) (41,713)
Dividends paid (764) (746)
Net cash provided by (used in) financing activities 10,827 (20,786)
Net change in cash and cash equivalents 7,356 (19,119)
Cash and cash equivalents at beginning of period 61,949 55,428
Cash and cash equivalents at end of period 69,305 36,309
Supplemental disclosures of cash flow information:    
Interest 1,906 2,448
Income taxes 54 0
Supplemental disclosure of non-cash transactions:    
Real estate acquired through foreclosure $ 617 $ 0