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Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2011
Dec. 31, 2010
Assets:    
Cash and due from banks $ 12,395 $ 11,432
Federal funds sold 41,840 7,500
Interest bearing bank deposits 1,193 2,492
Cash and cash equivalents 55,428 21,424
Securities available-for-sale 299,582 315,220
Loans held for sale 3,346 4,281
Loans, net of unearned income 370,263 374,215
Allowance for loan losses (6,919) (7,676)
Loans, net 363,344 366,539
Premises and equipment, net 9,345 8,105
Bank-owned life insurance 16,631 16,171
Other real estate owned 7,898 8,125
Other assets 20,644 23,964
Total assets 776,218 763,829
Deposits:    
Noninterest-bearing 106,276 87,660
Interest-bearing 513,276 519,467
Total deposits 619,552 607,127
Federal funds purchased and securities sold under agreements to repurchase 2,805 2,685
Long-term debt 85,313 93,331
Accrued expenses and other liabilities 3,132 4,318
Total liabilities 710,802 707,461
Stockholders' equity:    
Preferred stock of $.01 par value; authorized 200,000 shares; no issued shares 0 0
Common stock of $.01 par value; authorized 8,500,000 shares; 39 39
Additional paid-in capital 3,753 3,752
Retained earnings 64,045 61,421
Accumulated other comprehensive income (loss), net 4,222 (2,201)
Less treasury stock, at cost - 314,397 shares and 314,417 shares at December 31, 2011 and 2010, respectively (6,643) (6,643)
Total stockholders' equity 65,416 56,368
Total liabilities and stockholders' equity $ 776,218 $ 763,829