Note 11 - Regulatory Restrictions (Tables)

6 Months Ended

Jun. 30, 2022

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
June 30, 2022	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	156,616		13.27	%	$	94,430		8.00	%	$	118,038		10.00	%
Bank		144,016		12.57			91,656	8.00				114,570	10.00
Tier 1 capital (to risk-weighted assets):
The Company	$	145,221		12.30			70,823	6.00				70,823	6.00
Bank		132,621		11.58			68,742	6.00				91,656	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		145,221		12.30			53,117	4.50			N/A		N/A
Bank		132,621		11.58			51,557	4.50				74,471	6.50
Tier 1 capital (to average assets):
The Company		145,221		8.54			68,024	4.00			N/A		N/A
Bank		132,621		7.86			67,501	4.00				84,376	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2021	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	151,501		13.60	%	$	89,111		8.00	%	$	111,389		10.00	%
Bank		138,419		12.85			86,162	8.00				107,702	10.00
Tier 1 capital (to risk-weighted assets):
The Company		140,226		12.59			66,833	6.00				66,833	6.00
Bank		127,144		11.81			64,621	6.00				86,162	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		140,226		12.59			50,125	4.50			N/A		N/A
Bank		127,144		11.81			48,466	4.50				70,006	6.50
Tier 1 capital (to average assets):
The Company		140,226		8.39			66,890	4.00			N/A		N/A
Bank		127,144		7.67			66,295	4.00				82,868	5.00