Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 15,834	$ 9,194
Interest-bearing deposits in banks	1,260	4,196
Total cash and cash equivalents	17,094	13,390
Investments:
Available-for-sale (amortized cost $687,404 and $697,094)	609,567	692,360
Equity securities (cost of $12,081 and $11,419)	11,617	12,410
Restricted investment in stocks	1,884	1,329
Loans receivable	963,414	926,470
Allowance for loan losses	(11,297)	(11,184)
Net loans	952,117	915,286
Bank-owned life insurance	11,654	11,497
Premises and equipment, net	16,144	16,540
Accrued interest receivable	3,628	4,104
Net deferred tax assets	18,057	2,449
Other assets	4,933	3,975
Total assets	1,646,695	1,673,340
Deposits
Demand, non-interest bearing	240,281	243,006
Interest-bearing demand	465,494	468,199
Money market	138,650	143,942
Savings	461,494	426,225
Time less than $100	90,113	93,456
Time $100 through $250	45,597	49,930
Time greater than $250	26,099	24,987
Total deposits	1,467,728	1,449,745
Short-term borrowings	77,836	68,476
Long-term debt	10,000	10,000
Accrued interest payable	197	211
Other liabilities	7,196	8,414
Total liabilities	1,562,957	1,536,846
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,776,580 shares and 3,760,315 shares issued; 3,567,894 and 3,553,629 shares outstanding	2,360	2,350
Surplus	24,244	23,683
Retained earnings	122,662	118,163
Accumulated other comprehensive loss, net of tax	(61,491)	(3,740)
Treasury stock, at cost; 208,686 and 206,686 shares	(4,037)	(3,962)
Total shareholders' equity	83,738	136,494
Total liabilities and shareholders' equity	$ 1,646,695	$ 1,673,340