Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Operating Activities
Net income	$ 3,710,000	$ 5,050,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	419,000	470,000
Provision for loan losses		275,000
Net gain on calls and sales of debt and equity securities	(36,000)	(342,000)
Net unrealized gain on equity securities	8,000	(1,096,000)
Net gain on sale of loans		(352,000)
Proceeds from sales of residential mortgages held-for-sale		9,105,000
Origination of residential mortgages held-for-sale		(4,890,000)
Increase in cash surrender value of bank-owned life insurance	(81,000)	(263,000)
Stock-based compensation expense	22,000	20,000
Deferred income tax provision	131,000	401,000
Net (decrease) increase in income taxes payable	(385,000)	333,000
Net decrease in accrued interest receivable	323,000	117,000
Amortization of mortgage servicing rights and change in valuation allowance	15,000	23,000
Net amortization of premiums and discounts on investment securities	643,000	737,000
Net decrease in accrued interest payable	(34,000)	(104,000)
Operating lease payments	(154,000)	(171,000)
Increase in other assets	(759,000)	(1,051,000)
Decrease in other liabilities	(1,468,000)	(159,000)
Net cash provided by operating activities	2,354,000	8,103,000
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	21,853,000	27,377,000
Proceeds from the sale of equity securities	262,000	1,185,000
Purchases of investments available-for-sale	(33,312,000)	(56,123,000)
Purchases of equity securities	(477,000)	(1,423,000)
Proceeds from redemption of investment in restricted stock	1,827,000
Purchases of restricted stock	(1,835,000)
Net decrease (increase) in loans	148,000	(26,091,000)
Net purchases of premises and equipment	(93,000)	(2,892,000)
Redemption of Bank Owned Life Insurance investment		797,000
Net cash used in investing activities	(11,627,000)	(57,170,000)
Financing Activities
Net (decrease) increase in non-interest bearing deposits	(982,000)	49,275,000
Net increase in interest-bearing deposits	2,990,000	64,278,000
Net increase in short-term borrowings	8,262,000	6,109,000
Cash dividends paid, net of reinvestment	(1,131,000)	(1,092,000)
Purchase of treasury shares	(75,000)	(287,000)
Proceeds from issuance of common stock	79,000	187,000
Net cash provided by financing activities	9,143,000	118,470,000
Increase in cash and cash equivalents	(130,000)	69,403,000
Cash and cash equivalents at beginning of year	13,390,000	39,331,000
Cash and cash equivalents at end of period	13,260,000	108,734,000
Supplemental Cash Flow Disclosures
Interest paid	4,676,000	1,318,000
Net income taxes paid	1,078,000	538,000
Non-cash transactions:
Unsettled trades to purchase securities		(13,454,000)
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 43,000	$ 698,000