Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Interest income
Interest and fees on loans	$ 9,003	$ 10,011
Interest and dividends on available-for-sale & equity securities:
Taxable	2,274	1,314
Tax-exempt	517	386
Interest on interest-bearing balances and other interest income	15	20
Total interest income	11,809	11,731
Interest on deposits
Interest-bearing demand	237	238
Money market	106	82
Savings	321	290
Time less than $100	184	279
Time of $100 through $250	85	145
Time greater than $250	42	86
Interest on short-term borrowings	59	55
Interest on long-term debt	39	39
Total interest expense	1,073	1,214
Net interest income	10,736	10,517
Provision for loan losses		275
Net interest income after provision for loan losses	10,736	10,242
Non-interest income
Net gain on sales and calls of available-for-sale and equity securities	36	342
Unrealized (loss) gain on investment equity securities	(8)	1,096
Fees for services to customers	384	299
ATM and debit card	641	593
Retail brokerage and advisory	205	167
Bank-owned life insurance	81	263
Merchant	95	104
Net gain on sale of loans		352
Other	177	188
Total non-interest income	1,611	3,404
Non-interest expense
Salaries and employee benefits	4,266	4,017
Net occupancy	578	618
Furniture and equipment	687	670
Marketing	194	214
Third party services	667	488
Telephone, postage and supplies	194	198
State taxes	272	273
FDIC insurance premiums	217	171
Other	738	674
Total non-interest expense	7,813	7,323
Income before income taxes	4,534	6,323
Provision for income taxes	824	1,273
Net income	$ 3,710	$ 5,050
Earnings per share - basic	$ 1.04	$ 1.42
Earnings per share - diluted	1.04	1.42
Cash dividends per share	$ 0.36	$ 0.35