Note 11 - Regulatory Restrictions (Tables)

3 Months Ended

Mar. 31, 2022

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
March 31, 2022	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	154,160		13.44	%	$	91,733		8.00	%	$	114,666		10.00	%
Bank		140,997		12.71			88,737	8.00				110,921	10.00
Tier 1 capital (to risk-weighted assets):
The Company	$	142,821		12.46			68,800	6.00				68,800	6.00
Bank		129,668		11.69			66,553	6.00				88,737	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		142,821		12.46			51,600	4.50			N/A		N/A
Bank		129,668		11.69			49,915	4.50				72,099	6.50
Tier 1 capital (to average assets):
The Company		142,821		8.52			67,015	4.00			N/A		N/A
Bank		129,668		7.80			66,495	4.00				83,118	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2021	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	151,501		13.60	%	$	89,111		8.00	%	$	111,389		10.00	%
Bank		138,419		12.85			86,162	8.00				107,702	10.00
Tier 1 capital (to risk-weighted assets):
The Company		140,226		12.59			66,833	6.00				66,833	6.00
Bank		127,144		11.81			64,621	6.00				86,162	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		140,226		12.59			50,125	4.50			N/A		N/A
Bank		127,144		11.81			48,466	4.50				70,006	6.50
Tier 1 capital (to average assets):
The Company		140,226		8.39			66,890	4.00			N/A		N/A
Bank		127,144		7.67			66,295	4.00				82,868	5.00