Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
Assets
Cash and due from banks	$ 12,106	$ 9,194
Interest-bearing deposits in banks	1,154	4,196
Total cash and cash equivalents	13,260	13,390
Investments:
Available-for-sale (amortized cost $707,911 and $697,094)	656,846	692,360
Equity securities (cost of $11,669 and $11,419)	12,652	12,410
Restricted investment in stocks	1,337	1,329
Loans receivable	926,369	926,470
Allowance for loan losses	(11,231)	(11,184)
Net loans	915,138	915,286
Bank-owned life insurance	11,578	11,497
Premises and equipment, net	16,269	16,540
Accrued interest receivable	3,781	4,104
Net deferred tax assets	12,046	2,449
Other assets	5,079	3,975
Total assets	1,647,986	1,673,340
Deposits
Demand, non-interest bearing	242,024	243,006
Interest-bearing demand	454,594	468,199
Money market	143,724	143,942
Savings	447,756	426,225
Time less than $100	91,531	93,456
Time $100 through $250	47,120	49,930
Time greater than $250	25,004	24,987
Total deposits	1,451,753	1,449,745
Short-term borrowings	76,738	68,476
Long-term debt	10,000	10,000
Accrued interest payable	178	211
Other liabilities	6,819	8,414
Total liabilities	1,545,488	1,536,846
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,752,589 shares and 3,725,202 shares issued; 3,554,309 and 3,556,533 shares outstanding	2,354	2,350
Surplus	23,928	23,683
Retained earnings	120,594	118,163
Accumulated other comprehensive gain, net of tax	(40,341)	(3,740)
Treasury stock, at cost; 208,686 and 206,686 shares	(4,037)	(3,962)
Total shareholders' equity	102,498	136,494
Total liabilities and shareholders' equity	$ 1,647,986	$ 1,673,340