Note 20 - Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2021

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2021	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
Consolidated	$	151,501		13.60	%		89,111		8.00	%		111,389		10.00	%
Bank		138,419		12.85			86,162	8.00				107,702	10.00
Tier I capital (to risk-weighted assets):
Consolidated		140,226		12.59			66,833	6.00				66,833	6.00
Bank		127,144		11.81			64,621	6.00				86,162	8.00
Common equity tier 1 capital (to risk-weighted assets):
Consolidated		140,226		12.59			50,125	4.50			N/A		N/A
Bank		127,144		11.81			48,466	4.50				70,006	6.50
Tier I capital (to average assets):
Consolidated		140,226		8.39			66,890	4.00			N/A		N/A
Bank		127,144		7.67			66,295	4.00				82,868	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2020	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
Consolidated	$	139,705		13.95	%	$	80,125		8.00	%	$	100,156		10.00	%
Bank		126,687		13.15			77,047	8.00				96,308	10.00
Tier I capital (to risk-weighted assets):
Consolidated		128,788		12.86			60,094	6.00				60,094	6.00
Bank		115,770		12.02			57,785	6.00				77,047	8.00
Common equity tier 1 capital (to risk-weighted assets):
Consolidated		128,788		12.86			45,070	4.50			N/A		N/A
Bank		115,770		12.02			43,339	4.50				62,600	6.50
Tier I capital (to average assets):
Consolidated		128,788		9.07			56,776	4.00			N/A		N/A
Bank		115,770		8.23			56,286	4.00				70,357	5.00