Note 11 - Regulatory Restrictions (Tables)

6 Months Ended

Jun. 30, 2021

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
June 30, 2021	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	146,624		13.84	%	$	84,751		8.00	%	$	105,939		10.00	%
Bank		131,499		12.97			81,093	8.00				101,366	10.00
Tier I capital (to risk-weighted assets):
The Company	$	135,331		12.77			63,563	6.00				63,563	6.00
Bank		120,206		11.86			60,820	6.00				81,093	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		135,331		12.77			47,672	4.50			N/A		N/A
Bank		120,206		11.86			45,615	4.50				65,888	6.50
Tier I capital (to average assets):
The Company		135,331		8.58			63,096	4.00			N/A		N/A
Bank		120,206		7.69			62,495	4.00				78,119	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2020	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	139,705		13.95	%	$	80,125		8.00	%	$	100,156		10.00	%
Bank		126,687		13.15			77,047	8.00				96,308	10.00
Tier I capital (to risk-weighted assets):
The Company		128,788		12.86			60,094	6.00				60,094	6.00
Bank		115,770		12.02			57,785	6.00				77,047	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		128,788		12.86			45,070	4.50			N/A		N/A
Bank		115,770		12.02			43,339	4.50				62,600	6.50
Tier I capital (to average assets):
The Company		128,788		9.07			56,776	4.00			N/A		N/A
Bank		115,770		8.23			56,286	4.00				70,357	5.00