Consolidated Balance Sheets (Current Period Unaudited) - USD ($) $ in Thousands	Jun. 30, 2021	Dec. 31, 2020
Assets
Cash and due from banks	$ 13,526	$ 13,422
Interest-bearing deposits in banks	43,095	25,909
Total cash and cash equivalents	56,621	39,331
Investments:
Available-for-sale (amortized cost $546,852 and $428,495)	549,385	435,646
Equity securities (cost of $13,705 and $12,784)	15,445	12,849
Restricted investment in stocks	1,142	1,041
Loans held-for-sale	5,018	6,570
Loans receivable	920,923	920,042
Allowance for loan losses	(11,202)	(10,826)
Net loans	909,721	909,216
Bank-owned life insurance	11,331	11,791
Premises and equipment, net	17,292	15,404
Accrued interest receivable	4,208	4,825
Net deferred tax assets	500	66
Other assets	4,690	3,490
Total assets	1,575,353	1,440,229
Deposits
Demand, non-interest bearing	235,548	204,584
Interest-bearing demand	422,024	395,364
Money market	122,466	96,811
Savings	387,234	334,223
Time less than $100	98,719	107,582
Time $100 through $250	51,018	59,984
Time greater than $250	26,724	29,519
Total deposits	1,343,733	1,228,067
Short-term borrowings	75,021	58,838
Long-term debt	10,000	10,000
Accrued interest payable	240	350
Other liabilities	9,019	8,529
Total liabilities	1,438,013	1,305,784
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,746,606 shares and 3,725,202 shares issued; 3,559,546 and 3,556,533 shares outstanding	2,342	2,328
Surplus	23,162	22,430
Retained earnings	113,074	106,644
Accumulated other comprehensive gain, net of tax	2,001	5,649
Treasury stock, at cost; 187,060 and 168,669 shares	(3,239)	(2,606)
Total shareholders' equity	137,340	134,445
Total liabilities and shareholders' equity	$ 1,575,353	$ 1,440,229