Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2020	Sep. 30, 2019	Sep. 30, 2020	Sep. 30, 2019
Interest income
Interest and fees on loans	$ 8,993	$ 9,767	$ 27,327	$ 28,627
Interest and dividends on investment securities (Available-for-sale & Equity):
Taxable	1,393	1,644	4,362	4,918
Tax-exempt	351	370	1,049	1,178
Interest on interest-bearing balances and other interest income	26	36	96	95
Total interest income	10,763	11,817	32,834	34,818
Interest on deposits
Interest-bearing demand	274	846	1,099	2,327
Money market	83	158	325	670
Savings	248	401	893	1,206
Time	380	507	1,252	1,405
Time of $100,000 or more	355	551	1,247	1,523
Interest on short-term borrowings	53	172	195	558
Interest on long-term debt	40		96
Total interest expense	1,433	2,635	5,107	7,689
Net interest income	9,330	9,182	27,727	27,129
Provision for loan losses	250	550	1,000	925
Net interest income after provision for loan losses	9,080	8,632	26,727	26,204
Non-interest income
Net gain on sales of investments available-for-sale and equity securities	198	973	367	1,563
Unrealized (loss) gain on investment equity securities	627	(305)	(1,147)	266
Fees for services to customers	299	432	952	1,247
ATM and debit card	598	533	1,602	1,522
Retail brokerage and advisory	141	145	423	419
Bank-owned life insurance	70	70	207	208
Merchant	110	87	298	261
Net gain on sale of loans	589	63	1,035	112
Other	177	146	318	509
Total non-interest income	2,809	2,144	4,055	6,107
Non-interest expense
Salaries and employee benefits	4,182	4,063	12,239	11,634
Net occupancy	555	500	1,602	1,511
Furniture and equipment	684	623	2,015	1,771
Marketing	155	285	632	785
Third party services	444	461	1,401	1,347
Telephone, postage and supplies	154	184	543	535
State taxes	243	171	645	549
FDIC insurance premiums	140		419	265
Other	640	668	1,848	2,075
Total non-interest expense	7,197	6,955	21,344	20,472
Income before income taxes	4,692	3,821	9,438	11,839
Provision for income taxes	914	731	1,506	2,227
Net income	$ 3,778	$ 3,090	$ 7,932	$ 9,612
Earnings per share - basic	$ 1.07	$ 0.88	$ 2.25	$ 2.75
Earnings per share - diluted	1.07	0.88	2.25	2.75
Cash dividends per share	$ 0.34	$ 0.33	$ 1.02	$ 0.99