Note 11 - Regulatory Restrictions (Tables)

9 Months Ended

Sep. 30, 2020

Regulated Operations [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
September 30, 2020	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	136,502		14.23	%	$	76,745		8.00	%	$	95,931		10.00	%
Bank		124,749		13.51			73,892	8.00				92,365	10.00
Tier I capital (to risk-weighted assets):
The Company		125,652		13.10			57,558	6.00				57,558	6.00
Bank		113,899		12.33			55,419	6.00				73,892	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		125,652		13.10			43,169	4.50			N/A		N/A
Bank		113,899		12.33			41,564	4.50				60,037	6.50
Tier I capital (to average assets):
The Company		125,652		8.90			56,459	4.00			N/A		N/A
Bank		113,899		8.14			55,947	4.00				69,933	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2019	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	130,412		13.82	%	$	75,498		8.00	%	$	94,373		10.00	%
Bank		118,389		12.93			73,270	8.00				91,587	10.00
Tier I capital (to risk-weighted assets):
The Company		120,452		12.76			56,624	6.00				56,624	6.00
Bank		108,429		11.84			54,952	6.00				73,270	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		120,452		12.76			42,468	4.50			N/A		N/A
Bank		108,429		11.84			41,241	4.50				59,532	6.50
Tier I capital (to average assets):
The Company		120,452		9.78			49,283	4.00			N/A		N/A
Bank		108,429		8.89			48,804	4.00				61,005	5.00