Consolidated Statements of Cash Flows (Unaudited) - USD ($)	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Operating Activities
Net income	$ 220,000	$ 3,379,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	498,000	385,000
Provision for loan losses	500,000	225,000
Net gain on sales of debt and equity securities		(6,000)
Net unrealized loss (gain) on equity securities	2,940,000	(976,000)
Net gain on sale of loans	(81,000)	(21,000)
Proceeds from sales of residential mortgages held-for-sale	2,498,000	675,000
Origination of residential mortgages held-for-sale	(1,656,000)	(654,000)
Increase in cash surrender value of bank-owned life insurance	(68,000)	(68,000)
Stock-based compensation expense	25,000	27,000
Deferred income tax (benefit) provision	(787,000)	511,000
Net increase in income taxes payable	380,000	279,000
Net increase in accrued interest receivable	(196,000)	(1,360,000)
Amortization of mortgage servicing rights and change in valuation allowance	21,000	11,000
Net amortization of premiums and discounts on investment securities	412,000	345,000
Net (decrease) increase in accrued interest payable	(402,000)	1,000
Operating lease payments	(161,000)	(133,000)
Decrease (increase) in other assets	668,000	(826,000)
Decrease in other liabilities	(2,714,000)	(490,000)
Net cash provided by operating activities	2,097,000	1,304,000
Investing Activities
Proceeds from payments, maturities and calls of investments available-for-sale	54,977,000	8,541,000
Proceeds from the sale of investments available-for-sale	5,975,000	11,192,000
Proceeds from the sale of equity securities	0	358,000
Purchases of investments available-for-sale	(32,167,000)	(17,898,000)
Purchases of equity securities	(3,193,000)	(398,000)
Proceeds from redemption of investment in restricted stock	1,495,000	2,063,000
Purchases of restricted stock	(1,422,000)	(2,504,000)
Net increase in loans	(720,000)	(19,124,000)
Net purchases of premises and equipment	(216,000)	(431,000)
Net cash provided (used) in investing activities	24,729,000	(18,201,000)
Financing Activities
Net (decrease) increase in non-interest bearing deposits	(127,000)	11,355,000
Net increase in interest-bearing deposits	5,788,000	7,661,000
Net decrease in short-term borrowings	(12,666,000)	(975,000)
Increase in long-term debt	10,000,000
Cash dividends paid, net of reinvestment	(1,054,000)	(1,015,000)
Proceeds from issuance of common stock	114,000	121,000
Net cash provided by financing activities	2,055,000	17,147,000
Increase (decrease) in cash and cash equivalents	28,881,000	250,000
Cash and cash equivalents at beginning of year	17,608,000	13,458,000
Cash and cash equivalents at end of period	46,489,000	13,708,000
Supplemental Cash Flow Disclosures
Interest paid	2,570,000	2,453,000
Net income taxes paid		28,000
Non-cash transactions:
Unsettled trades to purchase securities	(1,000,000)	(2,238,000)
Unsettled trades to sell securities		$ 4,303,000
Right-of-use assets obtained in exchange for new operating lease liabilities	$ 1,086,000