Consolidated Statements of Income (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2020	Mar. 31, 2019
Interest income
Interest and fees on loans	$ 9,376	$ 9,223
Interest and dividends on investment securities (Available-for-sale & Equity):
Taxable	1,565	1,614
Tax-exempt	350	426
Interest on interest-bearing balances and other interest income	40	26
Total interest income	11,331	11,289
Interest on deposits
Interest-bearing demand	580	693
Money market	147	285
Savings	368	408
Time	463	419
Time of $100,000 or more	501	458
Interest on short-term borrowings	92	190
Interest on long-term debt	17
Total interest expense	2,168	2,453
Net interest income	9,163	8,836
Provision for loan losses	500	225
Net interest income after provision for loan losses	8,663	8,611
Non-interest income
Net gain on sales of investments available-for-sale and equity securities		6
Unrealized (loss) gain on investment equity securities	(2,940)	976
Fees for services to customers	411	393
ATM and debit card	488	470
Retail brokerage and advisory	113	141
Bank-owned life insurance	68	68
Merchant	91	75
Net gain on sale of loans	81	21
Other	117	159
Total non-interest income	(1,571)	2,309
Non-interest expense
Salaries and employee benefits	4,072	3,781
Net occupancy	523	505
Furniture and equipment	675	557
Marketing	322	237
Third party services	454	440
Telephone, postage and supplies	195	199
State taxes	243	171
FDIC insurance premiums	137	130
Other	657	704
Total non-interest expense	7,278	6,724
Income before income taxes	(186)	4,196
Provision for income taxes	(406)	817
Net income	$ 220	$ 3,379
Earnings per share - basic	$ 0.06	$ 0.97
Earnings per share - diluted	0.06	0.97
Cash dividends per share	$ 0.34	$ 0.33