Note 11 - Regulatory Restrictions (Tables)

3 Months Ended

Mar. 31, 2020

Banking And Thrift [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
March 31, 2020	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	130,164		13.87	%	$	75,059		8.00	%	$	93,823		10.00	%
Bank		120,148		13.20			72,816	8.00				91,019	10.00
Tier I capital (to risk-weighted assets):
The Company		119,757		12.76			56,294	6.00				56,294	6.00
Bank		109,741		12.06			54,612	6.00				72,816	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		119,757		12.76			42,220	4.50			N/A		N/A
Bank		109,741		12.06			40,959	4.50				59,163	6.50
Tier I capital (to average assets):
The Company		119,757		9.80			48,859	4.00			N/A		N/A
Bank		109,741		9.07			48,372	4.00				60,465	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2019	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
The Company	$	130,412		13.82	%	$	75,498		8.00	%	$	94,373		10.00	%
Bank		118,389		12.93			73,270	8.00				91,587	10.00
Tier I capital (to risk-weighted assets):
The Company		120,452		12.76			56,624	6.00				56,624	6.00
Bank		108,429		11.84			54,952	6.00				73,270	8.00
Common equity tier 1 capital (to risk-weighted    assets):
The Company		120,452		12.76			42,468	4.50			N/A		N/A
Bank		108,429		11.84			41,241	4.50				59,532	6.50
Tier I capital (to average assets):
The Company		120,452		9.78			49,283	4.00			N/A		N/A
Bank		108,429		8.89			48,804	4.00				61,005	5.00