Note 20 - Regulatory Restrictions (Tables)

12 Months Ended

Dec. 31, 2019

Banking And Thrift [Abstract]

Capital Ratios and Regulatory Minimum Requirements

The Company and the Bank’s actual capital amounts and ratios are presented as follows:

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2019	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
Consolidated	$	130,412		13.82	%	$	75,498		8.00	%	$	94,373		10.00	%
Bank		118,389	12.93				73,270	8.00				91,587	10.00
Tier I capital (to risk-weighted assets):
Consolidated		120,452	12.76				56,624	6.00				56,624	6.00
Bank		108,429	11.84				54,952	6.00				73,270	8.00
Common equity tier 1 capital (to risk-weighted assets):
Consolidated		120,452	12.76				42,468	4.50			N/A		N/A
Bank		108,429	11.84				41,214	4.50				59,532	6.50
Tier I capital (to average assets):
Consolidated		120,452	9.78				49,283	4.00			N/A		N/A
Bank		108,429	8.89				48,804	4.00				61,005	5.00

	Capital levels
	Actual					Adequately capitalized					Well capitalized
As of December 31, 2018	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk-based capital (to risk-weighted assets):
Consolidated	$	120,379		13.21	%	$	72,910		8.00	%	$	91,137		10.00	%
Bank		110,508	12.52				70,619	8.00				88,273	10.00
Tier I capital (to risk-weighted assets):
Consolidated		111,472	12.23				54,682	6.00				54,682	6.00
Bank		101,601	11.51				52,964	6.00				70,619	8.00
Common equity tier 1 capital (to risk-weighted assets):
Consolidated		111,472	12.23				41,012	4.50			N/A		N/A
Bank		101,601	11.51				39,723	4.50				57,378	6.50
Tier I capital (to average assets):
Consolidated		111,472	9.40				47,458	4.00			N/A		N/A
Bank		101,601	8.64				47,045	4.00				58,807	5.00