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Consolidated Statements of Income - USD ($)
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income      
Interest and fees on loans $ 38,187,000 $ 34,939,000 $ 29,740,000
Interest and dividends on investment securities (AFS & Equity):      
Taxable 6,568,000 6,280,000 6,270,000
Tax-exempt 1,529,000 1,845,000 1,957,000
Interest on trading securities     45,000
Interest on interest-bearing balances and other interest income 134,000 136,000 90,000
Total interest income 46,418,000 43,200,000 38,102,000
Interest on deposits      
Interest-bearing demand 3,013,000 2,226,000 1,137,000
Money market 815,000 329,000 249,000
Savings 1,605,000 1,657,000 1,156,000
Time 1,908,000 1,578,000 1,512,000
Time of $100 or more 2,083,000 1,723,000 1,373,000
Interest on short-term borrowings 700,000 672,000 253,000
Total interest expense 10,124,000 8,185,000 5,680,000
Net interest income 36,294,000 35,015,000 32,422,000
Provision for loan losses 1,300,000 1,130,000 1,400,000
Net interest income after provision for loan losses 34,994,000 33,885,000 31,022,000
Non-interest income      
Total other-than-temporary impairment loss on investment securities     (80,000)
Net other-than temporary impairment losses on investment securities     (80,000)
Net unrealized gain (loss) on investment equity securities 770,000 (336,000)  
Net gain (loss) on sale of investment securities 1,755,000 (76,000) 1,580,000
Net gain (loss) on investment securities 2,525,000 (412,000) 1,500,000
Net gain on trading activities     27,000
Fees for services to customers 1,691,000 1,699,000 1,668,000
ATM and debit card 2,070,000 1,895,000 1,749,000
Retail brokerage and advisory 560,000 370,000 436,000
Bank-owned life insurance 292,000 291,000 345,000
Merchant 348,000 326,000 345,000
Net gain on sale of loans 195,000 105,000 375,000
Other 636,000 618,000 442,000
Total non-interest income 8,317,000 4,892,000 6,887,000
Non-interest expense      
Salaries and employee benefits 16,086,000 14,411,000 13,121,000
Net occupancy 2,040,000 1,872,000 1,789,000
Furniture and equipment 2,496,000 2,165,000 1,859,000
Marketing 1,042,000 927,000 914,000
Third party services 1,853,000 1,889,000 1,608,000
Telephone, postage and supplies 720,000 685,000 804,000
State taxes 760,000 727,000 687,000
FDIC insurance premiums 269,000 624,000 577,000
Other 2,838,000 2,585,000 2,361,000
Total non-interest expense 28,104,000 25,885,000 23,720,000
Income before income taxes 15,207,000 12,892,000 14,189,000
Provision for income taxes 2,850,000 1,557,000 5,900,000
Net income $ 12,357,000 $ 11,335,000 $ 8,289,000
Earnings per share - basic $ 3.53 $ 3.27 $ 2.42
Earnings per share - diluted 3.53 3.25 2.41
Cash dividends per share $ 1.32 $ 1.28 $ 1.24