XML 38 R27.htm IDEA: XBRL DOCUMENT v3.19.1
Note 8 - Loans & Allowance for Loan Losses (Tables)
 3 Months Ended
Mar. 31, 2019
Troubled Debt Restructuring [Member]  
Allowance for Loan Losses

 

 

March 31, 2019

 

 

December 31, 2018

 

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

TDRs with no specific allowance recorded

 

$

2,945

 

 

$

—

 

 

$

2,513

 

 

$

—

 

TDRs with an allowance recorded

 

 

395

 

 

 

395

 

 

 

964

 

 

 

411

 

Total

 

$

3,340

 

 

$

395

 

 

$

3,477

 

 

$

411

 
Total Retail Loans [Member]  
Major Classes of Loans

 

 

March 31,

 

 

December 31,

 

 

 

2019

 

 

2018

 

Commercial:

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

165,381

 

 

$

162,452

 

Construction

 

 

54,717

 

 

 

50,135

 

Secured by commercial real estate

 

 

313,436

 

 

 

308,590

 

Secured by residential real estate

 

 

72,211

 

 

 

68,581

 

State and political subdivisions

 

 

47,552

 

 

 

43,737

 

Retail:

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

67,831

 

 

 

67,453

 

Home equity loans and lines

 

 

76,519

 

 

 

77,475

 

Consumer

 

 

6,661

 

 

 

6,785

 

Total loans

 

 

804,308

 

 

 

785,208

 

Net unearned costs

 

 

220

 

 

 

240

 

Loans receivable

 

$

804,528

 

 

$

785,448

 

 
Internal Risk Ratings and Payment Activity

 

March 31, 2019

 

Pass

 

 

Special

mention

 

 

Substandard

 

 

Doubtful

 

 

Total

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

161,678

 

 

$

78

 

 

$

3,625

 

 

$

—

 

 

$

165,381

 

Construction

 

 

54,717

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

54,717

 

Secured by commercial real estate

 

 

302,758

 

 

 

1,245

 

 

 

9,433

 

 

 

—

 

 

 

313,436

 

Secured by residential real estate

 

 

70,548

 

 

 

—

 

 

 

1,663

 

 

 

—

 

 

 

72,211

 

State and political subdivisions

 

 

47,552

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

47,552

 

Total

 

$

637,253

 

 

$

1,323

 

 

$

14,721

 

 

$

—

 

 

$

653,297

 

 

December 31, 2018

 

Pass

 

 

Special

mention

 

 

Substandard

 

 

Doubtful

 

 

Total

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

155,219

 

 

$

82

 

 

$

7,151

 

 

$

—

 

 

$

162,452

 

Construction

 

 

50,135

 

 

—

 

 

—

 

 

 

—

 

 

 

50,135

 

Secured by commercial real estate

 

 

297,713

 

 

 

1,259

 

 

 

9,618

 

 

 

—

 

 

 

308,590

 

Secured by residential real estate

 

 

66,838

 

 

 

173

 

 

 

1,570

 

 

 

—

 

 

 

68,581

 

State and political subdivisions

 

 

43,737

 

 

—

 

 

—

 

 

 

—

 

 

 

43,737

 

Total

 

$

613,642

 

 

$

1,514

 

 

$

18,339

 

 

$

—

 

 

$

633,495

 

 

March 31, 2019

 

Performing

 

 

Non-performing

 

 

Total

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

$

66,911

 

 

$

920

 

 

$

67,831

 

Home equity loans and lines

 

 

76,389

 

 

 

130

 

 

 

76,519

 

Consumer

 

 

6,529

 

 

 

132

 

 

 

6,661

 

Total

 

$

149,829

 

 

$

1,182

 

 

$

151,011

 

 

December 31, 2018

 

Performing

 

 

Non-performing

 

 

Total

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

$

66,513

 

 

$

940

 

 

$

67,453

 

Home equity loans and lines

 

 

77,309

 

 

 

166

 

 

 

77,475

 

Consumer

 

 

6,659

 

 

 

126

 

 

 

6,785

 

Total

 

$

150,481

 

 

$

1,232

 

 

$

151,713

 
Past Due Loans

March 31, 2019

 

30-59 days

past due

 

 

60-89 days

past due

 

 

90 days or

more past

due

 

 

Total past

due loans

 

 

Current

 

 

Total loans

receivable

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

725

 

 

$

349

 

 

$

1,280

 

 

$

2,354

 

 

$

163,027

 

 

$

165,381

 

Construction

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

54,717

 

 

 

54,717

 

Secured by commercial real estate

 

 

1,754

 

 

 

—

 

 

 

1,613

 

 

 

3,367

 

 

 

310,069

 

 

 

313,436

 

Secured by residential real estate

 

 

166

 

 

 

—

 

 

 

429

 

 

 

595

 

 

 

71,616

 

 

 

72,211

 

State and political subdivisions

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

47,552

 

 

 

47,552

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

746

 

 

 

—

 

 

 

465

 

 

 

1,211

 

 

 

66,620

 

 

 

67,831

 

Home equity loans and lines

 

 

55

 

 

 

243

 

 

 

30

 

 

 

328

 

 

 

76,191

 

 

 

76,519

 

Consumer

 

 

72

 

 

 

31

 

 

 

—

 

 

 

103

 

 

 

6,558

 

 

 

6,661

 

Total

 

$

3,518

 

 

$

623

 

 

$

3,817

 

 

$

7,958

 

 

$

796,350

 

 

$

804,308

 

 

December 31, 2018

 

30-59 days

past due

 

 

60-89 days

past due

 

 

90 days or

more past

due

 

 

Total past

due loans

 

 

Current

 

 

Total loans

receivable

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

94

 

 

$

141

 

 

$

1,372

 

 

$

1,607

 

 

$

160,845

 

 

$

162,452

 

Construction

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

50,135

 

 

 

50,135

 

Secured by commercial real estate

 

 

305

 

 

 

1,029

 

 

 

638

 

 

 

1,972

 

 

 

306,618

 

 

 

308,590

 

Secured by residential real estate

 

 

24

 

 

 

352

 

 

 

291

 

 

 

667

 

 

 

67,914

 

 

 

68,581

 

State and political subdivisions

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

43,737

 

 

 

43,737

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

544

 

 

 

245

 

 

 

476

 

 

 

1,265

 

 

 

66,188

 

 

 

67,453

 

Home equity loans and lines

 

 

82

 

 

 

205

 

 

 

61

 

 

 

348

 

 

 

77,127

 

 

 

77,475

 

Consumer

 

 

23

 

 

 

35

 

 

 

24

 

 

 

82

 

 

 

6,703

 

 

 

6,785

 

Total

 

$

1,072

 

 

$

2,007

 

 

$

2,862

 

 

$

5,941

 

 

$

779,267

 

 

$

785,208

 
Non-accrual Loans

March 31, 2019

 

90 days or more past

due (still accruing)

 

 

Non-accrual

 

Commercial:

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

—

 

 

$

3,430

 

Construction

 

 

—

 

 

 

—

 

Secured by commercial real estate

 

 

—

 

 

 

1,885

 

Secured by residential real estate

 

 

—

 

 

 

1,209

 

State and political subdivisions

 

 

—

 

 

 

—

 

Retail:

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

—

 

 

 

920

 

Home equity loans and lines

 

 

—

 

 

 

130

 

Consumer

 

 

—

 

 

 

132

 

Total

 

$

—

 

 

$

7,706

 

 

December 31, 2018

 

90 days or more past

due (still accruing)

 

 

Non-accrual

 

Commercial:

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

—

 

 

$

3,179

 

Construction

 

 

—

 

 

 

—

 

Secured by commercial real estate

 

 

—

 

 

 

1,965

 

Secured by residential real estate

 

 

—

 

 

 

1,102

 

State and political subdivisions

 

 

—

 

 

 

—

 

Retail:

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

—

 

 

 

940

 

Home equity loans and lines

 

 

—

 

 

 

166

 

Consumer

 

 

—

 

 

 

126

 

Total

 

$

—

 

 

$

7,478

 
Allowance for Loan Losses

Activity in the allowance for loan losses for the three months ended March 31, 2019 and 2018 are as follows:

 

Three months ended March 31, 2019

 

Balance,

beginning of

period

 

 

Provision for

(credit to)

loan losses

 

 

Charge-offs

 

 

Recoveries

 

 

Balance, end

of period

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

3,092

 

 

$

(16

)

 

$

—

 

 

$

7

 

 

$

3,083

 

Construction

 

 

551

 

 

 

51

 

 

 

—

 

 

 

—

 

 

 

602

 

Secured by commercial real estate

 

 

2,824

 

 

 

5

 

 

 

—

 

 

 

—

 

 

 

2,829

 

Secured by residential real estate

 

 

754

 

 

 

(1

)

 

 

(31

)

 

 

21

 

 

 

743

 

State and political subdivisions

 

 

153

 

 

 

37

 

 

 

—

 

 

 

—

 

 

 

190

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

497

 

 

 

3

 

 

 

—

 

 

 

—

 

 

 

500

 

Home equity loans and lines

 

 

338

 

 

 

18

 

 

 

(16

)

 

 

1

 

 

 

341

 

Consumer

 

 

164

 

 

 

28

 

 

 

(35

)

 

 

9

 

 

 

166

 

Unallocated

 

 

461

 

 

 

100

 

 

N/A

 

 

N/A

 

 

 

561

 

Total

 

$

8,834

 

 

$

225

 

 

$

(82

)

 

$

38

 

 

$

9,015

 

 

Three months ended March 31, 2018

 

Balance,

beginning of

period

 

 

Provision for

(credit to)

loan losses

 

 

Charge-offs

 

 

Recoveries

 

 

Balance, end

of period

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

2,711

 

 

$

103

 

 

$

—

 

 

$

15

 

 

$

2,829

 

Construction

 

 

563

 

 

 

(6

)

 

 

—

 

 

 

—

 

 

 

557

 

Secured by commercial real estate

 

 

2,410

 

 

 

20

 

 

 

—

 

 

 

1

 

 

 

2,431

 

Secured by residential real estate

 

 

816

 

 

 

17

 

 

 

—

 

 

 

2

 

 

 

835

 

State and political subdivisions

 

 

114

 

 

 

7

 

 

 

—

 

 

 

—

 

 

 

121

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

444

 

 

 

68

 

 

 

—

 

 

 

—

 

 

 

512

 

Home equity loans and lines

 

 

357

 

 

 

20

 

 

 

—

 

 

 

4

 

 

 

381

 

Consumer

 

 

57

 

 

 

18

 

 

 

(26

)

 

 

12

 

 

 

61

 

Unallocated

 

 

369

 

 

 

(59

)

 

N/A

 

 

N/A

 

 

 

310

 

Total

 

$

7,841

 

 

$

188

 

 

$

(26

)

 

$

34

 

 

$

8,037

 
Loans by Loan Class Modified as TDRs

 

Three months ended March 31,

 

2019

 

 

2018

 

 

 

Number of

contracts

 

 

Pre-modification

outstanding

recorded

investment

 

 

Post-modification

outstanding

recorded

investment

 

 

Number of

contracts

 

 

Pre-modification

outstanding

recorded

investment

 

 

Post-modification

outstanding

recorded

investment

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Home equity loans and lines

 

 

—

 

 

$

—

 

 

$

—

 

 

 

1

 

 

$

47

 

 

$

47

 

Consumer

 

 

1

 

 

 

12

 

 

 

12

 

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

 

1

 

 

$

12

 

 

$

12

 

 

 

1

 

 

$

47

 

 

$

47

 

 
Loans Disaggregated by Impairment Method

 

 

 

Allowance for Loan Losses

 

 

Loans Receivable

 

March 31, 2019

 

Balance

 

 

Balance related

to loans

individually

evaluated for

impairment

 

 

Balance related

to loans

collectively

evaluated for

impairment

 

 

Balance

 

 

Balance

individually

evaluated for

impairment

 

 

Balance

collectively

evaluated for

impairment

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

3,083

 

 

$

1,572

 

 

$

1,511

 

 

$

165,381

 

 

$

3,537

 

 

$

161,844

 

Construction

 

 

602

 

 

 

—

 

 

 

602

 

 

 

54,717

 

 

 

—

 

 

 

54,717

 

Secured by commercial real estate

 

 

2,829

 

 

 

62

 

 

 

2,767

 

 

 

313,436

 

 

 

5,941

 

 

 

307,495

 

Secured by residential real estate

 

 

743

 

 

 

75

 

 

 

668

 

 

 

72,211

 

 

 

1,833

 

 

 

70,378

 

State and political subdivisions

 

 

190

 

 

 

—

 

 

 

190

 

 

 

47,552

 

 

 

—

 

 

 

47,552

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

500

 

 

 

—

 

 

 

500

 

 

 

67,831

 

 

 

1,247

 

 

 

66,584

 

Home equity loans and lines

 

 

341

 

 

 

—

 

 

 

341

 

 

 

76,519

 

 

 

149

 

 

 

76,370

 

Consumer

 

 

166

 

 

 

—

 

 

 

166

 

 

 

6,661

 

 

 

75

 

 

 

6,586

 

Unallocated

 

 

561

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Total

 

$

9,015

 

 

$

1,709

 

 

$

6,745

 

 

$

804,308

 

 

$

12,782

 

 

$

791,526

 

 

 

 

Allowance for Loan Losses

 

 

Loans Receivable

 

December 31, 2018

 

Balance

 

 

Balance related

to loans

individually

evaluated for

impairment

 

 

Balance related

to loans

collectively

evaluated for

impairment

 

 

Balance

 

 

Balance

individually

evaluated for

impairment

 

 

Balance

collectively

evaluated for

impairment

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

3,092

 

 

$

1,461

 

 

$

1,631

 

 

$

162,452

 

 

$

7,128

 

 

$

155,324

 

Construction

 

 

551

 

 

 

—

 

 

 

551

 

 

 

50,135

 

 

 

—

 

 

 

50,135

 

Secured by commercial real estate

 

 

2,824

 

 

 

101

 

 

 

2,723

 

 

 

308,590

 

 

 

6,083

 

 

 

302,507

 

Secured by residential real estate

 

 

754

 

 

 

97

 

 

 

657

 

 

 

68,581

 

 

 

1,740

 

 

 

66,841

 

State and political subdivisions

 

 

153

 

 

 

—

 

 

 

153

 

 

 

43,737

 

 

 

—

 

 

 

43,737

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

497

 

 

 

—

 

 

 

497

 

 

 

67,453

 

 

 

1,268

 

 

 

66,185

 

Home equity loans and lines

 

 

338

 

 

 

5

 

 

 

333

 

 

 

77,475

 

 

 

186

 

 

 

77,289

 

Consumer

 

 

164

 

 

 

—

 

 

 

164

 

 

 

6,785

 

 

 

77

 

 

 

6,708

 

Unallocated

 

 

461

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

 

N/A

 

Total

 

$

8,834

 

 

$

1,664

 

 

$

6,709

 

 

$

785,208

 

 

$

16,482

 

 

$

768,726

 
Impaired Loans

 

 

 

March 31, 2019

 

 

December 31, 2018

 

 

 

Recorded

investment

(after

charge-offs)

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

 

Recorded

investment

(after

charge-offs)

 

 

Unpaid

principal

balance

 

 

Related

allowance

 

With no specific allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

804

 

 

$

1,041

 

 

 

 

 

 

$

4,243

 

 

$

4,525

 

 

 

 

 

Construction

 

 

—

 

 

 

—

 

 

 

 

 

 

 

—

 

 

 

—

 

 

 

 

 

Secured by commercial real estate

 

 

4,928

 

 

 

5,530

 

 

 

 

 

 

 

5,012

 

 

 

5,577

 

 

 

 

 

Secured by residential real estate

 

 

1,550

 

 

 

1,728

 

 

 

 

 

 

 

1,023

 

 

 

1,140

 

 

 

 

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

1,247

 

 

 

1,347

 

 

 

 

 

 

 

1,268

 

 

 

1,357

 

 

 

 

 

Home equity loans and lines

 

 

149

 

 

 

274

 

 

 

 

 

 

 

140

 

 

 

190

 

 

 

 

 

Consumer

 

 

75

 

 

 

83

 

 

 

 

 

 

 

77

 

 

 

84

 

 

 

 

 

Total

 

$

8,753

 

 

$

10,003

 

 

 

 

 

 

$

11,763

 

 

$

12,873

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

With an allowance recorded:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

2,733

 

 

$

4,015

 

 

$

1,572

 

 

$

2,885

 

 

$

4,128

 

 

$

1,461

 

Construction

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Secured by commercial real estate

 

 

1,013

 

 

 

1,030

 

 

 

62

 

 

 

1,071

 

 

 

1,095

 

 

 

101

 

Secured by residential real estate

 

 

283

 

 

 

319

 

 

 

75

 

 

 

717

 

 

 

773

 

 

 

97

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Home equity loans and lines

 

 

—

 

 

 

—

 

 

 

—

 

 

 

46

 

 

 

46

 

 

 

5

 

Consumer

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Total

 

$

4,029

 

 

$

5,364

 

 

$

1,709

 

 

$

4,719

 

 

$

6,042

 

 

$

1,664

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

3,537

 

 

$

5,056

 

 

$

1,572

 

 

$

7,128

 

 

$

8,653

 

 

$

1,461

 

Construction

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Secured by commercial real estate

 

 

5,941

 

 

 

6,560

 

 

 

62

 

 

 

6,083

 

 

 

6,672

 

 

 

101

 

Secured by residential real estate

 

 

1,833

 

 

 

2,047

 

 

 

75

 

 

 

1,740

 

 

 

1,913

 

 

 

97

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

1,247

 

 

 

1,347

 

 

 

—

 

 

 

1,268

 

 

 

1,357

 

 

 

—

 

Home equity loans and lines

 

 

149

 

 

 

274

 

 

 

—

 

 

 

186

 

 

 

236

 

 

 

5

 

Consumer

 

 

75

 

 

 

83

 

 

 

—

 

 

 

77

 

 

 

84

 

 

 

—

 

Total

 

$

12,782

 

 

$

15,367

 

 

$

1,709

 

 

$

16,482

 

 

$

18,915

 

 

$

1,664

 

 

Three Months Ended March 31,

 

2019

 

 

2018

 

 

 

Average

recorded

investment

 

 

Interest income

recognized

 

 

Average

recorded

investment

 

 

Interest income

recognized

 

Commercial:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Commercial and industrial

 

$

4,298

 

 

$

3

 

 

$

6,635

 

 

$

64

 

Construction

 

 

—

 

 

 

—

 

 

 

—

 

 

 

—

 

Secured by commercial real estate

 

 

6,011

 

 

 

48

 

 

 

3,710

 

 

 

23

 

Secured by residential real estate

 

 

1,749

 

 

 

10

 

 

 

1,728

 

 

 

4

 

Retail:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

1-4 family residential mortgages

 

 

1,257

 

 

 

3

 

 

 

1,212

 

 

 

3

 

Home equity loans and lines

 

 

176

 

 

 

—

 

 

 

193

 

 

 

—

 

Consumer

 

 

76

 

 

 

—

 

 

 

84

 

 

 

—

 

Total

 

$

13,567

 

 

$

64

 

 

$

13,562

 

 

$

94