Consolidated Balance Sheets - USD ($)	Mar. 31, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 12,971,000	$ 12,888,000
Interest-bearing deposits in banks	737,000	570,000
Total cash and cash equivalents	13,708,000	13,458,000
Investment debt securities
Available-for-sale (amortized cost $348,965 and $353,249)	344,367,000	344,221,000
Investment equity securities (cost of $10,164 and $10,079)	10,482,000	9,421,000
Restricted investment in stocks	1,238,000	797,000
Loans receivable	804,528,000	785,448,000
Allowance for loan losses	(9,015,000)	(8,834,000)
Net loans	795,513,000	776,614,000
Bank-owned life insurance	11,261,000	11,192,000
Premises and equipment, net	11,969,000	9,918,000
Accrued interest receivable	4,212,000	2,852,000
Net deferred tax assets	2,283,000	3,724,000
Other assets	8,093,000	3,255,000
Total assets	1,203,126,000	1,175,452,000
Deposits
Demand, non-interest bearing	139,970,000	128,615,000
Interest-bearing demand	314,375,000	304,652,000
Money market	108,921,000	78,781,000
Savings	248,629,000	279,762,000
Time	119,010,000	117,569,000
Time of $100 or more	103,709,000	106,219,000
Total deposits	1,034,614,000	1,015,598,000
Short-term borrowings	49,897,000	50,872,000
Finance lease liabilities	1,878,000
Accrued interest payable	450,000	449,000
Other liabilities	5,927,000	4,185,000
Total liabilities	1,092,766,000	1,071,104,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,658,504 shares and 3,648,649 shares issued; 3,493,935 and 3,484,080 shares outstanding	2,286,000	2,280,000
Surplus	20,319,000	20,041,000
Retained earnings	93,863,000	91,635,000
Accumulated other comprehensive loss, net of tax	(3,632,000)	(7,132,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	110,360,000	104,348,000
Total liabilities and shareholders' equity	$ 1,203,126,000	$ 1,175,452,000