Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
Assets
Cash and due from banks	$ 10,787	$ 10,793
Interest-bearing deposits in banks	939	5,538
Total cash and cash equivalents	11,726	16,331
Investment debt securities
Available-for-sale (amortized cost $356,329 and $380,440)	344,194	374,570
Investment equity securities (cost of $10,127 and $5,296)	9,600	4,975
Restricted investment in stocks	2,668	1,501
Loans held-for-sale	404
Loans receivable	779,886	733,283
Allowance for loan losses	(8,192)	(7,841)
Net loans	771,694	725,442
Bank-owned life insurance	11,032	10,894
Premises and equipment, net	9,648	8,495
Accrued interest receivable	3,573	3,545
Net deferred tax assets	4,523	3,319
Other assets	3,812	3,265
Total assets	1,172,874	1,152,337
Deposits
Demand, non-interest bearing	135,482	129,212
Interest-bearing demand	286,248	297,470
Money market	80,053	84,562
Savings	261,224	257,522
Time	120,303	124,485
Time of $100 or more	102,416	100,697
Total deposits	985,726	993,948
Short-term borrowings	85,646	55,756
Accrued interest payable	371	384
Other liabilities	3,313	3,679
Total liabilities	1,075,056	1,053,767
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,630,037 shares and 3,612,677 shares issued; 3,465,468 and 3,448,108 shares outstanding	2,269	2,258
Surplus	19,293	18,691
Retained earnings	88,319	84,183
Accumulated other comprehensive loss, net of tax	(9,587)	(4,086)
Treasury stock, at cost; 164,569 shares	(2,476)	(2,476)
Total shareholders' equity	97,818	98,570
Total liabilities and shareholders' equity	$ 1,172,874	$ 1,152,337