Consolidated Balance Sheets - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
Assets
Cash and due from banks	$ 10,793	$ 8,897
Interest-bearing deposits in banks	5,538	1,824
Total cash and cash equivalents	16,331	10,721
Investment securities
Trading		3,596
Available-for-sale (amortized cost $385,736 and $396,168)	379,545	390,475
Restricted investment in bank stocks	1,501	1,017
Loans held-for-sale		789
Loans receivable	733,283	633,079
Allowance for loan losses	(7,841)	(7,394)
Net loans	725,442	625,685
Bank-owned life insurance	10,894	11,297
Premises and equipment, net	8,495	8,683
Accrued interest receivable	3,545	3,128
Net deferred tax assets	3,319	5,473
Other assets	3,265	2,277
Total assets	1,152,337	1,063,141
Deposits
Demand, non-interest bearing	129,212	119,010
Interest-bearing demand	297,470	255,754
Money market	84,562	74,762
Savings	257,522	238,247
Time	124,485	131,370
Time of $100 or more	100,697	94,212
Total deposits	993,948	913,355
Short-term borrowings	55,756	52,660
Accrued interest payable	384	335
Other liabilities	3,679	3,224
Total liabilities	1,053,767	969,574
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,612,677 shares and 3,576,270 shares issued; 3,448,108 and 3,411,701 shares outstanding	2,258	2,235
Surplus	18,691	17,418
Retained earnings	84,183	80,147
Accumulated other comprehensive loss, net of tax	(4,086)	(3,757)
Treasury stock, at cost; 164,569 shares	(2,476)	(2,476)
Total shareholders' equity	98,570	93,567
Total liabilities and shareholders' equity	$ 1,152,337	$ 1,063,141