Consolidated Balance Sheets - USD ($)	Dec. 31, 2016	Dec. 31, 2015
Assets
Cash and due from banks	$ 8,897,000	$ 9,159,000
Interest-bearing deposits in banks	1,824,000	7,832,000
Total cash and cash equivalents	10,721,000	16,991,000
Investment securities
Trading	3,596,000	4,189,000
Available-for-sale (amortized cost $396,168 and $362,742)	390,475,000	361,915,000
Held-to-maturity (fair value $0 and $151)	0	147,000
Restricted investment in bank stocks	1,017,000	508,000
Loans held-for-sale	789,000	987,000
Loans receivable	633,079,000	615,270,000
Allowance for loan losses	(7,394,000)	(7,554,000)
Net loans	625,685,000	607,716,000
Bank-owned life insurance	11,297,000	10,978,000
Premises and equipment, net	8,683,000	9,257,000
Accrued interest receivable	3,128,000	2,562,000
Net deferred tax assets	5,473,000	3,673,000
Other assets	2,277,000	2,013,000
Total assets	1,063,141,000	1,020,936,000
Deposits
Demand, non-interest bearing	119,010,000	98,543,000
Interest-bearing demand	255,754,000	274,925,000
Money market	74,762,000	67,172,000
Savings	238,247,000	221,770,000
Time	131,370,000	135,251,000
Time of $100 or more	94,212,000	92,125,000
Total deposits	913,355,000	889,786,000
Short-term borrowings	52,660,000	37,163,000
Accrued interest payable	335,000	330,000
Other liabilities	3,224,000	3,214,000
Total liabilities	969,574,000	930,493,000
Shareholders' Equity
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,576,270 shares and 3,524,363 shares issued; 3,411,701 and 3,359,794 shares outstanding	2,235,000	2,203,000
Surplus	17,418,000	15,973,000
Retained earnings	80,147,000	75,289,000
Accumulated other comprehensive loss, net of tax	(3,757,000)	(546,000)
Treasury stock, at cost; 164,569 shares	(2,476,000)	(2,476,000)
Total shareholders' equity	93,567,000	90,443,000
Total liabilities and shareholders' equity	$ 1,063,141,000	$ 1,020,936,000