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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 12,437 $ 9,159
Interest-bearing deposits in banks 56,991 7,832
Total cash and cash equivalents 69,428 16,991
Investment securities    
Trading 4,312 4,189
Available-for-sale (amortized cost $365,367 and $362,742) 368,834 361,915
Held-to-maturity (fair value $147 and $151) 147 147
Restricted investment in bank stocks 522 508
Loans held-for-sale 456 987
Loans receivable 608,231 615,270
Allowance for loan losses (7,593) (7,554)
Net loans 600,638 607,716
Bank-owned life insurance 11,206 10,978
Premises and equipment, net 8,777 9,257
Accrued interest receivable 2,573 2,562
Net deferred tax assets 2,334 3,673
Other assets 2,704 2,013
Total assets 1,071,931 1,020,936
Deposits    
Demand, non-interest bearing 105,029 98,543
Interest-bearing demand 291,228 274,925
Money market 72,756 67,172
Savings 229,323 221,770
Time 132,128 135,251
Time of $100 or more 96,248 92,125
Total deposits 926,712 889,786
Short-term borrowings 41,179 37,163
Accrued interest payable 310 330
Other liabilities 5,734 3,214
Total liabilities 973,935 930,493
Shareholders' Equity    
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,564,657 shares and 3,524,363 shares issued; 3,400,088 and 3,359,794 shares outstanding 2,228 2,203
Surplus 17,057 15,973
Retained earnings 78,899 75,289
Accumulated other comprehensive income (loss), net of tax 2,288 (546)
Treasury stock, at cost; 164,569 shares (2,476) (2,476)
Total shareholders' equity 97,996 90,443
Total liabilities and shareholders' equity $ 1,071,931 $ 1,020,936