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Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
Jun. 30, 2016
Dec. 31, 2015
Assets    
Cash and due from banks $ 10,691,000 $ 9,159,000
Interest-bearing deposits in banks 47,258,000 7,832,000
Total cash and cash equivalents 57,949,000 16,991,000
Investment securities    
State and municipal securities 3,459,000 4,189,000
Available-for-sale Securities 344,253,000 361,915,000
State and municipal securities 147,000 147,000
Restricted investment in bank stocks 522,000 508,000
Loans held-for-sale 184,000 987,000
Loans receivable 604,478,000 615,270,000
Allowance for loan losses (7,550,000) (7,554,000)
Net loans 596,928,000 607,716,000
Bank-owned life insurance 11,122,000 10,978,000
Premises and equipment, net 8,913,000 9,257,000
Accrued interest receivable 2,376,000 2,562,000
Net deferred tax assets 1,891,000 3,673,000
Other assets 2,494,000 2,013,000
Total assets 1,030,238,000 1,020,936,000
Deposits    
Demand, non-interest bearing 117,650,000 98,543,000
Interest-bearing demand 243,858,000 274,925,000
Money market 69,763,000 67,172,000
Savings 233,641,000 221,770,000
Time 133,684,000 135,251,000
Time of $100 or more 94,689,000 92,125,000
Total deposits 893,285,000 889,786,000
Short-term borrowings 36,693,000 37,163,000
Accrued interest payable 330,000 330,000
Other liabilities 2,723,000 3,214,000
Total liabilities 933,031,000 930,493,000
Shareholders' Equity    
Common stock, par value $0.625 per share; authorized 10,000,000 shares; 3,555,769 shares and 3,524,363 shares issued; 3,391,200 and 3,359,794 shares outstanding 2,222,000 2,203,000
Surplus 16,762,000 15,973,000
Retained earnings 77,625,000 75,289,000
Accumulated other comprehensive income (loss), net of tax 3,074,000 (546,000)
Treasury stock, at cost; 164,569 shares (2,476,000) (2,476,000)
Total shareholders' equity 97,207,000 90,443,000
Total liabilities and shareholders' equity $ 1,030,238,000 $ 1,020,936,000